Home Authors Kliment Dukovski
Kliment Dukovski

Kliment Dukovski

Writer

Kliment Dukovski is a personal finance writer at Finder, specializing in investments and cryptocurrency. He's written more than 700 articles to help readers compare the best trading platforms, understand complex investment terms and find the best credit cards for their needs. His expert commentary has been featured in such digital publications as Fox Business, MSN Money and MediaFeed. He’s also well-versed in money transfers, home loans and more — breaking down these topics into simple concepts anyone can understand. In another life, Kliment ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expertise

  • Investing
  • Day trading
  • Stock market technical analysis
  • Personal and business credit cards

Experience

  • Author of over 700 personal finance articles
  • Skilled at breaking down complicated investment terms and concepts into easy-to-understand guides
  • Featured on Fox Business, MSN Money and MediaFeed.org
  • Contributes to Finder’s YouTube channel by writing engaging scripts on popular share trading apps
  • Well-versed in staying on top of trends in the stock market and day-trading apps to ensure readers have the most up-to-date information to make better decisions

Education

  • Master of Arts in cultural-historical heritage | University of Veliko Tarnovo | 2008–2009
  • Bachelor of Arts in archaeology | University of Veliko Tarnovo | 2004–2008

Featured publications

Industry insights from Kliment Dukovski

We asked Kliment to flex his expertise on trading, investing and meme stocks.

What share-trading and investing apps do you use personally?

I’m an expert in technical analysis of price charts, and I need sophisticated trading platforms to make trading decisions. That’s why I chose Interactive Brokers (IBKR) and use both its desktop and mobile app daily. But even though IBKR offers decent charting features, I avoid it and use StockCharts.com instead, which is more clean, intuitive and easier to use than IBKR’s charts. What I like about IBKR, though, are the research tools. I use its fundamentals explorer for every company I intend to trade or invest in. The explorer shows information about social sentiment, financials and analyst ratings from Refinitiv (Reuters) and TipRanks. These alone cost hundreds of dollars annually to subscribe. As an IBKR customer, I get them without any additional cost.

What’s the difference between investing and speculating?

The main difference between investing and speculating is the amount of risk you take. Investing often comes with lower risk because it typically requires a more detailed due diligence of the company or instrument you’re investing in. Speculating, on the other hand, comes with a way higher risk. Some even consider it gambling. An example of speculating would be buying shares of a company that has been consistently burning money. But the company announces a new product that could finally earn a profit. The goal of speculating, in this case, would be to sell the shares as soon as the product comes out, regardless of whether it will be successful in the future.

What should investors consider before buying into meme stocks trending on Reddit’s WallStreetBets investing community?

Understand that there is a high probability you will lose your money. This is especially true if you trade on margin, which is on borrowed money from the broker. Will losing your money affect your lifestyle? If the answer is yes, it may be best to pass or wait until you have money you’d be willing to lose. But if you feel like you’re missing out, consider starting small — and avoid trading on margin. If you’re right and the stock does go to the moon, you’ll have more money to keep going. Just keep in mind — for every trader that has earned wild amounts of money, there are many more that have lost their entire life savings. One phrase that traders in the community love to repeat is, “Sir, this is a casino.” It pretty much sums it up.

Latest articles by Kliment Dukovski

68 articles written by this author

3 upcoming IPOs to watch in January 2023

A brand developer, healthcare company and wealth management group are among the IPOs expected to take place this month.

Stacie Hurst & Kliment Dukovski 23 December 2022
3 upcoming IPOs to watch in January 2023

How to analyze a stock

Learn how to research stocks and find the right investment opportunities in 4 steps.

Kliment Dukovski 14 December 2022
How to analyze a stock

9 of the best growth ETFs

Invest in growth ETFs to access companies with high growth potential.

Kliment Dukovski 24 March 2022
9 of the best growth ETFs

5 of the best Vanguard ETFs

Find out the best 5 Vanguard index funds to invest in based on fees, returns and more

Kliment Dukovski 17 March 2022
5 of the best Vanguard ETFs

How to invest money in Canada

What's the best way to invest money in Canada? Find out about real estate, robo-advisors, index funds, cryptocurrency and more.

Kliment Dukovski 10 February 2022
How to invest money in Canada

Shiba Inu (SHIB) price prediction 2022

Read our expert analysis on Shiba Inu and how the token will perform in the future.

Kliment Dukovski 10 January 2022
Shiba Inu (SHIB) price prediction 2022

What is an ADR stock?

American depositary shares provide a simple way to invest in foreign companies on US stock exchanges. But there are pros and cons to consider.

Kliment Dukovski 18 December 2021
What is an ADR stock?

Investing in metaverse stocks

The metaverse is here. What do you need to know before investing?

Kliment Dukovski 13 December 2021
Investing in metaverse stocks

Solana (SOL) price prediction 2023

Your guide to what to expect for the price of Solana (SOL) in the weeks and months ahead.

Kliment Dukovski 19 October 2021
Solana (SOL) price prediction 2023

6 strategies for option trading everyone should know

Step-by-step instructions with examples for 6 popular options trading strategies.

Kliment Dukovski 20 July 2021
6 strategies for option trading everyone should know
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