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Credit cards with access to some of the best lounges in Canada

For many travellers, airline lounges are blissful waiting areas that come with delicious meals, complimentary Wi-Fi and even shower suites.

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For first- and business-class ticket holders, getting into these VIP lounges is free. For everyone else, access can be more challenging. However, like getting the best seat on the plane, you can get into a lounge without spending a dime – if you’ve got the right credit card. Learn about some of the best airport lounge programs in Canada and find out how you can get complimentary access with the right card.

Scotiabank Gold American Express Card

Scotiabank Gold American Express Card

19.99 % APR

Purchase interest rate

Eligibility criteria, terms and conditions, fees and charges apply

Scotiabank Gold American Express Card

Apply today and earn up to 25,000 bonus Scotia Rewards points when you spend at least $1,000 in the first three months.

  • Purchase interest rate: 19.99%
  • Cash advance rate: 22.99%
  • Annual fee: $120
  • Credit rating: 650+
  • Minimum income: $12,000
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Compare credit cards that offer lounge access

Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Benefits with this card Description
BMO AIR MILES World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$80,000
Get 1 AIR MILE for every $10 spent on eligible purchases.
Earn a bonus of up to 2,000 AIR MILES. Terms apply. Plus, get the annual fee of $120 waived in the first year.
BMO World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($150 thereafter)
$80,000
Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
Get up to $575 in value in your first year. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Plus, get the $150 annual fee waived in the first year.
American Express Aeroplan Reserve Card
19.99%
21.99%
$599
N/A
Earn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1x the points on everything else.
Earn up to 65,000 Welcome Bonus Aeroplan points and a $100 Statement Credit as a new cardmember.
American Express Aeroplan Business Reserve Card
16.99%
21.99%
$599
N/A
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals, and 1 point for every $1 spent elsewhere.
Earn up to 65,000 Welcome Bonus Aeroplan points and a $100 Statement Credit as a new cardmember.
BMO CashBack World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$80,000
Earn 1.5% cash back on all eligible purchases.
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.
Business Platinum Card from American Express
N/A
N/A
$499
N/A
Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
Earn a Welcome Bonus of 50,000 Membership Rewards points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.
American Express Business Gold Rewards Card
N/A
N/A
$250
N/A
Earn 2 Membership Rewards points for every $1 spent on eligible purchases at select American Express merchant suppliers in Canada (choose 3 suppliers), and earn 1 Membership Reward point for every $1 spent on eligible purchases elsewhere
Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months
Scotia Momentum Visa Infinite Card
20.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$60,000
Earn 4% cash back for every $1 spent on eligible grocery purchases & recurring bill payments, 2% per $1 spent on eligible gas purchases & public transit, and 1% per $1 spent on all other eligible purchases.
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) and pay no annual fee in the first year, including on supplementary cards (A welcome offer value of $350). Apply by February 28, 2021.
Scotiabank Platinum American Express Card
19.99%
22.99%
$399
$12,000
Earn 4 Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, and on dining and entertainment purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
Receive a bonus of 30,000 Scotia Rewards points upon first eligible purchase made within the first two months. Apply by February 28, 2021.
Scotiabank Gold American Express Card
19.99%
22.99%
$120
$12,000
Earn 5 Scotia Rewards points per $1 spent on eligible grocery, dining and entertainment purchases, 3 points per $1 spent on eligible gas, transportation and select streaming services, and 1 point per $1 spent on eligible purchases elsewhere.
Earn 25,000 bonus Scotia Rewards points when you spend at least $1,000 on eligible purchases in the first 3 months. Apply by February 28, 2021.
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Airport lounge programs in Canada

You can use your credit card or your first- or business-class ticket to access airline lounges around the country. Do your research to learn whether you can gain complimentary access into these airline lounges free of charge. Some credit cards limit your airport lounge access to four times a year, while others will offer unlimited yearly access. Others will cost you a small fee or an extra fee for bringing in a guest.

Air Canada Maple Leaf Lounge™**

There are 23 Maple Leaf Lounges which can be found in 17 different airports across Canada, the USA and Europe. In Canada, these lounges can be found in Calgary, Edmonton, Halifax, Montreal, Ottawa, Regina, Saskatoon, St. Johns, Toronto, Vancouver and Winnipeg. Look forward to:

  • Complimentary snacks and beverages, Wi-Fi, news, entertainment and showers.
  • Access a cell phone quiet zone or head to the business centre to get in some work.

Priority Pass Lounges

Priority Pass gives you access to over 1,200 airport lounges in over 500 cities worldwide. You can access lounges in seven different cities across Canada including Calgary, Edmonton, Montreal, Quebec, Toronto, Vancouver and Winnipeg. You can look forward to:

  • Complimentary food and beverages, WiFi, showers, work areas, news and entertainment.
  • Some lounges may offer showers and spa services.

The American Express Global Lounge Collection

With your eligible Canadian Amex card, get access to more than 1,200 lounges across 130 countries and territories worldwide. Get access to:

  • The Centurion Lounges
  • Priority Pass Lounges
  • International American Express Lounges
  • Plaza Premium Lounges
  • Delta Sky Club
  • Escape Lounges
  • Airspace Lounges
  • Executive Lounges by Swissport (with Platinum Card only)
  • Quebec City’s Jean Lesage International Airport VIP Lounge (with Platinum Card only)

American Express Centurion Lounges

Although there are currently no American Express Centurion Lounges located in airports across Canada, you can still use your eligible Amex card to get into these iconic lounges in the United States and other countries worldwide, including lounges in Sweden, India, Argentina, Brazil, Australia and Mexico.

  • Get complimentary healthy snacks and beverages, as well as access to high-speed WiFi, showers, news and entertainment.
  • Aside from comfortable seating and outlets close to every seat, some Centurion Lounges offer spa services.

Mastercard Airport Experience by LoungeKey

With the Mastercard Airport Experience, you can get access to over 1,000 lounges in 120 countries worldwide. Lounge access in Canada can be found in Calgary, Edmonton, Halifax, Montreal, Ottawa, Quebec, Saskatoon, Toronto, Vancouver, and Winnipeg airports. You can look forward to:

  • Dining, shopping and spa offers.
  • Complimentary beverages and food, WiFi, comfortable seating, plenty of outlets, news and entertainment.

Check out a few of the airport lounges you could get access to with the right travel card
Image: Shutterstock

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