In this guide

  • Review
  • Your reviews
Finder makes money from featured partners, but editorial opinions are our own.

CIBC Aventura Gold Visa Card review

  • Avatar
CIBC Aventura Gold Visa Card
Welcome Offer
35,000 points
Rewards
Up to 2 points per $1 spent
Annual Fee
$0 annual fee for the first year ($139 thereafter)
Purchase Interest Rate
20.99%
Cash Advance Rate
22.99% (21.99% for Quebec residents)
All information about CIBC Aventura Gold Visa Card has been collected independently by Finder. Finder is not connected with CIBC products, and this page is not sponsored, endorsed or administered by, or associated with, CIBC. All product names, logos, and brands have been used for identification purposes only and are property of their respective owners.

Summary

Earn flexible rewards and comprehensive benefits when you sign up for this premium travel card. 

Earn 1.5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC rewards centre and 1 point on everything else.

In this guide

  • Review
  • Your reviews

The CIBC Aventura Gold Visa Card offers comprehensive travel benefits and a decent return on Aventura Points. This card lets you Earn up to 35,000 Aventura Points in the first year. Plus, get a rebate on the first year annual fee.

30-second take

  • Think about this card if you want travel benefits and a decent return on points.
  • Choose something else if you want low interest or no annual fee.
  • You’ll need to have a household income of $15,000 to qualify for this card.

The basics

Whether you’re a frequent flyer or planning your first trip overseas, you might benefit from the CIBC Aventura Gold Visa Card.

  • Decent return. Earn 1.5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC rewards centre and 1 point on everything else.
  • Welcome bonus. Earn up to 35,000 Aventura Points (up to $800 in travel value). Get 20,000 Aventura Points when you make your first purchase. Plus, in the first year, you can earn an additional 1,250 Aventura Points each monthly when you spend at least $1,000. That’s a total of up to 15,000 points. Also, get a rebate on the first year annual fee.
  • DragonPass access. Get 4 complimentary passes to access more than 1,200+ airport lounges around the world every year.
  • Travel medical insurance. Rest easy with full travel medical insurance for the first 15 days of your trip.
  • Travel benefits. Protect yourself against losses with hotel burglary insurance and special travel coverage like baggage and flight delay insurance.

The perks

  • Nexus fee rebate. Apply for fast border crossings between the US and Canada and get a $50 rebate on your application fee.
  • Common carrier insurance. Cover your trip with up to $500,000 coverage when you travel by plane, ferry, train or bus
  • Car rental insurance. Rent a car with your card and get automatic collision and damage insurance.
  • Mobile device insurance. Get covered if you need to replace your phone due to loss, damage or theft
  • Optional insurance. Pay an additional fee to get balance protection insurance to cover your minimum payments in case of emergency.
  • Purchase protection. Rest easy with purchase insurance and extended warranty coverage on the products you buy with your card.

What to watch out for

  • Annual fee. It will cost you $139 per year to keep your account active.
  • High interest. You’ll pay as much as 20.99% interest on outstanding balances and 22.99% (21.99% for Quebec residents) on cash advances and balance transfers.
  • Fee for additional cards. You’ll pay $50 for every additional card you add to your account.

CIBC Aventura Gold Visa Card interest rates

Interest TypeInterest Rate
Purchase interest rate20.99%
Cash advance rate22.99%
Standard balance transfer rate22.99%

What should I know before I apply?

How to apply

  1. Head to the CIBC website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

If you want to take advantage of comprehensive travel benefits and flexible rewards, the CIBC Aventura Gold Visa Card might be just the ticket. This card comes with a generous welcome bonus and a wide array of travel perks, but you’ll have to pay an annual fee to keep your account active.

Compare other credit cards

1 - 10 of 43
Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
N/A
Up to 2% cash back
20.99%
$0
Min. recommended credit score: 650
Neo Credit Mastercard
Get $25.00 + up to 15% cash back
Up to 5% cash back
19.99% - 29.99%
$0
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at partner stores and at least 1% cashback guaranteed.
RBC ION Visa
6,000 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 6,000 Avion points when you get approved for the card.
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2024. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
American Express Cobalt Card
15,000 points
Up to 5x points per $1 spent
21.99%
$155.88
Min. recommended credit score: 700
Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2024. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
RBC ION+ Visa
12,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get 12,000 Avion points when you get approved for the card.
BMO eclipse rise Visa Card
25,000
Up to 5 points per $2 spent
20.99%
$0
Min. recommended credit score: 660
Earn up to 25,000 bonus points.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived by your first anniversary.
loading

Frequently asked questions about the CIBC Aventura Gold Visa Card

Your reviews

No reviews yet. Write a review
Go to site