WestJet RBC Mastercard review
- Welcome Offer
- Up to 15,000 WestJet points
- Rewards
- Up to 1.5 points per $1 spent
- Annual Fee
- $39
- Purchase Interest Rate
- 20.99%
- Cash Advance Rate
- 22.99 (21.99% for Quebec residents)
Summary
Earn and redeem travel rewards with no blackouts or seat restrictions with the WestJet RBC MastercardYou get 1% back on everyday purchases and 1.5% back when you book WestJet flights with this WestJet credit card.
Frequent flyers on board WestJet can now be rewarded for their loyalty with a WestJet credit card. The WestJet RBC Mastercard offers lots of ways to earn WestJet dollars and redeem them for vacation packages and other perks. Comprehensive insurance coverage, an annual companion voucher and reasonable fees make this card an attractive option for existing WestJet customers or those who travel along many routes.
Find out if this WestJet credit card is right for you.
30-second take
- Consider getting this Westjet Mastercard if you’re a frequent flyer with WestJet and want to be rewarded for your loyalty with points and other perks.
- Choose something else if you don’t travel WestJet often.
- The more you fly with WestJet using this card, the more points you’ll earn towards free flights and vacations.
The basics
As soon as you receive your WestJet RBC Mastercard, you’ll be able to earn WestJet dollars just by shopping for groceries or gas. The card lets you earn 1% back in WestJet dollars for every qualified purchase you make; the offer goes up to 1.5% when booking WestJet flights with your card.
For a limited time, RBC is offering 50 welcome WestJet dollars with your first purchase. As your points accumulate, you’ll be able to book flights and vacation packages to destinations in North America, Central America, the Caribbean and Europe.
The perks
- Earn plenty of points. The WestJet RBC Mastercard gives you plenty of opportunities to rack up points. Earn 1 WestJet points for every qualifying purchase you make on your card, and earn 1.5 WestJet points when you buy WestJet flights or WestJet Vacations packages. book WestJet flights.
- Bonus dollars. As soon as you receive your Mastercard and make your first eligible purchase, you’ll receive 50 welcome WestJet dollars.
- Special offer. For a limited time Earn up to 15,000 WestJet points (with $1,000 spend in the first 3 months). Valid until February 4, 2026. Plus, get an annual round-trip companion voucher with a value over $199 (plus taxes, fees and charges) for round-trip travel within Canada and to/from the continental U.S.
- Lots of redemption opportunities. You can redeem your WestJet dollars for vacation packages and other travel benefits.
- Comprehensive travel insurance. The card covers you against travel accidents and offers protection for your hotel, car rental and other eligible purchases.
- Additional benefits. Save at DoorDash with $0 delivery fees for 3 months and get unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.
What to watch for
- High interest rates. Carrying a balance on your WestJet RBC Mastercard will cost you. Be prepared to pay an industry standard 20.99% interest on purchases and 22.99% on cash advances.
- Annual fees. This card comes with an annual fee of $39 for primary cardholders and $19 for every additional card on your account. While definitely cheaper than the alternatives, the WestJet RBC Mastercard isn’t free to carry around in your wallet.
WestJet RBC Mastercard interest rates
| Interest Type | Interest Rate |
|---|---|
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99 (21.99% for Quebec residents) |
What should I know before I apply for this WestJet credit card?
How to apply
- Visit the WestJet RBC Mastercard web page.
- Click “apply now.”
- Fill out the standard credit card application, which should take five minutes.
The bottom line
This RBC WestJet Mastercard offers a frequent flyer program that rewards you with WestJet dollars every time you make a purchase or book a flight. When you have enough WestJet dollars to book a vacation, you can do so without any annoying blackouts or seat restrictions. Just keep in mind that this card is designed for frequent WestJet flyers, so if that’s not you, consider other frequent flyer programs from RBC.
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