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American Express Aeroplan Card Review

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American Express Aeroplan Card
Welcome Offer
50,000 points
Rewards
Up to 2x points
Annual Fee
$120
Purchase Interest Rate
N/A
Cash Advance Rate
N/A

Our verdict

Earn Aeroplan Points wherever you shop and enjoy a wide range of travel perks with the Amex Aeroplan Card.

The American Express Aeroplan Card is a charge card that's designed for frequent travellers and Aeroplan members. It lets you earn Aeroplan points wherever you shop and comes with a number of travel benefits. These include rental car insurance, common carrier insurance, baggage insurance and your first bag checked free on Air Canada flights. Since it's a charge card, you'll pay up to 30% interest on any outstanding balances.

Best for: Travellers looking to earn Aeroplan points.

Pros

  • Earn up to 50,000 welcome bonus points
  • Earn up to 2x points per $1 spent
  • Comprehensive travel insurance coverage
  • First checked bag free on flights
  • Reach Elite Status faster

Cons

  • You'll pay an annual fee of $120
  • You'll pay an interest rate of 30% on any outstanding balances
  • No airport perks like lounge access

In this guide

  • Our verdict
  • Frequently asked questions
  • Your reviews
Earn up to 50,000 welcome bonus Aeroplan points. That’s up to $1,100 or more in value when you combine your welcome bonus points and card benefits.

The basics

If you’re looking for a decent spread of travel benefits and the chance to earn Aeroplan points wherever you shop, the American Express Aeroplan Card be the right fit for you.

  • Welcome offer. Earn up to 50,000 welcome bonus Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 in purchases within the first 3 months. Plus, earn an additional 20,000 Aeroplan points when you spend $1,000 in purchases in month 13.
  • Decent return on points. Earn 2x the points on eligible purchases made directly with Air Canada and Air Canada vacations, 1.5x points on eligible dining and food delivery purchases in Canada, and 1x points on everything else.
  • First checked bag free. Enjoy your first checked bag for free on Air Canada flights (up to 23kg/50lb, and valid for up to nine people travelling on the same reservation).
  • Reach Elite Status faster. Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 worth of eligible purchases you charge to your card.
  • Sustainability feature. As part of Amex commitment to sustainability, the American Express Aeroplan Card has been made with 70% reclaimed plastic.
  • Purchase protection. Protect yourself against damage or theft of newly purchased items with a 90 days
    product replacement guarantee for eligible purchases.
  • Extended warranty. Extend your manufacturer's warranty by up to a year for products and merchandise you buy with your card.
  • Travel insurance. Enjoy multiple forms of travel insurance including coverage for lost baggage, hotel burglary and rental car damage.
Insurance typeLevel of coverage
Flight and baggage delayUp to $500 per incident
Baggage theft or lossUp to $500 per trip
Hotel burglaryUp to $500 per trip
Car rental theft or damageUp to $85,000 per vehicle
Common carrier (plane, train, ship or bus)Up to $500,000 for accidental death/dismemberment

The perks

  • American Express Experiences. Get access to special offers for music, dining, entertainment and exclusive events offered by American Express.
  • Recycled plastic card. Help protect the environment with a credit card made of 70% reclaimed plastic.
  • Flight rewards. Book your flights with less Aeroplan points than a regular member would require just for being an American Express Aeroplan cardholder.
  • Flexible points. Redeem your points for flights, hotel stays, car rentals, vacation packages, merchandise and more.
  • Fraud protection. Rest easy knowing that your account is protected with encryption and other security features like special passcodes for online purchases.
  • No account limits. Make large purchases on your card without having to worry about exceeding your maximum daily or weekly spend limit.

What to watch out for

  • Annual fee. You’ll have to pay $120 per year to maintain this card.
  • Few airport perks. You won’t get additional airport perks such as priority boarding or airport lounge access with this card.
  • Fee for additional cards. There’s an added fee for additional cardholders.

American Express Aeroplan Card interest rates

Interest TypeInterest Rate
Purchase interest rateN/A
Cash advance interest rateN/A
Balance transfer interest rateN/A

What should I know before I apply?

Eligibility requirements

To apply for an American Express Aeroplan Card, you’ll need to meet the following criteria:

  • Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)

You will also need to provide the following documents and information:

  • Your name, residential status and contact information
  • Your Social Insurance Number (SIN) and date of birth
  • Your email address and phone number

How to apply for the American Express Aeroplan Card

  1. Click the green “Go to site” button above or on the following link to be securely redirected to the online application for the American Express Aeroplan Card.
  2. Click “Apply now” and complete the application, which includes providing your name, email address, Social Insurance Number and birth date.
  3. Review and submit your application.

Bottom line

The American Express Aeroplan Card is a loyalty charge card that lets you earn Aeroplan points for every purchase you make. It also comes with a number of travel benefits and basic insurance such as purchase protection and extended warranty coverage. Just be aware that you’ll have to pay $120 per year to keep this card active, along with a 30% interest on outstanding balances.

Frequently asked questions

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