Get verified and spend at least $20 on your account.
Bonus: Receive $100 when you refer others.
What is included in KOHO’s Everything Plan?
KOHO’s Everything Plan includes the best of what KOHO has to offer, such as:
3.5% interest on your balance
2% cash-back on groceries, eating and drinking, and transportation
0.5% on all other purchases
No foreign exchange fees
Unlimited transactions and free e-Transfers
No minimum balance required
How much does the Everything Plan cost?
If you wish to keep the Everything Plan after the free three-month trial, you’ll be charged $14.75 per month (billed annually at $177) or $22 per month if paid monthly.
KOHO overview
KOHO is a Canadian fintech company that offers a modern alternative to traditional banking through a high-interest spending and savings account and a prepaid Mastercard. The platform helps users build wealth with features like automated savings, credit building and cash-back rewards on everyday purchases. For those needing a financial safety net, KOHO’s Cover provides interest-free cash advances of up to $250 with no credit checks or income required.
Open an RBC Signature No Limit Banking Account through Finder to receive a $150 digital Visa card, plus qualify for RBC’s official welcome offer of a new Apple Watch. Offer ends March 31, 2026.
Separate T&Cs apply.
Join Coast Capital and open an Unlimited Chequing Account through Finder to get a $150 digital Visa card + up to $850 in welcome bonuses when you bundle everyday banking with Coast Capital. Offer ends March 31, 2026. Separate T&Cs apply.
Separate T&Cs apply.
These offers were previously claimed by hundreds of Finder members across Canada. See what others have already taken advantage of.
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a BMO performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from BMO. Offer ends December 3, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a Coast Capital Elevate Chequing Account online through Finder by December 3, 2025 to receive a $150 digital Visa gift card + earn up to $600 in welcome bonuses from Coast Capital.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $40 from Finder
Open an account with Freecash through Finder by November 27, 2025 and withdraw at least $20 USD in earnings from Freecash within 30 days of account activation to receive a $40 Visa gift card from Finder + get a $5 CAD signup bonus from Freecash.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $50 from Finder
Open and fund a KOHO account through Finder and receive a $50 digital Visa card. Offer ends November 30, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a BMO performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from BMO. Offer ends December 4, 2025.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Chequing Account
Get $150 from Finder
Open a Coast Capital Elevate Chequing Account online through Finder by December 5, 2025 to receive a $150 digital Visa gift card + earn up to $600 in welcome bonuses from Coast Capital.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $100 from Finder
Open and fund a Moomoo stock trading account online through Finder and receive a $100 digital Visa card + up to $4,600+ in trading perks from Moomoo. Offer ends March 5, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open a Scotiabank Preferred Package online through Finder and receive a $150 digital Visa card + earn up to $700 in welcome bonuses from Scotiabank. Offer ends February 28, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $150 from Finder
Open a BMO Performance Chequing Account online through Finder and receive a $150 digital Visa card + earn up to $800 in welcome bonuses from BMO. Offer ends February 28, 2026.
Separate T&Cs apply.
EXPIRED
FINDER REWARDS EXCLUSIVE
Get $80 from Finder
Open and fund a Qtrade Direct Investing account online through Finder and receive a $80 digital Visa card + up to $5,000 in cashback bonuses from Qtrade. Offer ends March 1, 2026.
Separate T&Cs apply.
Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC®) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.
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Borrowing $100 can be a quick and easy process. This guide covers how you can get a small loan in Canada, including benefits, drawbacks and eligibility requirements.
Advertiser disclosure
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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