UK-based Azimo offers affordable overseas transfers to 200+ countries. But while you can send to a lot of places, the list of countries you can send from is limited.
Must read: Azimo is NOT available for transfers from Canada
Azimo currently only allows transfers from the UK or Europe – not Canada. However, transfers can still be sent to Canada in CAD. That doesn’t rule out any possibility of it expanding to allow transfers from Canada in the future, though.
Azimo is a money transfer service founded in 2012 with the mission of making money transfers cheap and fast for all its customers.
It does this by cutting costs compared to the money transfer services offered by banks. It’s online only so it doesn’t pay the cost of maintaining stores, it doesn’t accept cash because doing so can be expensive and it claims to pay its executives fair and reasonable salaries rather than bank-sized bonuses.
Azimo makes money transfers easy with highly-rated apps for both iOS and Android (you can read our review of other awesome money transfer apps here). The company holds enough currencies to support instant cash transfers to over 60 countries around the globe, while most other transfers are completed in less than 24 hours.
To transfer money, simply go to Aizmo’s website, enter your recipient’s details, pay via bank transfer or by using one of several major accepted credit cards and then your money will be sent to your recipient’s bank account or to a location for cash pickup.
Albania Algeria Andorra Angola Anguilla Antigua and Barbuda Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Bangladesh Barbados Belarus Belgium Belize Benin Bermuda Bhutan Bolivia Bosnia and Herzegovina Botswana Brazil Brunei Darussalam Bulgaria Burkina Faso Burundi Cambodia Cameroon Canada Cape Verde Cayman Islands Central African Republic Chad Chile China Colombia Comoros Congo
Democratic Republic of the Congo Cook Islands Costa Rica Croatia Cyprus Czech Republic Ivory Coast Denmark Djibouti Commonwealth Of Dominica Dominican Republic Ecuador Egypt El Salvador Equatorial Guinea Eritrea Estonia Ethiopia Faroe Islands Fiji Finland France Gabon Gambia Germany Ghana Gibraltar Greece Greenland Grenada Guadeloupe Guam Guatemala Guinea Guinea-Bissau Guyana Haiti Holy See (Vatican City State) Honduras Hong Kong
Hungary Iceland India Indonesia Ireland Israel Italy Jamaica Japan Jersey Jordan Kazakhstan Kenya Kiribati South Korea Kuwait Kyrgyzstan Laos Latvia Lebanon Lesotho Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Maldives Mali Malta Marshall Islands Martinique Mauritania Mauritius Mexico Micronesia Moldova Monaco Mongolia Montenegro Montserrat Morocco Mozambique
Namibia Nauru Nepal Netherlands New Caledonia New Zealand Niger Nigeria Niue Norway Oman Pakistan Palau Panama Papua New Guinea Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Romania Russia Rwanda Saint Kitts and Nevis Saint Lucia Saint Vincent and the Grenadines Samoa San Marino Saudi Arabia Senegal Serbia Seychelles Sierra Leone Singapore Slovakia Slovenia Solomon Islands South Africa Spain Sri Lanka Suriname
Swaziland Sweden Switzerland São Tomé and Príncipe Taiwan Tajikistan Tanzania Thailand Togo Tonga Trinidad and Tobago Tunisia Turkey Turkmenistan Turks and Caicos Islands Tuvalu Uganda Ukraine United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vanuatu Venezuela Vietnam Virgin Islands, British Western Sahara Zambia Zimbabwe
Compare Azimo to other brands
Azimo doesn’t offer services to customers from Canada, but below is a list of similar providers that do allow Canadian transfers.
Rates last updated November 22nd, 2019
The exchange rates in the table are not locked in. Confirm your final rate on the provider’s site before completing any transaction.
Azimo exchange rates and fees
Azimo’s fees start as low as £1 (roughly $1.70 CAD). However, there are several factors that affect how much your Azimo international money transfer will cost, including how much money is being sent, the destination country and how the funds are to be received. Note that there is a 2.99% fee for paying by credit card.
Azimo’s exchange rates are updated live according to the fluctuations of the global foreign exchange markets.
Azimo allows you to send funds to more than 200 countries across Africa, Asia, the Pacific, the Americas and Europe. You can see a full list of possible transfer destinations, as well as the receiving options available in each country, by visiting www.azimo.com. Popular currencies include:
USD United States dollar
GBP British pound
PLN Polish zloty
AUD Australian dollar
CNY Chinese yuan
SEK Swedish krona
JPY Japanese yen
What types of transfers can you make with Azimo?
Azimo offers the following transfer options, although not all options are available in every country:
Bank account transfers
Cash pickup from more than 200,000 locations
Mobile airtime top-ups allowing you to purchase minutes for your recipient’s mobile
Mobile wallet transfers
You can send a transfer online or using the Azimo mobile app, while you can pay for your transaction using Visa, Master Card, a bank transfer or a Maestro debit card.
If you ever require assistance with a transfer or have a question about Azimo’s service, you can visit its online support center. Email and multilingual phone customer support are also available if needed.
Benefits and drawbacks
Worldwide access. Azimo offers transfers to over 200 countries, making it possible to send money to loved ones all around the world.
Transfer options. With bank account transfers, cash pickups, airtime top-ups and mobile wallet payments, Azimo lets you choose the transfer method that’s most convenient for you.
Affordable. Compare Azimo’s fees and exchange rates with those you receive from banks and other money transfer providers— you’ll see that Azimo offers a competitive money transfer solution.
Not all transfer options are available to all countries. You’ll need to visit the Azimo website to see which transfer methods are available for your destination.
No cash payments. You can pay with card or bank transfer, but not with cash.
Which payment methods does Azimo accept?
You can pay for your transfer a few different ways, including:
Credit card (Visa and Master Card)
Debit card (Maestro)
How long does a transfer with Azimo take?
The transfer time depends on where you’re sending money. In most cases, transfers arrive on the same day, but sometimes it might take up to 2 business days or longer. Check the details of your transfer destination on the Azimo website to see how long it will take for your funds to arrive.
Transfers typically take
1 - 2 days
Is Azimo safe to use?
Security and regulation:
Government registered by Her Majesty’s Revenue and Customs (HMRC) and regulated UK’s Financial Conduct Authority (FCA).
Certified by Germany’s TÜV for data protection.
Verified by MasterCard and Visa.
App transactions are secured by an SSL certificate. No sensitive information is stored on your phone, so you won’t have to worry if your phone gets stolen.
Number of customers: 1 million+*
Reviews: Trustpilot gives Azimo an average score of 9/10 on over 24,000 reviews*
Investors: Rakuten, Jeremy Yap, Silicon Valley Bank
Money-back guarantee: You will get a refund if your order is delayed or fails. Refunds usually take from 2-5 business days to process, but can take as long as 7 business days.
*According to Azimo and Trustpilot on May 29, 2019.
Azimo is based in the United Kingdom and regulated under money transfer laws there, including the Financial Services and Markets Act 2000, the Payment Services Regulations 2017 and the Electronic Money Regulations 2011.
According to its terms and conditions, Azimo is also regulated under the applicable money transfer laws of the countries that money is sent to or from.
How does Azimo make money?
Azimo makes money by charging both a transfer fee and a small margin over the exchange rate. You may notice the exchange rate you get quoted is different to the one you can see on Google or Reuters. This is because banks and most money transfer services add a margin onto the mid-market rate to cover their own costs and make a profit.
How to register an account
You’ll need to register for an account before you can send money overseas with Azimo.
Once you’re on the Azimo website, click on the “Sign up” button at the top of the page to sign up for an account.
To create an account you’ll only need to provide basic details such as your name and contact information. However, extra identification may be required if you want to transfer larger amounts. You can also sign in with your Google account or Facebook login credentials.
How do I make an international money transfer with Azimo?
To send money with Azimo you’ll need to provide transaction details including:
The amount of money you want to send and which currency you would like to send it as
How the money will be transferred and received
Where the money is going
Details of your recipient, such as their name, address and bank account information
How you’ll pay for the transfer
Once you’ve provided these details you’ll be able to review your transfer information, including the exchange rate and fees that apply. If you’re happy with what you see, you can then pay for your transfer with a bank transfer, a Visa or Master Card or a Maestro debit card. You can track the progress of transactions in your Azimo account dashboard.
You can reach Azimo customer service through the support section of the Azimo website, by emailing email@example.com or by calling Azimo from Monday to Friday, 9 a.m. to 6 p.m. (UK time). More detailed contact information can be found by logging into your Azimo account.
Azimo money transfers may be held up on weekends because banks will generally not process payments over the weekend.
Azimo customer support is not available on weekends and can only be directly reached Monday to Friday, 9 a.m. to 6 p.m. UK time.
Your Azimo dashboard shows the status of your transfer and you’ll receive a confirmation email from the email address linked to your Azimo account when the funds arrive.
When they go to collect the funds, your recipient will need to take along a valid form of photo ID and Transfer ID number, which you can provide from your transaction history or from emails that are sent to you after your transfer request has been submitted. The name on the recipient’s photo ID will also need to match the name supplied by the sender when placing the transfer.
To cancel a transaction, contact Azimo customer service as soon as possible. If a transaction has already been processed before you contact customer service, you won’t be able to cancel it. Refunds generally take 2-5 business days to process, but it could take as long as 7 business days.
Andrew Munro is the global cryptocurrency editor at Finder. After previously writing about insurance and other areas, he now covers the latest developments in digital assets and blockchain and works on Finder's comprehensive range of guides to help people understand cryptocurrency.
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