Stash alternatives in Canada for investing

Stash is a financial app designed to help new investors start building wealth. It offers automated investing, access to pre-built portfolios and support for fractional shares. Stash also has more than one million users, so you might want to know, “Can I use Stash in Canada?”

Is Stash available in Canada?

No, Stash is not available in Canada. So if you’re a Canadian resident looking for a stock trading platform, you’ll need to check out other options.

Here are seven of the best Stash alternatives in Canada.

Stash alternatives in Canada

Finder Score	Stock Trading Fee	Monthly Account Fee	FX Fee	Min. Deposit
Questrade
9.6 Excellent Questrade	9.6 Excellent	$0	$0	1.5%	$0	Get $50 cash back when you open a Questrade self-directed investing account through Finder. T&Cs apply.	Go to site View details Compare product selection Compare	loading	Why we like it If you're searching for a broker that will allow you to take a hands-off approach to investing just like Stack, Questrade can help. With its Questwealth portfolios, Questrade provides access to a selection of diversified, professionally managed ETF portfolios. But it offers self-directed investing too, with zero-commission trading of stocks and ETFs. Fractional shares are also available, while instant deposits and a wide range of research tools ensure that Questrade provides a comprehensive offering for Canadian investors. Pros & cons Pros Commission-free trading Supports fractional shares Instant deposits up to $10,000 Wide range of account types available Beginner and advanced trading platforms Cons $5,000 minimum for bonds, GICs and IPOs No futures trading 1.5% currency conversion fee
Qtrade Direct Investing
9.1 Excellent Qtrade Direct Investing	9.1 Excellent	$0	$0	varies based on volume converted	$0	Earn up to $5,000 in cashback (+$100 quick-pay bonus) when you open and fund a new Qtrade account. Valid until January 5, 2027. T&Cs apply.	Go to site View details Compare product selection Compare	loading	Why we like it Vancouver-based Qtrade has plenty to offer to investors seeking an alternative to Stash in Canada. This multi-award-winning broker offers a user-friendly platform for trading stocks, ETFs, bonds, options and more. Even better, Qtrade no longer charges trading fees for ETFs, stocks, mutual funds and options, offering an affordable trading experience. Other key features include stock screeners, Morningstar analyst recommendations, and customized charting and technical analysis tools. That's why Qtrade is worth a look regardless of whether you're a beginner or an experienced investor. Pros & cons Pros $0 commission trading Wide range of educational resources for beginners Handy Portfolio Score and Portfolio Simulator tools Wide range of account types Good range of research tools Cons No futures or crypto trading Doesn't support fractional shares
CIBC Investor's Edge
7.9 Great CIBC Investor's Edge	7.9 Great	$6.95	$0 if conditions are met, or $100	0.2%–1.6%	$0	Get 200 free trades for 2 years, using promo code EDGE2026. Valid until September 30, 2026. T&Cs apply.	Go to site View details Compare product selection Compare	loading	Why we like it If you already have a bank account with CIBC, there are plenty of reasons why you should check out CIBC Investor's Edge. This big bank broker offers easy funding from your CIBC account, and it allows you to trade stocks, ETFs, options, precious metals and more. $6.95 is the standard brokerage fee per trade, but there are discounts available for active and younger traders. Investor's Edge also deserves praise for its research features—like investment screeners, research reports from CIBC Capital Markets, and stock charting tools—which help it stand out as an alternative to Stash in Canada. Pros & cons Pros Handy research tools Discounts for young investors, active traders and students Allows you to trade a wide range of assets Wide variety of account types User-friendly platform Cons You'll find lower trading commissions elsewhere $100 annual fee if conditions aren't met Online funding available only via a linked CIBC account
Wealthsimple Investing
8.6 Great Wealthsimple Investing	8.6 Great	$0	$0	1.50%	$0	Get a 1% match cash bonus on eligible $25,000+ transfers from other financial institutions to your Wealthsimple Self-directed Investing and Managed Investing accounts. T&Cs apply.	Go to site View details Compare product selection Compare	loading	Why we like it Like Stash, Wealthsimple makes investing easy for beginners. With its user-friendly app and commission-free trading of US and Canadian stocks and ETFs, Wealthsimple offers a great entry point for new investors. Options trading and margin trading are available too, while support for fractional shares and recurring investments helps make it easier to build wealth. If you'd rather take more of a hands-off approach, Wealthsimple's pre-built portfolios provide a simple way to invest in a diversified range of assets based on your goals and risk profile. And all of that is why Wealthsimple is a top pick as a Stash alternative. Pros & cons Pros $0 commission trading Easy-to-use mobile app Instant CAD deposits Supports fractional shares Real-time quotes Cons International market access is limited to the US No mutual funds, futures or forex Limited features for advanced traders Core customers have a $10 monthly USD account fee
BMO InvestorLine Self-Directed
8.2 Great BMO InvestorLine Self-Directed	8.2 Great	$0	$0	0.40% - 1.60%	$0	Go to site View details Compare product selection Compare	loading	Why we like it Stash offers a variety of investing options to US users, which is exactly what BMO InvestorLine does in Canada. If you want to take charge of your investments, you can open an InvestorLine Self-Directed account to access stocks, ETFs, bonds, mutual funds, GICs, options and CDRs. There's no minimum deposit required, and you get $0 commission trading on all Canadian and US stocks and ETFs. Another option is BMO InvestorLine adviceDirect, which lets you invest with advisor support and expert analysis. Finally, BMO also offers its SmartFolio, managed ETF investment portfolios, so it has options to suit a wide range of investors. Pros & cons Pros Commission-free trading on all stocks and ETFs Competitive $0 + $0.90 per options contract fee Dedicated platform for active traders Good range of research tools Also offers professionally assisted investing and robo-advisor service Cons No support for fractional share Mobile trading app limitations for retail and active traders
Interactive Brokers
9.4 Excellent Interactive Brokers	9.4 Excellent	Min $1.00, Max 0.5%	$0	0.08–0.2 bps trade value, min $1.00–$2.00 USD	$0	View details Compare product selection Compare	loading	Why we like it If you're searching for an advanced, feature-rich alternative to Stash in Canada, Interactive Brokers fits the bill. This popular international brokerage provides access to 170 global markets, allowing you to explore a world of investment opportunities. You can trade stocks, ETFs, bonds, options, futures and more with competitive commissions, plus fund your account in 29 different currencies. Support for over 100 order types, a suite of research tools, and separate platforms for beginners and advanced traders round out what is a very complete package. Pros & cons Pros Trade a wide range of assets Easy access to global markets Wide range of in-depth research tools Lots of tools to suit advanced traders Handy educational resources Cons Advanced features are overkill for beginners Monthly fee for real-time data Only 1 free withdrawal per month
Moomoo
8.6 Great Moomoo	8.6 Great	$1.49/stock	$0	0%	$0	View details Compare product selection Compare	loading	Why we like it Like Stash, Moomoo is a user-friendly brokerage that makes it easy to start investing in US stocks and ETFs. It supports Canadian stocks and ETFs as well as US options too, with commissions on Canadian stocks of $0.0149 per share (minimum $1.49 per trade). You can trade with cash or on margin, or invest through a registered account like an RRSP or TFSA. It's easy to start trading on desktop or mobile, and if you ever need any help with your account, Moomoo customer support is available 24/7. Pros & cons Pros No deposit fees or account minimums No currency exchange fees No withdrawal fees Demo account available Easy to use Cons Watch out for high fees on large trades Other brokers provide access to a wider range of international markets

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How does the Stash trading platform work?

Stash offers a wide range of features to US investors. Let’s look at some of its key products and benefits.

Stash subscriptions

There are two Stash subscription plans to choose from:

• Starter: US$3/month. Users can access stock and ETF trading as well as automated investing with Smart Portfolio. They also get personalized investment advice, a Stock-Back Card and early access to their pay.
• Stash+: US$12/month. A premium subscription adds rewards like a 3% match on retirement contributions, 1% Stock-Back on spending, life insurance cover and priority support.

Automated investing

Smart Portfolio is Stash’s robo-advisor service. It provides access to a professionally managed account based on your investing goals, and it builds, monitors and automatically rebalances your diversified portfolio. It’s included in a Stash subscription, while you can also turn on auto-investing to keep building your investment balance.

Self-directed investing

Stash subscribers can invest in thousands of US-listed stocks and ETFs. They can set up recurring investments, round up their spare change to invest, and access personalized recommendations based on their goals. Retirement and custodial accounts are also available, and users can easily manage their money in the Stash app.

Stock-Back Card

The Stock-Back Card is included in the Stash subscription fee. This debit card rewards users with up to 3% back in stock every time they make a purchase. You can shop at a major brand and automatically receive stock in that company, or have your stock-back rewards paid into an investment of your choice.

StashWorks

StashWorks is the platform’s workplace benefits program. Launched in 2024, it allows employers to encourage their staff to automate their savings. Employees earn rewards for things like making recurring deposits and receive AI advice to help invest their savings.

Can you open a Stash account in another country?

No, it’s not possible to open a Stash account in a country other than the United States. Stash only operates in the US, so non-US residents will need to consider other options.

Can you use Stash in Canada?

If you’re a Canadian resident, you can’t open a Stash account.

But if you’re a US resident with a Stash subscription, you will still be able to access your account while travelling in Canada. Simply log in online or via the Stash app as per normal.

What is the best Stash alternative in Canada?

Interactive Brokers and Moomoo are two of the best alternatives to Stash in Canada. We like Interactive Brokers for its access to a huge range of global markets and assets, and because it provides myriad tools to suit advanced traders. Moomoo wins praise for its ease of use, its competitive commissions, and no currency conversion fees.

However, the best Stash alternative for you really depends on your investing goals and needs. You’ll need to consider what assets and markets you want to invest in, how often you want to trade, and how much previous investing experience you have to help decide which platform is right for you.

Can you download the Stash app in Canada?

No, the Stash app is not available in Canada.

If you want to invest with a mobile trading app, explore the mobile offerings of the alternatives to Stash in Canada listed above.

Bottom line

You can’t use Stash in Canada, but there are plenty of other brokers that can help you reach your investing goals. Make sure you have a clear idea of what you need in a trading platform, then start comparing brokers to find one that ticks all the boxes.

Frequently asked questions about Stash

• Which countries does Stash operate in?

  Stash only operates in the United States. As a result, Canadian users will need to consider other investment platforms.
  

• Is Stash a legit investment company?

  Yes. Launched in 2015, Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC). Customer investments with Stash are held by partner custodian Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.
  

• How much does Stash cost?

  Stash does not charge trading commissions for buying or selling stocks and ETFs. However, you will need to pay a monthly subscription fee to use the service. This fee is US$3 a month for the Starter plan and US$12 a month for Stash+.
  

• Does Stash support fractional shares?

  Yes, fractional share trading is available on Stash, allowing users to invest with only a small amount of money. Brokers that operate in Canada and offer fractional shares include Questrade, Wealthsimple and Interactive Brokers.
  

Written by

Tim Falk

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Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors. See full bio

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