Stash is a financial app designed to help new investors start building wealth. It offers automated investing, access to pre-built portfolios and support for fractional shares. Stash also has more than one million users, so you might want to know, “Can I use Stash in Canada?”
Is Stash available in Canada?
No, Stash is not available in Canada. So if you’re a Canadian resident looking for a stock trading platform, you’ll need to check out other options.
Here are seven of the best Stash alternatives in Canada.
If you're searching for a broker that will allow you to take a hands-off approach to investing just like Stack, Questrade can help. With its Questwealth portfolios, Questrade provides access to a selection of diversified, professionally managed ETF portfolios. But it offers self-directed investing too, with zero-commission trading of stocks and ETFs. Fractional shares are also available, while instant deposits and a wide range of research tools ensure that Questrade provides a comprehensive offering for Canadian investors.
Pros
Commission-free trading
Supports fractional shares
Instant deposits up to $10,000
Wide range of account types available
Beginner and advanced trading platforms
Cons
$5,000 minimum for bonds, GICs and IPOs
No futures trading
1.5% currency conversion fee
Signup Offer
Get $50 cash back (with a $250 minimum deposit) by using our Questrade promo code FINDER100 when signing up. Offer ends May 13, 2026.
Vancouver-based Qtrade has plenty to offer to investors seeking an alternative to Stash in Canada. This multi-award-winning broker offers a user-friendly platform for trading stocks, ETFs, bonds, options and more. Even better, Qtrade no longer charges trading fees for ETFs, stocks, mutual funds and options, offering an affordable trading experience. Other key features include stock screeners, Morningstar analyst recommendations, and customized charting and technical analysis tools. That's why Qtrade is worth a look regardless of whether you're a beginner or an experienced investor.
Pros
$0 commission trading
Wide range of educational resources for beginners
Handy Portfolio Score and Portfolio Simulator tools
Wide range of account types
Good range of research tools
Cons
No futures or crypto trading
Doesn't support fractional shares
Signup Offer
Earn up to $2,000 cashback when you open and fund a new Qtrade account. Valid until July 31, 2026.
If you already have a bank account with CIBC, there are plenty of reasons why you should check out CIBC Investor's Edge. This big bank broker offers easy funding from your CIBC account, and it allows you to trade stocks, ETFs, options, precious metals and more. $6.95 is the standard brokerage fee per trade, but there are discounts available for active and younger traders. Investor's Edge also deserves praise for its research features—like investment screeners, research reports from CIBC Capital Markets, and stock charting tools—which help it stand out as an alternative to Stash in Canada.
Pros
Handy research tools
Discounts for young investors, active traders and students
Allows you to trade a wide range of assets
Wide variety of account types
User-friendly platform
Cons
You'll find lower trading commissions elsewhere
$100 annual fee if conditions aren't met
Online funding available only via a linked CIBC account
Signup Offer
Save up to 20% off TurboTax with CIBC. Valid until April 30, 2026.
Win up to $100,000. Open and fund a new BMO InvestorLine account for your chance to win one of 11 cash prizes. T&Cs apply. Valid until June 1, 2026 T&Cs apply.
Stash offers a variety of investing options to US users, which is exactly what BMO InvestorLine does in Canada. If you want to take charge of your investments, you can open an InvestorLine Self-Directed account to access stocks, ETFs, bonds, mutual funds, GICs, options and CDRs. There's no minimum deposit required, and you get $0 commission trading on over 100 ETFs. Your next option is BMO InvestorLine adviceDirect which, with a minimum investment of $10,000, lets you invest with advisor support and expert analysis. Finally, BMO also offers its SmartFolio, managed ETF investment portfolios, so it has options to suit a wide range of investors.
Pros
Discounted fees for active traders
Commission-free trading on selected ETFs
Dedicated platform for active traders
Good range of research tools
Also offers professionally assisted investing and robo advisor service
Cons
$9.95 brokerage fee
Annual fee if account conditions aren't met
Signup Offer
Win up to $100,000. Open and fund a new BMO InvestorLine account for your chance to win one of 11 cash prizes. T&Cs apply. Valid until June 1, 2026.
Monthly Account Fee
$0 if conditions met, otherwise $50 - $100 per year
Like Stash, Wealthsimple makes investing easy for beginners. With its user-friendly app and commission-free trading of US and Canadian stocks and ETFs, Wealthsimple offers a great entry point for new investors. Options trading and margin trading are available too, while support for fractional shares and recurring investments helps make it easier to build wealth. If you'd rather take more of a hands-off approach, Wealthsimple's pre-built portfolios provide a simple way to invest in a diversified range of assets based on your goals and risk profile. And all of that is why Wealthsimple is a top pick as a Stash alternative.
If you're searching for an advanced, feature-rich alternative to Stash in Canada, Interactive Brokers fits the bill. This popular international brokerage provides access to 170 global markets, allowing you to explore a world of investment opportunities. You can trade stocks, ETFs, bonds, options, futures and more with competitive commissions, plus fund your account in 29 different currencies. Support for over 100 order types, a suite of research tools, and separate platforms for beginners and advanced traders round out what is a very complete package.
Stocks, Bonds, Options, Index Funds, ETFs, Forex, Currencies, Futures
ETF Transaction Cost
Min. $1.00, Max. 0.5%
Option Fee
$1.00–$1.25 per contract (min. $1.50)
Stock Trading Fee
Max. 0.5%
Account Fee
$0
FX Fee
0.08–0.2 bps trade value, min $1.00–$2.00 USD
Min. Deposit
$0
Moomoo
Moomoo
8.6
Great
Get up to $4,600+ in trading perks T&Cs apply. T&Cs apply.
Like Stash, Moomoo is a user-friendly brokerage that makes it easy to start investing in US stocks and ETFs. It supports Canadian stocks and ETFs as well as US options too, with commissions on Canadian stocks of $0.0149 per share (minimum $1.49 per trade). You can trade with cash or on margin, or invest through a registered account like an RRSP or TFSA. It's easy to start trading on desktop or mobile, and if you ever need any help with your account, Moomoo customer support is available 24/7.
Pros
No deposit fees or account minimums
No currency exchange fees
No withdrawal fees
Demo account available
Easy to use
Cons
Watch out for high fees on large trades
Other brokers provide access to a wider range of international markets
Signup Offer
Get up to $4,600+ in trading perks: Get a 6% cashback reward offer, commission fees refunded up to $2,000 in the first 30 days, $300 in stock coupons and $2,300 in transfer-in rewards.T&Cs apply.
Monthly Account Fee
$0
Account Types
RRSP, TFSA, Personal, FHSA, Margin
Available Asset Types
Stocks, Options, ETFs
ETF Transaction Cost
USD$0.99/stock
Option Fee
US stocks and ETFs: USD$0.99/stock (min. US$1.99 per trade)
Inactivity Fee
$0
Stock Trading Fee
$0.99 - $1.49
Account Fee
$0
FX Fee
0%
Min. Deposit
$0
How does the Stash trading platform work?
Stash offers a wide range of features to US investors. Let’s look at some of its key products and benefits.
Stash subscriptions
There are two Stash subscription plans to choose from:
Starter: US$3/month. Users can access stock and ETF trading as well as automated investing with Smart Portfolio. They also get personalized investment advice, a Stock-Back Card and early access to their pay.
Stash+: US$12/month. A premium subscription adds rewards like a 3% match on retirement contributions, 1% Stock-Back on spending, life insurance cover and priority support.
Automated investing
Smart Portfolio is Stash’s robo-advisor service. It provides access to a professionally managed account based on your investing goals, and it builds, monitors and automatically rebalances your diversified portfolio. It’s included in a Stash subscription, while you can also turn on auto-investing to keep building your investment balance.
Self-directed investing
Stash subscribers can invest in thousands of US-listed stocks and ETFs. They can set up recurring investments, round up their spare change to invest, and access personalized recommendations based on their goals. Retirement and custodial accounts are also available, and users can easily manage their money in the Stash app.
Stock-Back Card
The Stock-Back Card is included in the Stash subscription fee. This debit card rewards users with up to 3% back in stock every time they make a purchase. You can shop at a major brand and automatically receive stock in that company, or have your stock-back rewards paid into an investment of your choice.
StashWorks
StashWorks is the platform’s workplace benefits program. Launched in 2024, it allows employers to encourage their staff to automate their savings. Employees earn rewards for things like making recurring deposits and receive AI advice to help invest their savings.
No, it’s not possible to open a Stash account in a country other than the United States. Stash only operates in the US, so non-US residents will need to consider other options.
Can you use Stash in Canada?
If you’re a Canadian resident, you can’t open a Stash account.
But if you’re a US resident with a Stash subscription, you will still be able to access your account while travelling in Canada. Simply log in online or via the Stash app as per normal.
What is the best Stash alternative in Canada?
Interactive Brokers and Moomoo are two of the best alternatives to Stash in Canada. We like Interactive Brokers for its access to a huge range of global markets and assets, and because it provides myriad tools to suit advanced traders. Moomoo wins praise for its ease of use, its competitive commissions, and no currency conversion fees.
However, the best Stash alternative for you really depends on your investing goals and needs. You’ll need to consider what assets and markets you want to invest in, how often you want to trade, and how much previous investing experience you have to help decide which platform is right for you.
Can you download the Stash app in Canada?
No, the Stash app is not available in Canada.
If you want to invest with a mobile trading app, explore the mobile offerings of the alternatives to Stash in Canada listed above.
Bottom line
You can’t use Stash in Canada, but there are plenty of other brokers that can help you reach your investing goals. Make sure you have a clear idea of what you need in a trading platform, then start comparing brokers to find one that ticks all the boxes.
Frequently asked questions about Stash
Stash only operates in the United States. As a result, Canadian users will need to consider other investment platforms.
Yes. Launched in 2015, Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC). Customer investments with Stash are held by partner custodian Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC.
Stash does not charge trading commissions for buying or selling stocks and ETFs. However, you will need to pay a monthly subscription fee to use the service. This fee is US$3 a month for the Starter plan and US$12 a month for Stash+.
Yes, fractional share trading is available on Stash, allowing users to invest with only a small amount of money. Brokers that operate in Canada and offer fractional shares include Questrade, Wealthsimple and Interactive Brokers.
Important information: Powered by Finder.com. This information is general in nature and is no substitute for professional advice. It does not take into account your personal situation. This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for most investors. You do not own or have any interest in the underlying asset. Capital is at risk, including the risk of losing more than the amount originally put in, market volatility and liquidity risks. Past performance is no guarantee of future results. Tax on profits may apply. Consider the Product Disclosure Statement and Target Market Determination for the product on the provider's website. Consider your own circumstances, including whether you can afford to take the high risk of losing your money and possess the relevant experience and knowledge. We recommend that you obtain independent advice from a suitably licensed financial advisor before making any trades.
Tim Falk is a freelance writer for Finder. Over the course of his 20-year writing career, he has reported on a wide range of personal finance topics. Whether you're investing in stocks and ETFs, comparing savings accounts or choosing a credit card, Tim wants to make it easier for you to understand. When he’s not staring at his computer, you can usually find him exploring the great outdoors.
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