In this guide

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  • Frequently asked questions
  • Your reviews
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Debt Relief Canada ( review

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Debt Relief Canada
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Our verdict

Access a range of solutions to help you get debt-free, but be warned that it may impact your credit score.

If you're looking for help to take control of your finances and get out of debt, Debt Relief Canada may be able to help. You can contact this for-profit debt relief company for a free consultation to discuss your financial situation and debt relief options. However, keep in mind that many debt relief solutions can harm your credit score and also come with fees attached, so it's important to know what you're getting into first.

Best for: Canadians who need help getting out of debt.


  • Free initial consultation
  • Speak to a financial consultant to discuss your debt relief options
  • Available from coast to coast


  • Some debt relief solutions can have a serious impact on your credit score
  • No information about Debt Relief Canada's fees online
  • Not BBB accredited

In this guide

  • Our verdict
  • Frequently asked questions
  • Your reviews

What is Debt Relief Canada?

Debt Relief Canada is a financial consulting firm that offers advice and potential solutions to Canadians struggling with debt. After assessing your financial situation with an initial consultation, a Debt Relief Canada representative can help recommend programs or money management solutions to help you get out of debt.

Your financial consultant may recommend a wide range of debt management options, including:

  • Budget management
  • Credit counselling
  • Debt consolidation
  • Debt management program
  • Consumer proposal
  • Bankruptcy

Is Debt Relief Canada legitimate?

Established in 2010, Debt Relief Canada is a registered corporation and has business addresses in London and Barrie, Ontario. It is contactable by phone and email, and it is listed in the Yellow Pages and on the Better Business Bureau website. Both offices are not BBB accredited and have limited customer reviews online. However, the London office has an A+ BBB rating.

Make sure the financial consultant you’re paired with has the proper licences and accreditations.

What we like about

  • Free initial consultation. Your first consultation with Debt Relief Canada is free. It’s a chance to assess your financial situation and consider your options for getting out of debt.
  • Wide range of debt relief options. From credit counselling to personal bankruptcy, Debt Relief Canada can help you consider a variety of options to help you take control of your debt.
  • A consultation won’t hurt your credit. Attending a consultation with Debt Relief Canada won’t have any impact on your credit score, but it will give you a chance to compare debt relief alternatives.
  • Available nationwide. Financial consultants from Debt Relief Canada can help Canadians struggling with debt right across the country.

What to watch out for

  • Some debt relief methods will harm your credit score. While attending a consultation won’t affect your credit score, many debt relief solutions will. Make sure you know what sort of impact any debt relief option will have on your credit score before you sign up.
  • No fee information online. We couldn’t find any information on the Debt Relief Canada website about the fees that apply if you decide to pursue any debt relief methods after your initial consultation.
  • Not a licensed insolvency trustee. Debt Relief Canada is not a licensed insolvency trustee, so they can’t administer debt relief solutions like consumer proposals and bankruptcies.
  • Inactive business name. “Debt Relief Canada” is an inactive business name in the Ontario business registry as of May 9, 2023. However, the corporation remains active.

Alternatives to Debt Relief Canada

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Name Product Free Phone Consultation Time to Debt-Free Requirements
12 - 60 months
$10,000+ in unsecured debt & a hardship that's preventing you from paying your creditors
A nationwide service that can help you find a solution to reduce your debt payments by up to 50%. Request a free consultation with a trained debt relief specialist. Services include debt settlement, consolidation, credit counselling, debt management, credit card debt, consumer proposal and bankruptcy.
Consolidated Credit Debt Relief
36 - 60 months
You need help getting out of credit card debt
Make one payment each month and Consolidated Credit will distribute the funds to your creditors on your behalf. Costs vary depending on the debt solution. Services include credit counselling, debt management, consolidation, credit card debt, home equity, consumer proposal and bankruptcy.

Debt Relief Canada reviews

There are limited Debt Relief Canada reviews online and the company is not accredited with the Better Business Bureau. The reviews we could find for Debt Relief Canada were generally positive, with the business boasting a 4.9 out of 5 rating on Google reviews, but it’s worth mentioning that these reviews were left 4-5 years ago.

Better Business Bureau accreditedNo
BBB ratingA+ (London office)
BBB reviewsN/A
Google reviews4.9 out of 5 stars, based on 21 Google reviews
Reviews verified as of17 May 2023

How much does Debt Relief Canada cost?

Your initial consultation with a financial consultant from Debt Relief Canada is free. After that, the fees that apply vary depending on whether or not you sign up for a debt relief program, and which program you choose.

Unfortunately, we couldn’t find any information on the Debt Relief Canada website about the fees charged for different programs. Before you sign up for any debt relief program, make sure you’re aware of all fees that apply.

What are’s eligibility requirements?

Debt Relief Canada offers its financial consultation services to Canadians nationwide who are struggling with unsecured debt. There’s no maximum limit to the amount of debt you must have, and the company can also assist Canadians who are living abroad but who need help paying off their Canadian debts.

How to apply

If you need help getting out of debt, you can contact a Debt Relief Canada financial consultant in two ways:

  • By phoning toll free 1.855.305.9940
  • By filling out an online form with:
    • Your name
    • Your email address and phone number
    • The region where you live
    • The details of your enquiry

Frequently asked questions

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