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Lendforall review: Loan matching platform

Tap into AI-driven technology to get matched with lenders and increase your chance of getting approved.

Lendforall is an innovative loan-matching company that uses AI technology to connect you with viable lenders. It simply processes your personal information such as credit score, income, employment history, living situation and loan type to match you with the best loan for your unique set of needs. 

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Starts at 5.9% for unsecured loans

Interest Rate


Max. Loan Amount


Min. Credit Score

Lendforall at a glance

  • Potential for multiple offers
  • Many loan types
  • Bad credit can apply
  • Online broker (not a direct lender)
  • Limited pool of partners
  • Most partner rates above 20% for unsecured loans

What is Lendforall?

Lendforall is an online broker that can help you find the right loan for your needs. Its partner lenders offer many different types of loans – including personal loans, car loans, business loans, mortgage products, debt consolidation loans and more.

The company currently specializes in matching suitable lenders to borrowers with good or bad credit (including consumer proposals or bankruptcy). As an added bonus, it also gives clients access to credit score improvement and financial management software.

When was Lendforall founded and where does it work?

Lendforall has been in operation since 2018 and has helped over 200,000 Canadians get loans since its inception. The company is based in Toronto and offers loan matching services to customers across Canada.

Which lenders does Lendforall partner with?

Below is a selection of the lenders that Lendforall partners with, including info on their starting rates, available loan amounts and repayment terms.

LendforAll partners

Is Lendforall legitimate?

Yes, Lendforall is a legitimate business that has been mentioned in publications such as The Newswire, Proactive Investors, Bloomberg and more. It is partnered with Marble Financial, which is a reputable Canadian credit score improvement agency. The company has high reviews on Google and maintains a blog and social media presence.

Just be aware that the company informed the Better Business Bureau that its business name is being used by unauthorized individuals to operate an advance fee loan scam. In this type of loan scam, you may be asked to pay money upfront to “hold” the loan. Remember to avoid paying any fees in advance of your loan being deposited into your bank account.

What we like about Lendforall

You can take advantage of the following benefits with Lendforall:

  • Fast application. Apply online in under 5 minutes for multiple loan types.
  • Transparent rates. Average rates are displayed for popular lenders on the website.
  • Many loan types. Choose from personal loans, car loans, home loans, business loans, debt consolidation loans and more.
  • Potential for multiple offers. Get offers from various lenders and choose the one that best suits your needs.
  • Free credit score tools. Enjoy free access to the MyMarble platform where you can set goals, improve your credit score, lower your debt and create cash flow.
  • Bad credit can apply. Lendforall specializes in finding loan solutions for bad credit, consumer proposals or bankruptcy.
  • Solid Lendforall reviews. Customers writing Lendforall reviews praise the company for its customer service and quick loan matching services.

What to watch out for

Watch out for the following drawbacks before getting a loan with Lendforall:

  • Not a lender. You won’t get your loan directly from Lendforall which means you’ll have to connect and deal with a different lender.
  • Limited pool of partners. Lendforall only partners with certain lenders, which means you could miss out on a better deal elsewhere.
  • Expensive rates. Many of Lendforall’s partners charge rates above 20% for unsecured loans (though you’ll pay less for secured loans).
  • No in-person service. The company is based entirely online so you won’t be able to visit in-person to discuss your loan options or needs.
  • No guarantee. Even though Lendforall works to connect every customer with a loan, there’s no guarantee you’ll get an offer from its lenders.

Summary of Lendforall reviews

BBB ratingA+
Google reviews4.5 stars with 26 reviews
Customer reviews verified as of25 July 2022

The majority of Lendforall reviews indicate that Lendforall offers a high level of professionalism and customer service. Many customers praise how quickly they were matched with a loan after using the service. Others complain that they were unable to get approved, though this makes sense since Lendforall can’t guarantee loans because they are not the direct lender.

How Lendforall compares to other providers


Loans Canada


LoanConnect logo

Loan amount$300 – $50,000$300 – $50,000$100 – $50,000
Loan term12 – 60 months3 - 60 months3 - 120 months
Interest rateStarts at 5.9% for unsecured loansSecured from 5.40%, Unsecured 8.00% - 46.96%Secured from 10.00%, Unsecured 5.99% - 46.96%
FeesVaries by lenderNo application, origination or brokerage feesNo application, origination or brokerage fees
Serviced provinces and territoriesAll provincesAll of CanadaAll provinces
Basic eligibility requirementsMinimum credit score of 300Minimum credit score of 300Minimum credit score of 300
Go to Loans Canada siteGo to LoanConnect site

Am I eligible for a Lendforall loan?

You may be eligible for a Lendforall loan if you meet the following criteria:

  • You’re a Canadian citizen or permanent resident
  • You’re the age of majority in your province
  • You’re willing to undergo a credit check
  • You have proof of income to show that you can afford your repayments

Required documents

Lendforall may ask you to provide the following documents:

  • 2 pieces of ID and proof of address
  • Bank records, pay stubs or employment records

How to apply for a Lendforall loan

You can apply for a Lendforall loan in under 5 minutes by following these steps:

  1. Visit the website and click on “Apply” in the menu.
  2. Input personal information such as your full name, date of birth, province of residence, email address and phone number.
  3. Submit additional details about your credit score, employment history, monthly income, living situation and province of residence.
  4. Submit your application and wait to see if you pre-qualify – you should get pre-approval in under 24 hours.
  5. Provide supporting documents to enable full approval of your application. Time varies depending on what type of documentation you need.
  6. Once approved, agree to your loan term, amount and interest rates.
  7. Wait for funding to be deposited into your bank account. Time varies based on the lender you choose.

How can I contact Lendforall?

You can contact the company by phone, email or by filling out the online form on its website under the “contact us” section. Office hours are 9am to 5pm EST, Monday to Friday.

How much will a Lendforall loan cost?

Lendforall loans cost different amounts based on your term, how much you borrow and what your interest rates are.

  • Term and amount. You’ll pay more interest if you have a longer term or take out a larger amount. You’ll pay less if you borrow the minimum amount on a shorter term.
  • Interest rates. Rates for Lendforall’s unsecured lenders start at 5.9%, while home loans start at under 2% and business loans start around 8%. The rate you get will depend on factors such as your credit score, income and term length.
  • Fees. The fees you pay on your loan could include setup, early repayment or late payment fees. You’ll pay different fees based on which lender you go with.

Bottom line

  • Lendforall is a loan broker that uses AI technology to match customers with the lenders most likely to approve them.
  • The company can match you with lenders providing personal loans, car loans, home loans, business loans, debt consolidation loans and more.
  • It offers debt solutions to people with good or bad credit (including consumer proposals and bankruptcy) and is available across Canada.

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Frequently asked questions

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