Us Canadians have a lot of banking options to choose from—options like brick-and-mortar banks, digital-only banks, credit unions and fintechs, all vie for your business. So when it comes time to choose the best debit card, how do you know which is the best option for you?
That’s where we come in. Our team at Finder Canada analyzed over 1,000 data points for debit and prepaid debit cards from financial institutions across the country to determine this list of the best debit cards in Canada. We looked at features like debit fees, ATM access, travel perks, spending rewards and more.
Keep reading to choose the best debit card in Canada for you and learn tips for how to use your card for online shopping, avoid fraud and more.
Our pick for the overall best debit card in Canada is the BMO debit card. Get this BMO debit card when you sign up for the BMO Performance Chequing Account.
When you get this card through the BMO Performance Chequing Account, you'll also get unlimited free transactions and e-Transfers and a generous welcome bonus.
Get up to $700 in cash bonuses. Earn $450 when you open a new BMO Performance Chequing Account, $200 (plus a 4.75% promo interest rate) when you open a Savings Amplifier Account and $50 when you make it a BMO Family Bundle. Valid until July 2, 2025.
The debit card is cobranded with Mastercard, so it can be used for online purchases
Unlimited monthly transactions
$0 Interac e-Transfers
$40 fee rebate on the BMO Mastercard annual fee
BMO will reverse the first accidental fee charged to this account
Get up to $700 in cash bonuses. Earn $450 when you open a new BMO Performance Chequing Account, $200 (plus a 4.75% promo interest rate) when you open a Savings Amplifier Account and $50 when you make it a BMO Family Bundle. Valid until July 2, 2025.
To get all of the perks of the Performance Chequing Account, you'll need to a monthly fee of $17.95
You won't earn any interest or rewards when spending with this debit card
With no annual or monthly fees and a wide range of other perks, the EQ Bank Card is our pick for the best card for travel. Keep in mind that this is a prepaid debit card, so you'll have to load funds on it before you can use it.
This card comes with no foreign transaction fees, FX fees or international ATM withdrawal fees. EQ Bank will also refund you if another ATM in Canada charges a withdrawal fee. Plus, you'll earn 0.5% cashback on Canadian and international purchases.
Another big perk is that you'll earn interest on the funds loaded onto your card. Earn 3.50% on your card balance for 12 months when you set up $500/month or more in direct deposit of your pay to a Personal Account or Joint Account. Conditions apply. Thereafter, you'll earn 1.25% on your balance.
$0 annual or monthly fees
0% foreign transaction or FX fees
$0 international ATM withdrawal fees charged by EQ Bank
Earn 0.5% cashback cashback
Earn up to 3.50% interest on your card balance
Can be used for online purchases
Compatible with Apple Pay and Google Pay
You must have a linked EQ Personal Account (free to open) to load funds and use this prepaid card
Although the BMO debit card is a the best overall, we chose this Scotiabank debit card as the best card from a Big Bank because it offers some unique perks including an option you won't find with any other debit card—the option to earn Scene+ points with every purchase.
Plus, Scotiabank has one of the largest international ATM networks of the Big Five Banks, with free access to over 3,500 ATMs in Canada alone through the Global ATM Alliance.
Get this Scotiabank debit card when you sign up for the Scotiabank Preferred Package. Then, you'll also get unlimited transactions, free Interac e-Transfers and a rebate on select credit cards.
Earn 1 SCENE point for every $5 you spend on debit purchases.
$0 transactions
$0 Interac e-Transfers
Free access to the Global ATM Alliance
Can be used for online purchases
Earn up to $700 with a Scotiabank Preferred Package and a registered account. Valid until July 31, 2025. Plus, earn up to 4.95% interest for 3 months on your MomentumPLUS Savings Account.
To get all of the perks of the Preferred Package, you'll need to pay a monthly fee of $16.95 (but can be waived)
Why we chose the Tangerine Visa Debit card as the best Visa Debit card in Canada is because it comes linked to a the Tangerine No-Fee Daily Chequing Account. It's easy to sign up online in a few minutes, and then get instant access to manage your card on Tangerine's highly-rated mobile app.
Because Tangerine is a subsidiary of Scotiabank, the Tangerine debit card comes with free access to Scotiabank's entire ATM network, including the Global ATM Alliance.
When you use this debit card with the Tangerine chequing account, it comes with a $0 monthly fee and unlimited free transactions and Interac e-Transfers. Plus, earn up to 0.1% interest on every dollar in your linked account.
Get unlimited free transactions
Free Interac e-Transfers
Earn interest on your account balance
Can be used for online purchases
Free access to the Global ATM Alliance
Earn up to $250. Open a No-Fee Daily Chequing Account and switch your payroll deposits to your new Tangerine Chequing Account for 2 consecutive months to receive $250.
We chose the Wealthsimple Cash card as the best cashback card because, not only can you earn 1% cashback on all purchases with the Cash card, you attentively have the option to earn 1% back as a cash balance into a self-directed Wealthsimple trading account from where you can buy stocks. This card also comes with unlimited transactions, free e-transfers and no FX fees.
Wealthsimple will also reimburse you for any ATM charges up to $5 for every withdrawal, so you're almost guaranteed no-fee ATM withdrawals using this card. Keep in mind that the Wealthsimple Cash card is a prepaid debit card, so you'll have to load funds on it before using it.
When you hold your funds in the associated Wealthsimple chequing account you can earn up to 2.75% interest interest on your balance, depending on the total value of your assets with Wealthsimple.
$0 annual or monthly fees
No FX fees
Reimbursements on ATM withdrawal fees
Earn 1% cashback on all purchases with the Cash card
Unlimited transactions
Unlimited e-transfers
Can be used for online purchases
Must load funds onto this prepaid card before using it
The PC Money Account debit card is our pick for the best debit card in Canada for earning rewards because it is the only debit card that allows you to earn PC Optimum points with every purchase.
Get 5 PC Optimum points for every dollar you spend, 10 PC Optimum points whenever you make purchases at grocery stores and 25 points whenever you make purchases at Shoppers Drug Mart.
Plus, the PC Money Account linked to this debit card comes with unlimited free transactions and e-transfers, no monthly fee, a signup offer and one of the highest on-going interest rates in Canada of 3.1% on your balance.
No monthly fees
Earn 3.1% interest on your account balance
Unlimited free transfers and Interac e-Transfers
No minimum balance requirements
Can be used for online purchases
You'll also earn PC Optimum points for every dollar you spend on purchases.
Not Interac cobranded, which could incur additional fees depending on where you use the debit card
Free ATM withdrawals are only available from a limited network of PC Financial ATMs
Although students have a lot of choices for free debit card and student accounts, we chose the Scotiabank student debit card as the best debit card option in Canada for students.
Get this debit card when you open the Scotiabank Preferred Package for Students and Youth account. Earn up to $100 as a welcome cash bonus and up to 6,250 Scene+ points when you open an account. Apply by July 1, 2025.
This debit card gives students access to the Global ATM Alliance and a over 3,500 ATMs in Canada through Scotiabank. The associated account also gives you unlimited free transactions and e-transfers and a decent welcome bonus.
Earn up to $100 as a welcome cash bonus when you open an account. Apply by July 1, 2025.
Get $0 transactions
$0 Interac e-Transfers
Can be used for online purchases
$0 account fee
Can earn Scene+ points with every purchase
Limited eligible age range: You won't be charged a monthly account fee until you turn 23 years old (account holders older than 23 must be students enrolled in a post-secondary program with valid proof of enrolment to qualify for no account fee).
Methodology: How we selected the best debit cards in Canada
To determine this list of best debit cards, Finder Canada analyzed 70+ debit and prepaid cards across 22 financial institutions. We compared cards from traditional banks, digital banks and credit unions, and we narrowed down the list of top cards.
We ranked debit and prepaid cards based on 16 data points within four major categories. Here’s how we ranked and weighted each product:
Card info: 15% (Debit or prepaid, Visa or Mastercard cobranded)
Perks: 20% (Interest rates, signup bonuses, other tailored rewards)
Banking Access: 15% (In-branch banking, online banking access, national availability)
Customer Experience: 10% (Live chat availability, Apple app ratings, Google app ratings)
No single debit or prepaid card will be the best choice for everyone, so thoroughly compare your options before picking your new card.
Key takeaways
Debit cards allow you to make purchases using money directly from your bank account.
Debit Mastercard and Visa Debit cards are debit cards that you can use online or over the phone.
You can get a debit card by signing up for almost any chequing account in Canada.
What is a debit card?
Debit cards (also called client cards or bank cards) are payment cards issued by your bank to give you access to your chequing or savings accounts. You can use debit cards for in-store purchases and ATM withdrawals in Canada or internationally. If you have a Visa Debit card or Debit Mastercard card, you can also use your card to make purchases online.
Debit cards only allow you access to your account balance, unless you have overdraft protection, which lets you dip into a negative balance (usually for a fee). If you want access to money that is not in your account, consider a credit card instead.
What is the best debit card in Canada to have?
The best debit card in Canada to have is the BMO debit card linked to the BMO Performance Chequing Account because it comes with unlimited transactions, a generous welcome bonus and other perks like fee rebates on select credit cards.
But if you’re looking for the best travel debit card, we recommend the EQ Bank Card—a prepaid debit card with no FX fees, no domestic or international ATM withdrawal fees, cashback rewards on your spending and earned interest on your card balance.
How do Visa Debit and Debit Mastercard cards work?
Visa Debit cards and Debit Mastercards work like any other debit card, giving you access to the money from your chequing account. The advantage of Visa Debit and Debit Mastercard cards is that, unlike traditional debit cards, they allow you to make online and phone purchases like you can with credit cards.
They don’t give you access to credit, but they do come with a card number, expiry date and CVV number. The best debit cards in Canada, including many of the cards listed here, will come with this functionality.
Functionally, both Visa Debit and Debit Mastercard cards are equally good as both types of cards allow you to use your debit card for online purchases, which is the primary function of debit cards being cobranded with either company.
That said, Visa has a slightly bigger overall market share than Mastercard (at least it does in Europe, according to a Global Payments Report 2025), making it pull slightly ahead as a better option for many when it comes to debit cards, prepaid cards and credit cards.
Do debit cards have a CVV?
Yes, most debit cards in Canada have a Card Verification Value (CVV) code, which can also be known as a card verification code (CVC). This number acts as an additional security step in fraud prevention by proving to merchants that you have the actual debit card with you when making online or phone purchases. Only Visa or Mastercard cobranded debit cards will have CVV numbers.
Where is the security code on a debit card?
The three-digit CVV security code can be found on the back of your debit card, either right beside or below the signature box beneath the long black magnetic strip. Don’t get it confused with the 16-digit card number or the four-digit expiration date.
Why does my debit card not have a CVV?
If your debit card does not have a CVV security code, it’s likely because it is a traditional debit card – not a Visa Debit or Debit Mastercard – and cannot be used for online or over-the-phone purchases.
If you would like switch your card for one that you can use beyond in-store purchases, contact your bank to see about upgrading your card, or consider opening a new account that comes standard with a Debit Mastercard or Visa Debit card from the accounts listed here.
Can I use my Canadian debit card in the US?
Yes, you can use your debit card in the US just like you would use it in Canada as long as it has a magnetic stripe and PIN number. The main factor to keep in mind when using your Canadian debit card in the US is that you’ll be charged an exchange rate markup and foreign transaction fee of around 2% to 3% of the transaction value.
You can compare the best debit cards in Canada, and the bank accounts they’re attached to, by looking at the following features:
Monthly fees. While debit cards are usually fee-free, you may need to pay for the account they’re attached to. Some of the best debit cards in Canada won’t charge a monthly fee at all. Make sure you get the right bank account for your needs with a monthly fee you can afford.
Ability to shop online. Some cards are linked to a credit card provider while others aren’t. You may want to look for a Visa Debit or Debit Mastercard if you intend to use your debit card to make purchases online.
Free ATM withdrawals. Most large banks and online providers let you withdraw cash from certain ATMs for free. For example, Scotiabank is a member of the Global ATM Alliance, meaning you can use the card to withdraw money free of charge from hundreds of ATMs worldwide. Search for a bank with a large ATM network to make sure you don’t lose money on unnecessary withdrawal fees.
Contactless technology. Most of the best debit cards in Canada enable you to make purchases using Near Field Communication (NFC) without having to swipe your card or enter a pin. Look for a card that’s enabled with Tap & Go technology to save time when you pay at the till.
Security measures. Your debit card should have secure PIN and chip technology along with fraud protection to cover you against unauthorized charges on your account. Banks also recommend that you change your PIN frequently to increase protection. Find out which security features your bank provides with your debit card.
The best type of debit card will be from a well-established bank, allow you to make unlimited transactions, give you access to a large ATM network so you can withdraw cash when you need it and be compatible with your phone’s digital wallet.
That’s why BMO topped our list of the best debit cards in Canada, but there other factors—like rewards, cashback and travel perks—you can consider too.
Benefits of debit cards
The best debit cards come with a number of benefits:
Easy to access cash. You can withdraw cash from just about anywhere without needing to visit a branch.
No interest charges. You won’t have to worry about paying interest with debit cards like you might on a credit card since you can only spend the money that’s already in your account.
Comes free with your bank account. You won’t pay an extra fee to get a debit card as it comes included with your chequing or savings account.
Can be used to shop online. You may be able to use your card to shop online if it is cobranded with the Visa Debit or Debit Mastercard logo.
Bad credit doesn’t matter. It’s easy to get a debit card in Canada. Since you’re only spending your own money, you don’t have to jump through a lot of hoops to qualify for it like you would with a credit card. That’s true even for Visa Debit cards and Debit Mastercard cards too.
What to watch out for
Even the best debit cards in Canada can come with some drawbacks. Here are some to watch out for before you sign up:
Potential account fees. The account your debit card is linked to may require you to pay a monthly fee.
Overdrawing too much and being charged fees. If you are not keeping track of the money available in your bank account, you may accidentally go over the limit, resulting in additional bank fees.
No access to credit. You can’t use debit cards to spend money that you don’t already have sitting in your bank account.
Limited benefits and rewards. The majority of debit cards (except for several on our list of best debit cards above) don’t come with benefits and rewards.
Ensuring it doesn’t get lost or stolen. If your debit card is lost or stolen, you could have your funds withdrawn without your permission. Luckily, banks today have technology to identify unusual transactions and will often notify you of the transaction.
To get a debit card, you’ll need to open a bank account with a Canadian bank, credit union or fintech. Follow these steps to open an account and get a debit card:
Open the account. Go to the bank’s website for the debit card you’ve chosen to open the account associated with that card. You can click the “Go to site” button on this page to be securely directed to the bank’s application.
Fill out application details. Fill out your personal details such as your full name, address, email and phone number to start your application. You’ll also need to upload pictures of your ID during your application to prove your identity.
Click submit. Once you’ve filled in the application and are ready to apply, click submit.
Wait for your card to arrive. When your application is approved, the bank will typically automatically send you your new debit card in the mail within a couple of weeks or will allow you to pick it up at a local bank branch.
How old do you have to be to get a debit card?
Many banks allow youth to open a kids chequing account – and get a debit card – between the ages of 12 to 16 years old without a parent or guardian with the required ID. If a parent or guardian can get involved, any child under 18 years old can open a bank account at the major banks in Canada, and in most cases, get a debit card linked to that account.
Using your debit card is simple. Just swipe or insert your card into the debit terminal, select the account you want to debit the money from, enter your 4- or 6-digit PIN number and press OK.
If your car is equipped with Tap & Go or payWave, just hold your card near the terminal to pay – no PIN required.
Debit transactions in Canada are processed through a payment processor system like Moneris. Your merchant will also pay a fee for debit transactions. The amount of your purchase is deducted from the chequing or savings account associated with your card, whichever you selected
Tap payments are a type of contactless payments that work via NFC (Near Field Communication), where you simply need to hold your car close to the debit terminal to pay with your debit card. You can’t debit from your savings using tap. Instead, money is automatically debited from your primary chequing account.
What is Tap & Go or payWave and how do I know my debit card has it?
Tap & Go and payWave are both technology that allows you to securely pay for your purchases without having to swipe your debit card or enter your PIN. Instead, you simply tap or wave your debit card at the point of sale.
Take a look at your debit card and see if it has the payWave or Tap & Go symbol on the front. The symbol consists of four curved lines and will likely be located on the right-hand side of the card, but this can differ between cards. If your card doesn’t have the symbol, call your bank to see if you can get a new card.
How to use a digital wallet debit card?
You can add most debit cards in Canada (including any of the ones on our list of the best cards above) to your phone’s digital wallet so you can pay with your debit card using Samsung Pay, Google Pay or Apply Pay.
Your phone uses NFC, so you simply need to select your debit card from your digital wallet and hold your phone near the debit terminal to make a payment.
In order to make purchases with your debit card using your smartphone’s digital wallet, you’ll need to first add your debit card to the digital wallet by following these steps:
Open your digital wallet on your phone.
Press the button to add a card to your wallet (usually a plus sign in the top right corner).
Choose the debit card option from the list of card types.
Agree to the terms and conditions.
Enter your card details and save it. You may have the option to take a picture of your card so your phone can automatically fill in the details.
You’ll often be asked to verify your card through your banking app, email, text or phone.
You can now use your debit card directly from your phone by tapping your phone at any terminal that accepts tap payments.
Debit card basics: Common questions and concerns
Here are some common questions and concerns about how debit cards work in Canada and what you might need to consider when choosing the best option for you.
When paying for purchases at a store, you enter your PIN at the point of sale to authorize the transaction on your debit card. Some banks will provide you with a PIN, which you can use one time and then you will be prompted to enter a new PIN. Most banks recommend that you change your PIN regularly for security reasons.
Yes, you can use your debit card to make purchases online if you have a Visa Debit or a Debit Mastercard, like all of the ones we chose for our list of the best debit cards above. These cards let you spend money out of your bank account to shop online. Check out some more frequently asked questions about online purchases below:
Which online stores accept debit cards? Most big box retailers and major online stores accept debit cards. You simply need to input your Visa Debit or Debit Mastercard card details into your online account in the same way you would with a credit card.
Can I use a debit card on Amazon? You can use a Visa Debit or Debit Mastercard to shop with Amazon in most cases. However, you won’t be able to make purchases with Amazon if you have a normal debit card that isn’t linked to a credit card provider.
Can I use a debit card for PayPal? Much like with Amazon, you can use a Visa Debit or Debit Mastercard to pay off your PayPal balance. You can also link your PayPal account directly to your bank account if you don’t want to link it to your debit card. Explore more about how to use your debit card with PayPal in our full guide here.
Most banks will let you use your debit card overseas but it will cost you more than what you’ll have to pay to spend money in Canada. Find the answers to frequently asked questions about using your debit card internationally below:
What will I have to pay to spend money overseas? You’ll often have to pay high fees for making ATM withdrawals internationally unless your bank account specifies otherwise. You may also need to pay foreign exchange fees between 1% and 3% alongside a margin on the exchange rate to switch between currencies.
Can I use my debit card in the USA? It’s possible to use your debit card in the USA if you’re traveling there in person. Some Visa Debit or Debit Mastercard cards will also let you spend money online in the US. For frequent cross-border spending, you may want to consider a US currency account to cut down on fees.
Can I use my debit card in Europe? You can use your debit card in Europe at certain stores and ATMs. Just be aware that you’ll typically pay high fees and expensive currency exchange rates unless you sign up for a travel debit or a bank account that deals exclusively in Euros.
If your debit card got declined, even though you have money in your account, it is often because your account has been frozen. Banks will freeze a chequing account if you’ve had too many incorrect attempts at entering your PIN number, or if there have been out-of-the-ordinary purchases from your account that the bank deems suspicious.
If you suspect your bank account has been frozen, it usually only takes a quick phone call with your bank to get it unfrozen. Read our full guide to reasons why your debit card may be declined to learn about other possibilities and how to fix the issues.
You can link almost any everyday bank account (both savings and chequing accounts) from the same bank to one debit card as long as the accounts are offered by the bank that issued the card. The account needs to be in the same name that appears on the card, which means joint account holders would have two different debit cards linked to the same account.
If you spend too much money on your debit card, or overdraw, it means you’ve used your debit card when your account balance was zero or really low, and you spent more than the amount you had in your account, resulting in a negative balance. You may be charged a non-sufficient funds (NSF) fee (usually around $50) as a penalty for dipping into a negative balance.
The only way you can avoid an NSF fee is if you have overdraft protection on your account. This feature allows the transaction to occur even if you happen to go into the red because a bill comes out early or you have an unexpected expense.
If your account has overdraft protection, your transaction will go through on your debit card even when your balance is $0. However, this feature may come with a fee and interest, which is why it’s important to always ensure you have enough money in your account for automatic payments, such as your monthly bills.
Debit card fraud: is your money at risk?
Like any financial product, even the best debit cards in Canada come with the risk of being exploited by scammers. But there are steps you can take to protect your money from potential threats.
What is debit card fraud?
Debit card fraud occurs when someone else obtains your debit card details and makes transactions on your card without you knowing. If you report a fraudulent transaction on your card, your bank should deactivate your card immediately in order to prevent the person from making more transactions. An investigation will likely take place to help retrieve or replace your money.
You should always check your debit card statement to make sure all of the transactions listed are legitimate. This will help you identify any unusual activity.
Lost or stolen cards
If your card is lost or stolen, let your bank know straight away, even if you’re travelling overseas. In most cases, your bank will immediately cancel your card and will send you a replacement card as soon as possible.
Can I get a refund on fraudulent transactions?
This depends on your bank and the situation. Many of the bigger banks offer a 100% money-back guarantee on fraudulent transactions if you comply with the card’s conditions of use. For more information, speak to your financial institution.
What is the difference between a debit card and a credit card?
There are a number of ways that debit cards differ from credit cards. The most important difference relates to how you access funds. Debit cards only let you access cash that you’ve got saved up in your account. Credit cards let you “borrow” money that you eventually have to pay back with interest.
Other differences between debit and credit cards include:
Annual fees. You won’t pay any fees to take out a debit card, though you may have to pay for the account your card is linked to. You’ll typically have to pay an annual fee for a credit card unless you opt for a fee-free card with fewer rewards and benefits.
Rewards. While most debit cards won’t let you earn rewards when you spend money (with a few exceptions, such as the Scotiabank Scene+ debit card or the PC Money Account debit card), the majority of credit cards let you earn points or cash back on purchases. That said, many prepaid debit cards in Canada offer rewards.
Benefits. It’s fairly unusual for a debit card to offer any type of benefits. Credit cards often come with perks such as travel insurance, roadside assistance, mobile device protection and more.
While most Canadians have a debit card, many prefer to make purchases using a credit card. This is because credit cards tend to offer more rewards and benefits than debit cards.
What features are Canadians looking for in debit cards and bank accounts?
If you’re looking for a debit card that comes with lower fees, you’re not alone. It turns out that majority of Canadians are also most concerned about banking fees when choosing their next bank account, according to our most recent Finder: Consumer Sentiment Survey January 2025.
It turns out the that, when asked to choose their top three most important features, 65.43% of Canadians said they are looking for an account with lower or no monthly fees, 51.25% said they’re looking for no or low transaction fees and 40.06% said they wanted free e-transfers.
That’s why all of the debit card we chose as the best in Canada come with free transactions and e-transfers, while most don’t charge a monthly fee. You can also check out our full guide to the best no-fee chequing accounts in Canada to learn more.
Bottom line
The best debit cards in Canada offer perks like unlimited monthly transactions, access to a vast ATM network and sometimes even rewards on your spending. Once you picked the right debit card for you, you can start using your card to make purchases in store, online (if is a Visa Debit or Debit Mastercard) and manage your finances through it’s mobile banking app. Just make sure you’re staying within any transaction limits so you don’t get charged extra fees.
The best debit card in Canada is the BMO debit card linked to the BMO Performance Chequing Account. That debit card topped our list because it comes with loads of competitive features like unlimited transactions, free e-transfers, a welcome bonus and more.
Yes, you can access your savings account with your debit card. Typically, you will need to link your savings account to the debit card, unless you only have a savings account. In this case, it will already be linked to the card.
Notify your bank immediately so that they can put a stop on the card. You can often freeze your debit card directly from your banking app. They will then issue a new one as a replacement for you to receive as soon as possible. Keep in mind that you might need have to pay a fee of around $25 for a replacement card.
If this occurs, try to contact your bank as soon as possible to notify them of the problem. They should be able to get in touch with the branch who takes care of the ATM and sort it out.
Yes, you can ask for additional debit cards (typically up to two cards) for family members or business associates, but as the primary account holder you will still be responsible for any actions taken using those cards.
Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee. See full bio
Claire's expertise
Claire has written 395 Finder guides across topics including:
Chelsey Hurst is a publisher at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio
Chelsey's expertise
Chelsey has written 139 Finder guides across topics including:
Convenience fees can apply to debit card transactions as well as credit card payments, but only a small number of select merchants can legally charge them in Canada.
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You can add most debit cards in Canada (including any of the ones on our list of the best cards above) to your phone’s digital wallet so you can pay with your debit card using Samsung Pay, Google Pay or Apply Pay.
Debit card fraud: is your money at risk?
