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CIBC Aventura Visa Infinite Privilege Card review
Book your flights and get the best of every world when you sign up for this exclusive travel card.
Earn 50,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods. Also, in your first year, you can earn an additional 2,500 Aventura Points each monthly statement period in which you spend at least $2,000. That’s up to 30,000 points.
The CIBC Aventura Visa Infinite Privilege Card offers exceptional travel benefits and a high return on Aventura Points. You can Earn 3 points whenever you spend money on travel with the CIBC rewards centre, earn 2 points for every dollar you spend on daily purchases like gas and groceries and 1.25 points for every $1 spent on all other purchases. You’ll also get a generous welcome bonus and a travel credit when you sign up.
30-second take
Think about this card if you’re a frequent flyer and you want to take advantage of exclusive rewards.
Choose something else if you want a low interest rate or you’d rather not pay an annual fee.
You’ll need to have a household income of $200,000 to apply for this credit card.
The basics
If you’re looking for the ultimate travel card with all the bells and whistles, then you might like to check out the CIBC Aventura Visa Infinite Privilege Card.
Decent return. Earn 3 Aventura Points on travel with the CIBC Rewards Centre, 2 points for every $1 spent on daily purchases like gas, groceries and transportation, and 1.25 points for every $1 spent on all other purchases..
Promotional offer. Earn 50,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods. Also, in your first year, you can earn an additional 2,500 Aventura Points each monthly statement period in which you spend at least $2,000. That’s up to 30,000 points.
Priority lounge access. Gain access to 1,200+ airport lounges with 6 free visits per year (and a discounted fee to enter after that).
Travel medical insurance. Avoid paying for third-party travel medical insurance with full coverage on your card for the first 31 days of your trip.
Travel benefits. Protect against losses with additional trip interruption, hotel burglary, baggage and flight delay insurance.
Insurance type
Level of coverage
Emergency travel medical
Up to $5 million for eligible emergency travel medical expenses in the first 31 days of your trip (under the age of 65).
Trip cancellation
Up to $2,500 per insured person or up to a maximum of $10,000 for all insured persons combined.
Trip interruption
Up to $5,000 per person or up to a maximum of $25,000 for all insured persons combined.
Flight and baggage delay
Up to $1,200 per person for eligible expenses plus $1,000 per person for loss or damage of your checked baggage.
Hotel burglary
Up to $2,500 for all insured persons combined when you charge the full cost of your accommodation to your card.
Car rental insurance
Up to $85,000 when you charge the full cost of your car rental to your card and decline the rental agency’s insurance.
Common carrier
Up to $500,000 per insured person in the event that loss of life or certain accidental bodily injuries result from a covered accident when travelling on a common carrier.
Coverage may vary and you should double-check your benefits guide for the CIBC Aventura Visa Infinite Privilege Card for the most up-to-date information.
The perks
Nexus fee rebate. Apply for fast border crossings between the US and Canada and get your fee rebated up to two times.
Exclusive business class bookings. Get access to exclusive bookings for first-class seats that are only available to CIBC Aventura Visa Infinite Privilege cardholders.
Car rental insurance. Get up to 25% off car rentals at participating Avis and Budget locations worldwide when you pay with your Aventura card.
Metal card. Get a high-quality metal card to set yourself apart from the crowd whenever you pay for purchases with your card.
Gas rebates. Link your Journie Rewards card with your Aventura card to save money every time you fill up at Chevron, Ultramar and Pioneer gas stations.
Mobile device insurance. Get up to $1,500 to cover the cost of replacing your cell phone in the event of loss, damage or theft.
Purchase protection. Rest easy with purchase insurance and extended warranty coverage on the products you buy with your card.
What to watch out for
Annual fee. It costs $499 per year to maintain this card.
High interest. You’ll pay as much as 20.99% interest on outstanding balances and 22.99% (21.99% for Quebec residents) for cash advances.
Fee for additional cards. Every additional card that you add to your account will cost $99.
High minimum income. You’ll need to make at least $200,000 per year in household income to qualify for this card.
CIBC Aventura Visa Infinite Privilege Card interest rates
Interest Type
Interest Rate
Purchase interest rate
20.99%
Cash advance rate
22.99%
Standard balance transfer rate
22.99%
What should I know before I apply?
Eligibility requirements
To apply for a CIBC Aventura Visa Infinite Privilege Card, you need to meet the following criteria:
Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)
Earn a minimum household income of $200,000
Required documents and information
Your name, residential status and contact information
Your Social Insurance Number (SIN) and date of birth
Your email address and phone number
How to apply
Go to the CIBC Aventura Visa Infinite Privilege Card application on CIBC’s website.
Complete the application, which includes providing your name, email address, Social Insurance Number (SIN) and birth date.
Submit proof of income and other required documentation to qualify.
Bottom line
If you travel regularly and want to earn flexible points for daily purchases, the CIBC Aventura Visa Infinite Privilege Card could be a good fit for you. This card comes with a generous welcome bonus, comprehensive travel insurance and a number of additional perks such as mobile phone insurance and car rental discounts. Just be aware that the annual fee is steep and you’ll need a high household income to qualify for this card.
Compare other credit cards
Frequently asked questions about the CIBC Aventura Visa Infinite Privilege Card
It sure does. You can Earn 50,000 Aventura Points when you spend $3,000 or more during your first 4 monthly statement periods. Also, in your first year, you can earn an additional 2,500 Aventura Points each monthly statement period in which you spend at least $2,000. That’s up to 30,000 points. to spend on flights, hotels and more.
You can fly just about anywhere using your Aventura Points. You can also use them whenever you want since they’ll never expire and come with no blackout dates for booking travel.
You can redeem your Aventura Points for just about anything you can think of. This includes travel rewards such as hotel stays, vacation packages and cruises as well as other rewards such as merchandise, gift cards and one-of-a-kind activities.
Sure thing. You can look at the CIBC Aventura Visa Card and the CIBC Aventura Visa Card for Students if you want to collect Aventura Points without a fee. Just be aware that you’ll get a lower return on points when you sign up for a fee-free card.
Yes, you can apply by visiting the CIBC bank website.
Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.
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