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CIBC Aventura Visa Infinite Privilege Card review

Book your flights and get the best of every world when you sign up for this exclusive travel card.

Earn up to 60,000 Aventura Points. Earn 30,000 Aventura Points when you spend $3,000 or more during your first 4 monthly. Plus, earn an additional 2,500 Aventura Points each monthly in the first year when you spend at least $2,000. That’s a total of up to 30,000 points.

20.99%

Purchase Interest Rate

$499

Annual Fee

The CIBC Aventura Visa Infinite Privilege Card offers exceptional travel benefits and a high return on Aventura Points. You can Earn 3 points whenever you spend money on travel with the CIBC rewards centre, earn 2 points for every dollar you spend on daily purchases like gas and groceries and 1.25 points for every $1 spent on all other purchases. You’ll also get a generous welcome bonus and a travel credit when you sign up.

30-second take

  • Think about this card if you’re a frequent flyer and you want to take advantage of exclusive rewards.
  • Choose something else if you want a low interest rate or you’d rather not pay an annual fee.
  • You’ll need to have a household income of $200,000 to apply for this credit card.

The basics

If you’re looking for the ultimate travel card with all the bells and whistles, then you might like to check out the CIBC Aventura Visa Infinite Privilege Card.

  • Decent return. Earn 3 Aventura Points on travel with the CIBC Rewards Centre, 2 points for every $1 spent on daily purchases like gas, groceries and transportation, and 1.25 points for every $1 spent on all other purchases..
  • Promotional offer. Earn up to 60,000 Aventura Points. Earn 30,000 Aventura Points when you spend $3,000 or more during your first 4 monthly. Plus, earn an additional 2,500 Aventura Points each monthly in the first year when you spend at least $2,000. That’s a total of up to 30,000 points.
  • Priority lounge access. Gain access to 1,300+ airport lounges with 6 free visits per year (and a discounted fee to enter after that).
  • Travel medical insurance. Avoid paying for third-party travel medical insurance with full coverage on your card for the first 31 days of your trip.
  • Travel benefits. Protect against losses with additional trip interruption, hotel burglary, baggage and flight delay insurance.

The perks

  • Nexus fee rebate. Apply for fast border crossings between the US and Canada and get your fee rebated up to two times.
  • Exclusive business class bookings. Get access to exclusive bookings for first-class seats that are only available to CIBC Aventura Visa Infinite Privilege cardholders.
  • Car rental insurance. Get up to 25% off car rentals at participating Avis and Budget locations worldwide when you pay with your Aventura card.
  • Metal card. Get a high-quality metal card to set yourself apart from the crowd whenever you pay for purchases with your card.
  • Gas rebates. Link your Journie Rewards card with your Aventura card to save money every time you fill up at Chevron, Ultramar and Pioneer gas stations.
  • Mobile device insurance. Get up to $1,500 to cover the cost of replacing your cell phone in the event of loss, damage or theft.
  • Purchase protection. Rest easy with purchase insurance and extended warranty coverage on the products you buy with your card.

What to watch out for

  • Annual fee. It costs $499 per year to maintain this card.
  • High interest. You’ll pay as much as 20.99% interest on outstanding balances and 22.99% (21.99% for Quebec residents) for cash advances.
  • Fee for additional cards. Every additional card that you add to your account will cost $99.
  • High minimum income. You’ll need to make at least $200,000 per year in household income to qualify for this card.

What should I know before I apply?

Eligibility requirements

To apply for a CIBC Aventura Visa Infinite Privilege Card, you need to meet the following criteria:

  • Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)
  • Earn a minimum household income of $200,000

Required documents and information

  • Your name, residential status and contact information
  • Your Social Insurance Number (SIN) and date of birth
  • Your email address and phone number

How to apply

  1. Go to the CIBC Aventura Visa Infinite Privilege Card application on CIBC’s website.
  2. Complete the application, which includes providing your name, email address, Social Insurance Number (SIN) and birth date.
  3. Submit proof of income and other required documentation to qualify.

Bottom line

If you travel regularly and want to earn flexible points for daily purchases, the CIBC Aventura Visa Infinite Privilege Card could be a good fit for you. This card comes with a generous welcome bonus, comprehensive travel insurance and a number of additional perks such as mobile phone insurance and car rental discounts. Just be aware that the annual fee is steep and you’ll need a high household income to qualify for this card.

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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
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Min. recommended credit score: 600
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HSBC +Rewards™ Mastercard®
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BMO CashBack Mastercard
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Tangerine World Mastercard
15% cash back
Up to 2% cash back
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Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Tangerine Money-Back Credit Card
15% cash back
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Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO Preferred Rate Mastercard
3.99% rate on balance transfers for 9 months
N/A
12.99%
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Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Scotiabank Value Visa Card
0.99% rate on balance transfers for 6 months
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Min. recommended credit score: 660
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Simplii Financial Cash Back Visa Card
10% cash back
Up to 4% cash back
9.99% intro APR for the first 6 months, 19.99% thereafter
$0
Min. recommended credit score: 650
Get 10% bonus cash back at eligible restaurants and bars for the first 4 months (up to $500 spend). Plus, get a 9.99% introductory annual interest rate on purchases for the first 6 months.
Brim Mastercard
Up to $200 worth of bonuses
1 point per $1 spent
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Min. recommended credit score: 700
Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app.
Walmart Rewards Mastercard
Up to $25 in Reward Dollars
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Min. recommended credit score: 650
Get up to $25 in bonus Walmart Reward Dollars.
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Name Product Balance Transfer Rate Balance Transfer Fee Purchase Interest Rate Annual Fee Min. Credit Score Description
Tangerine World Mastercard
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO CashBack Mastercard
1.99% for the first 9 months (then 22.99%)
1%
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Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
BMO Preferred Rate Mastercard
3.99% for the first 9 months (then 12.99%)
1%
12.99%
$20
Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Tangerine Money-Back Credit Card
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Scotiabank Value Visa Card
0.99% for the first 6 months (then 12.99%)
N/A
12.99%
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Min. recommended credit score: 660
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by February 28, 2022.
BMO Rewards Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
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Min. recommended credit score: 725
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BMO AIR MILES Mastercard
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1%
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Scotia Momentum No-Fee Visa Card
1.99% for the first 6 months (then 22.99%)
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Min. recommended credit score: 660
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Scotiabank Gold American Express Card
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Min. recommended credit score: 700
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Scotia Momentum Visa Card
2.99% for the first 6 months (then 22.99%)
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OFFER
HSBC +Rewards™ Mastercard®
30,000 Points
2x points per $1 spent
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Min. recommended credit score: 630
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American Express Cobalt Card
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BMO World Elite Mastercard
30,000 points
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20.99%
$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
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American Express Aeroplan Card
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American Express Business Edge Card
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American Express AIR MILES Platinum Credit Card
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Min. recommended credit score: 700
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BMO eclipse Visa Infinite Privilege
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Min. recommended credit score: 760
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HSBC World Elite® Mastercard®
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Min. recommended credit score: 650
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BMO CashBack World Elite Mastercard
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Name Product Welcome Offer Cash Back Rate Purchase Interest Rate Annual Fee Min. Credit Score Reward Description
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Min. recommended credit score: 600
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BMO CashBack Mastercard
5% cash back
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Tangerine Money-Back Credit Card
15% cash back
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Min. recommended credit score: 600
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Simplii Financial Cash Back Visa Card
10% cash back
Up to 4% cash back
9.99% intro APR for the first 6 months, 19.99% thereafter
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Min. recommended credit score: 650
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Walmart Rewards Mastercard
Up to $25 in Reward Dollars
Up to 1.25% cash back
19.89%
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Min. recommended credit score: 700
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Scotia Momentum Visa Infinite Card
Fee rebate
Up to 4% cash back per $1 spent
20.99%
$0 annual fee for the first year ($120 thereafter)
Min. recommended credit score: 750
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Walmart Rewards World Mastercard
Walmart Rewards World Mastercard
Up to $25 in Reward Dollars
Up to 3% cash back
19.89%
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Min. recommended credit score: 650
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10% cash back
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Min. recommended credit score: 700
Earn 2% cash back on all eligible purchases
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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
19.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until January 31, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Simplii Financial Cash Back Visa Card
10% cash back
Up to 4% cash back
9.99% intro APR for the first 6 months, 19.99% thereafter
$0
Min. recommended credit score: 650
Get 10% bonus cash back at eligible restaurants and bars for the first 4 months (up to $500 spend). Plus, get a 9.99% introductory annual interest rate on purchases for the first 6 months.
Brim Mastercard
Up to $200 worth of bonuses
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app.
Walmart Rewards Mastercard
Up to $25 in Reward Dollars
Up to 1.25% cash back
19.89%
$0
Min. recommended credit score: 650
Get up to $25 in bonus Walmart Reward Dollars.
SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.
Walmart Rewards World Mastercard
Walmart Rewards World Mastercard
Up to $25 in Reward Dollars
Up to 3% cash back
19.89%
$0
Min. recommended credit score: 650
Get up to $25 in bonus Walmart Reward Dollars.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
$0
Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember.
BMO Rewards Mastercard
10,000 points
Up to 2 points per $1 spent
19.99%
$0
Min. recommended credit score: 725
Get a bonus of 10,000 BMO Rewards points when you spend $1,000 in the first 3 months. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
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Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Reward
HSBC +Rewards™ Mastercard®
11.9%
11.9%
$0 annual fee for the first year ($25 thereafter)
N/A
Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
Get 30,000 Points (up to $150 in value) when you spend $2,000 in the first 6 months. Plus, get the 1st year annual fee waived for the primary cardholder ($25 value). Apply by January 31, 2022.
BMO Preferred Rate Mastercard
12.99%
15.99%
$20
$15,000
Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Scotiabank Value Visa Card
12.99%
12.99%
$29
$12,000
Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by February 28, 2022.
Business Platinum Card from American Express
N/A
N/A
$499
N/A
Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
Earn a Welcome Bonus of up to 100,000 Membership Rewards points ($1,000 in statement credits that you can reinvest into your business).
American Express Business Gold Rewards Card
N/A
N/A
$199
N/A
Earn 1 Membership Rewards point for every $1 spent on purchases charged to the Card.
Earn a Welcome Bonus of up to 110,000 Membership Rewards points. If redeemed for statement credit, this is $1,100 that you can reinvest in your business.
National Bank Syncro Mastercard
8.90% or prime + 4.00%
12.90% or prime + 4.00%
$35
N/A
Enjoy low purchase interest, cash advance and balance transfer rates.
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Frequently asked questions about the CIBC Aventura Visa Infinite Privilege Card

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