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CIBC Aventura Visa Card for Students review

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CIBC Aventura Visa Card for Students
Welcome Offer
2,500 points
Rewards
Up to 1 point per $1 spent
Annual Fee
$0
Purchase Interest Rate
20.99%
Cash Advance Rate
22.99% (21.99% for Quebec residents)
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Summary

Get a decent return on travel rewards and earn student discounts when you sign up for this fee-free card. 

Get 1 Aventura Point for every $1 you spend on gas, groceries and other daily essentials, and 1 Point for every $2 you spend on everything else.

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The CIBC Aventura Visa Card for Students offers a decent return on travel rewards with no annual fee. Get up to 2,500 bonus Aventura Points when you sign up and complete a series of simple tasks. This card also comes with a free SPC membership, purchase protection, car rental insurance and a generous welcome offer.

30-second take

  • Think about this card if you want flexible rewards and no annual fee.
  • Choose something else if you want low interest rates and cashback.
  • There are no minimum income requirements to qualify for this card.

The basics

If you’re looking for a low-cost travel card that’s tailored to meet your needs as a student, then you might benefit from the CIBC Aventura Visa Card for Students.

  • No annual fee. Earn flexible rewards and benefits for no annual fee.
  • More points for daily purchases. Get 1 Aventura Point for every $1 you spend on gas, groceries and other daily essentials, and 1 Point for every $2 you spend on everything else.
  • Welcome offer. Get up to 2,500 bonus Aventura Points when you sign up and complete a series of simple tasks.
  • Flexible rewards. Use your points to pay for travel expenses like flights and hotels or other rewards like merchandise and gift cards.
  • Free SPC membership. Get a free Student Price Card and save money with 450 partner brands.
  • Purchase assurance. Relax knowing that your purchases are insured against loss, theft or damage for 90 days
    after you buy them.
  • Extended warranty. Extend your warranty by one year for all eligible purchases you make with your card.

The perks

  • Common carrier insurance. You’ll be insured for up to $100,000 every time you travel by plane, ferry, train or bus.
  • Car rental insurance. Get complimentary collision and damage insurance when you pay for a car rental on your card.
  • Optional payment protection. Pay an extra fee to cover your credit card payments in the event that you lose your job or get injured and can no longer work.
  • Fraud alerts. Get notified quickly about unauthorized use of your credit card with custom email and online alerts.
  • Free additional cards. Order up to three additional cards at no extra cost.
  • Tap and pay. Add your card to Apple Pay, Samsung Pay or Google Pay for quick and easy payments.
  • Enhanced security. Enjoy safe payments with encrypted chip-enabled cards and Visa Checkout services for online payments.

What to watch out for

  • Interest rates. You’ll pay an industry standard 20.99% interest on your outstanding balances and 22.99% (21.99% for Quebec residents) interest on cash advances and balance transfers.
  • No cash back. You won’t be able to exchange your points for cash in hand.
  • Strict criteria for welcome bonus. You’ll need to meet certain criteria to be eligible for a part of your welcome bonus.
  • Limited benefits. You won’t get extra benefits like extended travel medical, mobile phone insurance or roadside assistance with this card.

CIBC Aventura Visa Card for Students interest rates

Interest TypeInterest Rate
Purchase interest rate20.99%
Cash advance rate22.99%
Standard balance transfer rate22.99%

What criteria do I need to fill to get my welcome bonus?

If you want to collect your bonus Aventura Points when you sign up, you have to complete a laundry list of activities in your first 60 days. Each task is worth 500 points.

  • Share your email address with CIBC
  • Sign up for eStatements for your card
  • Add an authorized user to your card
  • Hold any eligible CIBC Chequing Account
  • Add your Aventura Visa card to Apple, Samsung or Google Pay

What should I know before I apply?

How to apply

  1. Head to the CIBC website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

If you’re a student who enjoys earning discounts on travel and other purchases, the CIBC Aventura Visa Card for Students could be a good fit for you. This card gives you a higher return on points for daily purchases like gas and groceries, and comes with a free SPC membership, flexible rewards and decent benefits.

Compare other credit cards

1 - 10 of 43
Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
N/A
Up to 2% cash back
20.99%
$0
Min. recommended credit score: 650
Neo Credit Mastercard
Get $25.00 + up to 15% cash back
Up to 5% cash back
19.99% - 29.99%
$0
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at partner stores and at least 1% cashback guaranteed.
RBC ION Visa
6,000 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 6,000 Avion points when you get approved for the card.
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2024. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
American Express Cobalt Card
15,000 points
Up to 5x points per $1 spent
21.99%
$155.88
Min. recommended credit score: 700
Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That’s up to $150 towards a weekend getaway or concert tickets.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until October 31, 2024. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
RBC ION+ Visa
12,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get 12,000 Avion points when you get approved for the card.
BMO eclipse rise Visa Card
25,000
Up to 5 points per $2 spent
20.99%
$0
Min. recommended credit score: 660
Earn up to 25,000 bonus points.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived by your first anniversary.
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