Kia Insurance Rates

Average insurance cost for a Kia

The average cost to insure a Kia is $286 per month, with costs ranging anywhere from $255 to $323 depending on the model. Keep in mind that the actual monthly Kia insurance cost you pay could be different based on variety of factors including the Kia model you own, your age, your driving history and location.

Kia car insurance rates by model

• How we got these rates

  To determine these estimated costs, we aggregated quotes from insurance companies using this profile:

  • Single, 35 year old female
  • Latest model vehicle
  • 20,000 km driven yearly
  • Perfect driving record
  • Equipped with winter tires
  • Driver located in Etobicoke, Ontario

  Our estimated price is for full insurance coverage, which usually includes mandatory liability coverage, comprehensive and collision coverage.

  Other factors that can affect your auto insurance rate

  • The model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated kilometres you drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past several years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

Compare free car insurance quotes online for your Kia

1 - 3 of 3

Name	Product	Accident Forgiveness	Min. Liability Coverage	Discounts Available	Online Claims	Available Provinces
Surex Auto Insurance		Yes	$1,000,000	Up to 25%		Alberta, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon	Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor. Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.	Get a quoteMore Info Compare	loading Fetching your data...
Aviva Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex. Who it might be good for: Drivers looking to customize their auto policy.	Get a quoteMore Info Compare	loading Fetching your data...
Travelers Car Insurance		Yes	$1,000,000	Up to 25%		Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon	Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex. Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.	Get a quoteMore Info Compare	loading Fetching your data...

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How a vehicle from Kia affects insurance costs

Kias are relatively affordable vehicles, making insurance more affordable as well. These cars are not costly to repair or replace, which also helps to bring down the cost of insurance. Newer Kia models also do well in safety tests, another factor insurance companies consider when determining the cost of your insurance premium.

Kia roadside assistance

New Kias get free roadside assistance through Kia’s Extra Care Roadside Assistance Program for up to 5 years or 100,000 km, whichever comes first. The Kia roadside assistance service includes:

• Towing due to mechanical breakdown
• Emergency battery jump start
• Flat tire change
• Gas delivery if you run out of fuel
• Lockout service if you lost your key
• Trip interruption services

To use Kia roadside assistance, call Kia’s 24/7 roadside hotline at 1-866-444-KIA1 (5421). You’ll need to provide your vehicle’s VIN when you call.

Pros and cons of insuring a Kia

About the Kia brand

Kia was founded in 1944 and opened its first plant one year later. But it wasn’t until the 1999 that Kia Canada Inc. was officially established. Kia now has around 188 dealerships across Canada and has recently achieved selling over 70,ooo vehicles annually.

Throughout the years, Kia has won many awards, including Kelley Blue Book’s 5 Great Deals, Autocar’s Car Company of the Year and the Environmental Management Award.

What’s Kia UVO?

UVO is an infotainment and telematics system that provides Kia owners with eServices. Features include navigation, diagnostics, rear-camera display, emergency assistance and parking minder. When you download the UVO app onto your smartphone you can access remote commands like climate control, lock/unlock, vehicle status, find my car and more. UVO is free for the first three years on many models built in 2018 or later.

Kia car facts

• Kia is the second largest automotive manufacturer in South Korea, next to Hyundai, and has been around since 1944.
• Kia sells around 70,000 vehicles nationwide every year.
• Kia base prices start at around $17,000 and can go up to $45,000 or more.

Bottom line

Kias are generally affordable to insure, barring any personal factors, but be sure to shop around to find the best car insurance for you.

Frequently asked questions about Kia

• Are Kias made in Canada?

  The majority of Kias are manufactured in South Korea, while some are also made or assembled in Mexico and the US.

• Are Kias dependable?

  Generally, yes. As of 2019 Kia was awarded the Highest Mass Market Brand for the Fifth Consecutive Year in a J.D. Power U.S. Initial Quality Study, which represents owners reporting the fewest issues within the first 90 days of ownership.

• What car-related factors affect the cost of insurance?

  A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

• Are Kias safe?

  Yes, newer models do well in safety tests.

• How can I finance a Kia?

  If you’re looking for the most competitive rates, you might want to finance your new Kia with a traditional loan from a bank, credit union or online lender. But if getting financing quickly is your main priority, you might want to consider financing directly through an authorized Kia dealership instead.

Written by

Julia Cameron

Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio

Co-written by

Chelsey Hurst

Associate editor

Chelsey Hurst is an associate editor at Finder. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio