Finder makes money from featured partners, but editorial opinions are our own.

Kia Insurance Rates

Compare Kia car insurance rates for different models.

Average insurance cost for a Kia

The average cost to insure a Kia is $286 per month, with costs ranging anywhere from $255 to $323 depending on the model. Keep in mind that the actual monthly Kia insurance cost you pay could be different based on variety of factors including the Kia model you own, your age, your driving history and location.

Kia car insurance rates by model

Model Monthly insurance rate Base car price
Forte $273 $17,895
Rio $273 $17,295
Sedona $280 $32,295
Sorento $294 $33,995
Soul EV $255 $42,995
Sportage $290 $25,795
Stinger $323 $44,995
Telluride $305 $46,195

Compare free car insurance quotes online for your Kia

1 - 3 of 3
Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Surex Auto Insurance
Up to 25%
Alberta, New Brunswick, Newfoundland, Northwest Territories, Nova Scotia, Nunavut, Ontario, PEI, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
Aviva Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.

How a vehicle from Kia affects insurance costs

Kias are relatively affordable vehicles, making insurance more affordable as well. These cars are not costly to repair or replace, which also helps to bring down the cost of insurance. Newer Kia models also do well in safety tests, another factor insurance companies consider when determining the cost of your insurance premium.

Kia roadside assistance

New Kias get free roadside assistance through Kia’s Extra Care Roadside Assistance Program for up to 5 years or 100,000 km, whichever comes first. The Kia roadside assistance service includes:

  • Towing due to mechanical breakdown
  • Emergency battery jump start
  • Flat tire change
  • Gas delivery if you run out of fuel
  • Lockout service if you lost your key
  • Trip interruption services

To use Kia roadside assistance, call Kia’s 24/7 roadside hotline at 1-866-444-KIA1 (5421). You’ll need to provide your vehicle’s VIN when you call.

Pros and cons of insuring a Kia


  • Newer models do well in safety tests
  • Not costly to repair or replace
  • Decent gas mileage


  • We couldn’t find any cons to insuring a Kia

About the Kia brand

Kia was founded in 1944 and opened its first plant one year later. But it wasn’t until the 1999 that Kia Canada Inc. was officially established. Kia now has around 188 dealerships across Canada and has recently achieved selling over 70,ooo vehicles annually.

Throughout the years, Kia has won many awards, including Kelley Blue Book’s 5 Great Deals, Autocar’s Car Company of the Year and the Environmental Management Award.

What’s Kia UVO?

UVO is an infotainment and telematics system that provides Kia owners with eServices. Features include navigation, diagnostics, rear-camera display, emergency assistance and parking minder. When you download the UVO app onto your smartphone you can access remote commands like climate control, lock/unlock, vehicle status, find my car and more. UVO is free for the first three years on many models built in 2018 or later.

Kia car facts

  • Kia is the second largest automotive manufacturer in South Korea, next to Hyundai, and has been around since 1944.
  • Kia sells around 70,000 vehicles nationwide every year.
  • Kia base prices start at around $17,000 and can go up to $45,000 or more.

Bottom line

Kias are generally affordable to insure, barring any personal factors, but be sure to shop around to find the best car insurance for you.

Frequently asked questions about Kia

Julia Cameron's headshot
Written by


Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio

Chelsey Hurst's headshot
Co-written by

Associate editor

Chelsey Hurst is an associate editor at Finder. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature. See full bio

More guides on Finder

Ask a Question

You must be logged in to post a comment.

Go to site