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Kia Insurance Rates

Compare Kia car insurance rates for different models.

Average insurance cost for a Kia

The average cost to insure a Kia is $286 per month, with costs ranging anywhere from $255 to $323 depending on the model. Keep in mind that the actual monthly Kia insurance cost you pay could be different based on variety of factors including the Kia model you own, your age, your driving history and location.

Read our guide to Kia insurance for your specific model

Kia car insurance rates by model

Model Monthly insurance rate Base car price
Forte $273 $17,895
Rio $273 $17,295
Sedona $280 $32,295
Sorento $294 $33,995
Soul EV $255 $42,995
Sportage $290 $25,795
Stinger $323 $44,995
Telluride $305 $46,195

Compare free car insurance quotes online for your Kia

Name Product Accident Forgiveness Min. Liability Coverage Discounts Available Online Claims Available Provinces
Sonnet Auto Insurance
Yes
Varies by Province
Up to 25%
Alberta, New Brunswick, Nova Scotia, Ontario, PEI, Quebec
Get auto insurance with Sonnet in just five minutes. Save up to 25% on your auto insurance through discounts and bundling options.

Who it might be good for: Drivers looking to apply and manage their car insurance completely online.
Onlia Car Insurance
Yes
$1,000,000
Over $500*
Ontario
Get premium auto insurance coverage with Onlia. Save money on your auto insurance through safe driving discounts and bundling insurance options.

Who it might be good for: Drivers looking to save on insurance costs by driving safely.
Intact Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Get car insurance with Intact and enjoy a quick turnaround on any lodged claims. Get a free quote through Surex.

Who it might be good for: Drivers looking to get rewarded for good driving behaviour.
Aviva Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Aviva car insurance offers customizable policies, discounts and optional insurance coverage add-ons. Get a free quote through Surex.

Who it might be good for: Drivers looking to customize their auto policy.
Travelers Car Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Ontario, Yukon
Travelers auto insurance offers a selection of coverage options for just about any type of vehicle. Get a free quote through Surex.

Who it might be good for: Drivers looking to get car, motorcycle, classic car, motorhome or recreational vehicle coverage.
Surex Auto Insurance
Yes
$1,000,000
Up to 25%
Alberta, Northwest Territories, Nova Scotia, Nunavut, Ontario, Yukon
Submit one application and receive quotes from 10+ insurers. Save up to 25% on your car insurance, plus get access to an insurance advisor.

Who it might be good for: Drivers looking to use an insurance broker to compare multiple pricing and coverage options.
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How a vehicle from Kia affects insurance costs

Kias are relatively affordable vehicles, making insurance more affordable as well. These cars are not costly to repair or replace, which also helps to bring down the cost of insurance. Newer Kia models also do well in safety tests, another factor insurance companies consider when determining the cost of your insurance premium.

Kia roadside assistance

New Kias get free roadside assistance through Kia’s Extra Care Roadside Assistance Program for up to 5 years or 100,000 km, whichever comes first. The Kia roadside assistance service includes:

  • Towing due to mechanical breakdown
  • Emergency battery jump start
  • Flat tire change
  • Gas delivery if you run out of fuel
  • Lockout service if you lost your key
  • Trip interruption services

To use Kia roadside assistance, call Kia’s 24/7 roadside hotline at 1-866-444-KIA1 (5421). You’ll need to provide your vehicle’s VIN when you call.

Pros and cons of insuring a Kia

Pros

  • Newer models do well in safety tests
  • Not costly to repair or replace
  • Decent gas mileage

Cons

  • We couldn’t find any cons to insuring a Kia

About the Kia brand

Kia was founded in 1944 and opened its first plant one year later. But it wasn’t until the 1999 that Kia Canada Inc. was officially established. Kia now has around 188 dealerships across Canada and has recently achieved selling over 70,ooo vehicles annually.

Throughout the years, Kia has won many awards, including Kelley Blue Book’s 5 Great Deals, Autocar’s Car Company of the Year and the Environmental Management Award.

What’s Kia UVO?

UVO is an infotainment and telematics system that provides Kia owners with eServices. Features include navigation, diagnostics, rear-camera display, emergency assistance and parking minder. When you download the UVO app onto your smartphone you can access remote commands like climate control, lock/unlock, vehicle status, find my car and more. UVO is free for the first three years on many models built in 2018 or later.

Kia car facts

  • Kia is the second largest automotive manufacturer in South Korea, next to Hyundai, and has been around since 1944.
  • Kia sells around 70,000 vehicles nationwide every year.
  • Kia base prices start at around $17,000 and can go up to $45,000 or more.

Bottom line

Kias are generally affordable to insure, barring any personal factors, but be sure to shop around to find the best car insurance for you.

Frequently asked questions about Kia

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