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Implicity Financial offers high-interest savings accounts and guaranteed investment certificates (GICs) for no monthly fees. It’s easy to sign up for a registered or non-registered account with a couple of clicks of your mouse. Find out more about the rates and services that Implicity Financial offers, and learn how you can benefit from this service today.
Implicity Financial is a digital banking provider that was created by Entegra Credit Union to meet the digital banking needs of its customers. Its products and services are offered exclusively online, so you won’t need to go into a branch to deal with any issues you might have with your account.
Entegra is a trusted institution that was founded in Manitoba over 50 years ago and serves more than 15,500 members across four locations. It’s also a long-standing member of the Deposit Guarantee Corporation of Manitoba. This means that any money you put into your account will be protected without limit in the unlikely case that Implicity Financial becomes insolvent.
Implicity Financial operates just like any other savings account, except it does all of its business online. This means that you can’t go into a branch to get help with your account, but you will get high interest rates and zero account fees. This is because you won’t be paying for a number of overhead and personnel costs that banks typically pass on to their customers.
You’ll also pay less for service fees with Implicity Financial than you will with other digital banks. For example, you’ll get certain debits like cheque withdrawals, pre-authorized debits and withdrawals from certain ATMs for free. This can add up to big savings in the long term if you intend to carry out transactions on your account.
Implicity Financial offers high-interest savings accounts and guaranteed investment certificates (GICs) in both registered and non-registered accounts. The features of the financial products on offer from Implicity Financial are outlined below:
Implicity Financial offers several different types of savings accounts, depending on your savings goals. All of these accounts come with a 3% interest rate and no monthly account fees. You’ll also get free debits from your account, which is uncommon for an online bank.
If you want to earn tax-free interest on your account, you can sign up for a registered account like an RRSP, TFSA or RRIF. You can also sign up for a cash account if you don’t want to lock your money in over the long term.
Implicity Financial is very safe because it’s backed by Entegra Credit Union, which is a reputable credit union in Manitoba. This means that any money you put into Implicity Financial will be protected by the type of rigorous security measures that you would expect from a big bank. Your money will also be protected without limit by the Deposit Guarantee Corporation of Manitoba in the unlikely event that Implicity Financial becomes insolvent.
To open an account with Implicity Financial, you’ll need to meet a couple of requirements:
You can apply for a savings account with Implicity Financial using its easy online application. Just follow these steps to get started:
You can contact Implicity Financial at 1-855-594-0990 anytime between 9am and 5pm CST from Monday to Wednesday and between 9am and 5:30pm CST on Thursday and Friday. You can also send an email on its website at any time of day or night.
Implicity Financial is an online bank that offers decent interest rates and zero fees for its savings accounts and comprehensive suite of GICs. Learn what you need to become a member of Implicity Financial, and apply online today to get started.
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