What is the credit limit for the Home Trust Secured Visa?

The credit limit for the Home Trust Secured Visa is the same as the amount you deposit as security funds. You can deposit anywhere from $500 to $10,000.

Does Home Trust report to the credit bureau?

Yes. Home Trust reports the activity on your Home Trust Secured Visa account to Equifax and TransUnion, Canada's two main credit bureaus.

What do Home Trust Secured Visa reviews say?

Customer feedback for the Home Trust Secured Visa is mixed. People who leave positive reviews mention factors such as being able to get approved for a credit card with less than perfect credit, and the fact that this card is useful if you need to rebuild your credit. Negative reviewers mention issues such as no card perks and poor customer service.

Sean Cooper, Editorial Review Board at Finder

Sean Cooper

Editorial Review Board

Sean Cooper bought his first house when he was just 27 and paid off his mortgage at 30. An in-demand personal finance journalist, best-selling author and speaker, his articles have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post, MoneySense and Tangerine’s Forward Thinking blog.