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Sarah George

Sarah George

Writer

Sarah George is a personal finance writer at Finder who’s spent the last four years wielding her digital pen on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance.

Expertise

  • Car, motorcycle, home and life insurance
  • Insurance for specific car models
  • Analysis of industry reports
  • Insurance policy comparison

Experience

  • Studying to become a Certified Educator in Personal Finance (CEPF)
  • Skilled at breaking down jargon-heavy insurance principles into easy-to-understand terms and concepts
  • Author of over 400 insurance articles, including reviews, informational guides, news and data-driven stats pieces
  • Expertise featured in digital publications and news networks, including CBS, CNET and Reviews.com
  • Panelist on Finder’s 2020 webinar, “How to Find $500 in Your Budget This Month"

Education

  • Bachelor of Science in English Education | Pensacola Christian College | 2010–2014

Featured publications

Industry insights from Sarah George

We asked Sarah to flex her expertise by answering a few questions about insurance risks for drivers and homeowners in 2021.

I live in an area of California at high risk of wildfires. I’m having a difficult time finding an insurance company willing to sell me homeowner’s coverage. What can I do?

You can contact the California Department of Insurance for a list of companies that insure homes in at-risk areas. At best, you’ll find private companies that will accept your home’s wildfire risk. Otherwise, you might need to use the state’s Fair Access to Insurance Requirements (FAIR) Plan. The FAIR Plan spreads the risk of insuring high-risk homes across multiple insurers while offering low coverage for homeowners — some insurance is better than none. Either way, you’ll probably work with the company on fireproofing your home to lower your risk.

Car insurance companies in Europe use dash cams to offer lower premiums. Do you see auto insurers in the US moving to this in the coming years?

Car insurance companies in the US are traditionally slow to make major changes, and some of that is tied to state laws and getting approval to lower premiums. That said, insurers are adopting more and more technology — look at the rise of insurtechs and telematics policies that have paved the way for tracking technology in insurance. If insurers encourage drivers to use dash cams, the footage could help with fighting insurance fraud, which costs companies billions of dollars every year to pay for false claims.

I don’t currently have flood insurance for my home, but live on the coast. How will FEMA’s new flood insurance rules affect me if I buy a policy today?

If you buy a policy from the National Flood Insurance Program (NFIP) before October 1, 2021, you’ll get the benefit of being grandfathered into the new Risk Rating 2.0 system. Current policyholders won’t be subject to the new risk rating methodology until their policy renews on or after April 2022. This new rating system is designed to use new technology and industry best practices to produce rates that are fair, accurate and better represent a property’s actual flood risk. Current laws won’t allow most policyholders’ premiums to rise by more than 18% per year, unless you meet certain criteria. So buying a policy now could help you keep your premiums lower for longer if you live in a flood-prone area. In some cases, you may see a lower premium because the new system looks at your home’s risk and rebuild value, among other factors.

Featured videos

Latest articles by Sarah George

10 articles written by this author

Is GoHenry in Canada?

This spending app uses games and quizzes to teach kids about finances. GoHenry isn't in Canada, but there are alternatives.

Rhys Subitch & Sarah George 21 March 2023
Is GoHenry in Canada?

Is the Step card available in Canada?

This prepaid Visa helps kids build credit and get cashback rewards. The Step card isn't in Canada, but there are alternatives.

Sarah George 9 March 2023
Is the Step card available in Canada?

Is the Greenlight card available in Canada?

The Greenlight debit card helps kids save and earn cash back rewards. It's not available in Canada, but there are alternatives.

Cassidy Horton & Sarah George 8 March 2023
Is the Greenlight card available in Canada?

RV rental insurance

Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.

Sarah George 24 August 2020
RV rental insurance

Car maintenance costs

Discover what goes into car maintenance costs, ways to save and how you can pay for repairs with our helpful guide.

Sarah George 17 August 2020
Car maintenance costs

How to register your new motorcycle

You’ll need to prove ownership and insurance before getting your license plate handed to you.

Sarah George 11 August 2020
How to register your new motorcycle

Motorcycle insurance without a license

What to expect with coverage and rates. Plus, how to save on premiums even without a license.

Sarah George 5 August 2020
Motorcycle insurance without a license

Is it illegal to sleep in your car?

Some cities ban the practice, but otherwise you can overnight legally at designated parking areas.

Sarah George 28 July 2020
Is it illegal to sleep in your car?

Delivery driver insurance

Whether you’re catering events or conveying Friday night pizza, find out what car insurance coverage you need as a delivery driver.

Sarah George 22 July 2020
Delivery driver insurance

Car insurance with a suspended licence

Here's why you may need insurance, plus the costs and types of coverage to consider while you’re not driving.

Sarah George 14 July 2020
Car insurance with a suspended licence
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