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Sarah George

Sarah George

Writer

Sarah George is an insurance writer at Finder who’s penned over 400 articles, unraveling complicated topics about car, home and life insurance. Her insurance know-how has been featured in online publications and news networks, including Breeze, CBS, CNET and Reviews.com, as well as Finder’s YouTube channel. Sarah’s working to become a Certified Educator in Personal Finance (CEPF), and was a panelist on Finder’s 2020 money-saving webinar.

Expertise

  • Car, motorcycle, home and life insurance
  • Insurance for specific car models
  • Analysis of industry reports
  • Insurance policy comparison

Highlights

  • Studying to become a Certified Educator in Personal Finance (CEPF)
  • Skilled at breaking down jargon-heavy insurance principles into easy-to-understand terms and concepts
  • Author of over 400 insurance articles, including reviews, informational guides, news and data-driven stats pieces
  • Expertise featured in digital publications and news networks, including CBS, CNET and Reviews.com
  • Panelist on Finder’s 2020 webinar, “How to Find $500 in Your Budget This Month"

Education

  • Bachelor of Science in English Education | Pensacola Christian College | 2010–2014

Featured Publications

Industry insights from Sarah George

We asked Sarah to flex her expertise by answering a few questions about insurance risks for drivers and homeowners in 2021.

I live in an area of California at high risk of wildfires. I’m having a difficult time finding an insurance company willing to sell me homeowner’s coverage. What can I do?

You can contact the California Department of Insurance for a list of companies that insure homes in at-risk areas. At best, you’ll find private companies that will accept your home’s wildfire risk. Otherwise, you might need to use the state’s Fair Access to Insurance Requirements (FAIR) Plan. The FAIR Plan spreads the risk of insuring high-risk homes across multiple insurers while offering low coverage for homeowners — some insurance is better than none. Either way, you’ll probably work with the company on fireproofing your home to lower your risk.

Car insurance companies in Europe use dash cams to offer lower premiums. Do you see auto insurers in the US moving to this in the coming years?

Car insurance companies in the US are traditionally slow to make major changes, and some of that is tied to state laws and getting approval to lower premiums. That said, insurers are adopting more and more technology — look at the rise of insurtechs and telematics policies that have paved the way for tracking technology in insurance. If insurers encourage drivers to use dash cams, the footage could help with fighting insurance fraud, which costs companies billions of dollars every year to pay for false claims.

I don’t currently have flood insurance for my home, but live on the coast. How will FEMA’s new flood insurance rules affect me if I buy a policy today?

If you buy a policy from the National Flood Insurance Program (NFIP) before October 1, 2021, you’ll get the benefit of being grandfathered into the new Risk Rating 2.0 system. Current policyholders won’t be subject to the new risk rating methodology until their policy renews on or after April 2022. This new rating system is designed to use new technology and industry best practices to produce rates that are fair, accurate and better represent a property’s actual flood risk. Current laws won’t allow most policyholders’ premiums to rise by more than 18% per year, unless you meet certain criteria. So buying a policy now could help you keep your premiums lower for longer if you live in a flood-prone area. In some cases, you may see a lower premium because the new system looks at your home’s risk and rebuild value, among other factors.

Featured videos

Latest articles by Sarah George

19 articles written by this author

Compare cheap pet insurance

Compare the cheap pet insurance with low deductibles, coverage limits and plan features.

Sarah George 8 February 2021
Compare cheap pet insurance

Car insurance for 4×4 cars

Make sure you get enough coverage to protect your four-wheel drive during daily driving or off-road thrills.

Sarah George 2 September 2020
Car insurance for 4×4 cars

RV rental insurance

Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.

Sarah George 24 August 2020
RV rental insurance

Rental truck insurance

Avoid overinsuring a rental truck by learning what your car insurance covers, plus consider adding liability, cargo and damage waiver coverage from the rental.

Sarah George 21 August 2020
Rental truck insurance

What is a collision damage waiver?

Look into your current insurance coverage first to decide if you should shoulder the extra expense of a collision damage waiver.

Sarah George 18 August 2020
What is a collision damage waiver?

Car maintenance costs

Discover what goes into car maintenance costs, ways to save and how you can pay for repairs with our helpful guide.

Sarah George 17 August 2020
Car maintenance costs

How to register your new motorcycle

You’ll need to prove ownership and insurance before getting your license plate handed to you.

Sarah George 11 August 2020
How to register your new motorcycle

Motorcycle insurance without a license

What to expect with coverage and rates. Plus, how to save on premiums even without a license.

Sarah George 5 August 2020
Motorcycle insurance without a license

Is it illegal to sleep in your car?

Some cities ban the practice, but otherwise you can overnight legally at designated parking areas.

Sarah George 28 July 2020
Is it illegal to sleep in your car?

How to insure a motorcycle with a salvage title

Salvage your bike’s roadworthy reputation with a safety-focused rebuild and rebuilt title, then get insurance.

Sarah George 23 July 2020
How to insure a motorcycle with a salvage title
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