Sign up & start saving!
Our monthly newsletter is launching soon with the latest in money news, credit card offers + more ways to save
2 points per $1 spent
If you’re a travel enthusiast, the American Express Gold Rewards Card can be the perfect travel companion. With an accelerated rewards scheme, a suite of travel insurance, travel perks including airport lounge access and flexibility with other travel rewards programs, you can find yourself travelling the world with peace of mind in no time.
The card comes with an annual fee of $250, however 1 additional card is provided free of charge. Subsequent cards will be charged $50 annually.
Pay for an eligible purchase with your card and then log in to your online account and redeem your Membership Rewards points for statement credit, which you can use to pay back your owing balance.
Get up to $500,000 Travel Accident Insurance plus Emergency Medical Insurance, Trip Interruption Insurance, Hotel/Motel Burglary coverage, Lost, Stolen and Delayed Baggage coverage, Flight Delay Insurance and Car Rental Theft and Damage Insurance.
Transfer your Membership Rewards points to other frequent travel programs including Aeroplan, Delta SkyMiles, Asia Miles, Etihad Guest and more. Rewards points can be transferred to Aeroplan Miles at a rate of 1 to 1.
Redeem points to book domestic or international flights for a fixed amount of points with the Fixed Points Travel Program. The fixed number of points covers correspondingly the required base ticket price of the eligible flights.
Buyer’s assurance doubles the manufactures warranty (up to one year) when you use your American Express credit card to purchase the item. Your eligible items are also covered against theft and accidental damage with Purchase Protection.
Amex offer a range of opportunities to cardholder-only experiences and preferred seating at select events. Get access to a variety of special offers including concerts, theatre, film, dining, shopping and travel perks with American Express Invites.
The American Express Gold Rewards Card comes with an annual fee of $250. One additional card is offered free of charge. Subsequent cards will be charged annually at $50.
Compared to Visa and Mastercard, American Express is much less widely accepted in locations across Canada, the US and around the world. This might provide you with less opportunity to use the card, and therefore less opportunity to reap the rewards.
|Interest Type||Interest Rate|
|Purchase interest rate||20.99%|
|Cash advance rate||21.99%|
If you’re looking to reap the benefits of cash back, you may want to consider a cash back rewards card. These types of cards typically offer anywhere from 1-5% cash back on purchases. If you spend frequently on gas, groceries and dining out, a cash back rewards card may be more beneficial for you than this credit card.
The American Express Gold Rewards Card comes with a $250 annual fee. Although the card may be worth the annual fee, especially if you make full use of the perks and benefits offered, you may still prefer a no fee credit card. There are plenty of no fee credit cards offered by various providers, as well as a couple offered by American Express.
To apply for the American Express Gold Rewards Card, you must:
You’ll have a better chance of approval if you apply with a good to excellent credit score of 650 or higher. In addition to having a good credit score, a relatively high annual income or combined household income may be beneficial for approval.
Here are a few other factors that might affect your odds of approval:
Pre-approval for an American Express Gold Rewards Card is automated on the website, which means you may get a decision on your application within just 60 seconds. If there are issues with your application, it may take within 10 days to hear back.
Once your application has been approved, you’ll typically receive your card in the mail within 5 to 10 business days.
If you spend frequently on gas, groceries, travel and other everyday expenses, the American Express Gold Rewards Card can be a powerful sidekick. While the card is tailored toward travel enthusiasts, you can use your Membership Rewards points for a variety of other experiences, including redeeming them for statement credit. Remember that you’ll face an annual fee of $250. Before you apply for a credit card, compare your options in order to find the best card for your spending habits and needs.Back to top
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.