American Express AeroplanPlus Card Review

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Redeem your Aeroplan Miles and fly to over 190 countries and 1,300 destinations around the world.

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Purchase Interest Rate

$60

Annual Fee

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Balance Transfer Rate

Details

Product NameAmerican Express AeroplanPlus Card
RewardEarn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
Welcome OfferOffers 5,000 Bonus Aeroplan Miles when you spend $500 in the first three months of membership. For new cardmembers only.
Purchase Interest RateN/A
Cash Advance RateN/A
Balance Transfer RateN/A
Interest Free Period Up to 31 days
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30-second take

  • Get this card if you travel frequently and actively use and redeem Aeroplan Miles.
  • Pick something else if you don’t pay your card balance in full each month or don’t want to pay an annual fee.
  • Apply with a good to excellent credit score of 650 or higher.

The basics

The American Express AeroplanPlus Card lets you earn 1 Aeroplan Mile for every dollar spent on purchases and twice the Aeroplan Miles when you use your card at over 150 Aeroplan partner brands. If you’re an avid traveller who already redeems Aeroplan Miles, this card can help you get around the world by reaping the rewards from your credit card spending.

Keep in mind this card is a charge card, which means you must pay off your credit card balance in full each month. The card also comes with an annual fee of $60.

Aside from earning Aeroplan Miles, this card provides a host of travel and shopping insurances, which can give you peace of mind when you’re spending money around the world.

The perks

  • 5,000 Bonus Aeroplan Miles welcome offer.

    To receive the 5,000 Bonus Aeroplan Miles welcome offer, you will need to be a new cardholder and spend $500 in purchases during your first three months of card membership.

  • Earn twice the Aeroplan Miles.

    Earn twice the miles when you use your American Express AeroplanPlus Card and provide your Aeroplan number at over 150 Aeroplan Partner stores. Fly to over 190 countries and 1,300 destinations through Air Canada and American Express’ global partner airlines by using your Aeroplan Miles.

  • Access to experiences.

    Gain access to advance tickets for concerts, shows, fashion, dining, shopping and travel experiences through American Express Invites.

You’ll also like …

  • Travel insurance coverage.

    Receive Travel Accident Insurance up to $250,000 and Travel Emergency Assistance which provides 24/7 out-of-town medical and legal referrals.

  • Purchase benefits.

    Buyer’s assurance doubles the manufactures warranty (up to one year) when you use your American Express AeroplanPlus Card to purchase the item. Your eligible items are also covered against theft and accidental damage with Purchase Protection.

  • Exclusive American Express perks.

    American Express offer a range of opportunities to cardholder-only experiences and preferred seating at select events. You can enjoy entertainment access to concert, theatre, film, dining, shopping, fashion and travel perks through American Express Invites.

What to watch out for

  • Annual fee.

    The card’s annual fee is $60. However, if you use the rewards and perks, you may find the annual fee pays for itself.

  • It’s a charge card, not a credit card.

    The American Express AeroplanPlus Card is a charge card, which means you must pay your balance in full each month.

  • Not as widely accepted overseas.

    Compared to Visa and Mastercard, American Express is much less widely accepted in locations across Canada, the US and around the world. This might provide you with less opportunity to use the card, and therefore less opportunity to reap the rewards.

  • It hurts to pay late.

    If you pay off your balance late, you will incur a steep APR interest rate. Additional fees and charges may occur, such as a dishonoured payment fee of $25.

Consider other cards if …

  • You want cash back.

    If you’re looking to reap the benefits of cash back, you may want to consider a cash back rewards card. These types of cards typically offer anywhere from 1-3% cash back on purchases. If you spend frequently on gas, groceries and dining out, a cash back rewards card may be more beneficial for you than a travel rewards card.

  • You don’t want to pay an annual fee.

    The American Express AeroplanPlus Card comes with a $60 annual fee. If paying an annual fee this high is not in your best interest, consider other types of travel or rewards cards with lower, or even $0, annual fees.

  • You don’t pay off your balance in full each month.

    Since the American Express AeroplanPlus Card is a charge card, you will be required to pay off your balance in full each month. If you find that you often carry a balance on your credit card and you don’t want the added stress of paying it off each month, you may find that a regular credit card is a better fit.

Compare other American Express credit cards

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else.
19.99%
22.99%
$120
N/A
Receive up to 3,500 bonus AIR MILES®. Conditions apply. Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
N/A
N/A
$60
N/A
New cardmembers receive 5,000 Bonus Aeroplan Miles when spending $500 in the first three months of membership.
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
N/A
N/A
$499
N/A
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in. Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
Earn 3x the points on daily business spend including office supplies & electronics, rides & gas, and eats & drinks and 1x the points on all other purchases.
19.99%
22.99%
$99
N/A
Earn up to 42,000 Membership Rewards® points in the first year of card approval. Offers 30,000 Welcome Bonus points when you spend $5,000 in purchases within the first 3 months of membership.
Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
N/A
N/A
$499
N/A
Receive 40,000 points when you spend $5,000 within first three months of membership.
Earn 1 Membership Rewards point per $1 spent and 1 additional point per $1 spent at three eligible AMEX merchants in Canada.
N/A
N/A
$250
N/A
Offers 30,000 bonus points when you spend $5,000 within the first three months of card membership. Benefit from purchasing power that adjusts dynamically with your card usage and grows with your business over time when you maintain a good credit.
Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
19.99%
22.99%
$0
N/A
Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
Earn 1 mile per $10 spent on eligible partners, groceries, gas stations and drug stores (up to $30,000 annually) and 1 mile per $15 on all other spending.
19.99%
22.99%
$299
N/A
Receive up to 3,800 AIR MILES Bonus Miles when you spend $3,000. Conditions apply. Offers 1.99% balance transfer for the first 6 months. No balance transfer fee upon application
Earn 1.25 Aeroplan Miles for every $1 charged on card purchases and 2 miles on eligible Air Canada purchases.
19.99%
22.99%
$899
$60,000
Receive a bonus $200 in annual travel credit to use towards flights, car rentals, hotels and more. Also receive 50,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership and earn an additional $200 Air Canada eGift Card after spending a total of $6,000 in purchases within the first 6 months of card membership.
Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
N/A
N/A
$180
N/A
Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.
Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
N/A
N/A
$120
N/A
Offers 15,000 bonus Aeroplan Miles when you spend $1,500 within your first 3 months of membership.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
19.99%
22.99%
$0
N/A
Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else.
19.99%
22.99%
$120
N/A
Receive up to 3,500 bonus AIR MILES®. Conditions apply. Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
Earn 1 mile per $10 spent on eligible partners, groceries, gas stations and drug stores (up to $30,000 annually) and 1 mile per $15 on all other spending.
19.99%
22.99%
$299
N/A
Receive up to 3,800 AIR MILES Bonus Miles when you spend $3,000. Conditions apply. Offers 1.99% balance transfer for the first 6 months. No balance transfer fee upon application
Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
N/A
N/A
$180
N/A
Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 1.25 Aeroplan Miles for every $1 charged on card purchases and 2 miles on eligible Air Canada purchases.
19.99%
22.99%
$899
$60,000
Receive a bonus $200 in annual travel credit to use towards flights, car rentals, hotels and more. Also receive 50,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership and earn an additional $200 Air Canada eGift Card after spending a total of $6,000 in purchases within the first 6 months of card membership.
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
N/A
N/A
$499
N/A
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in. Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
N/A
N/A
$120
N/A
Offers 15,000 bonus Aeroplan Miles when you spend $1,500 within your first 3 months of membership.
Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
N/A
N/A
$60
N/A
New cardmembers receive 5,000 Bonus Aeroplan Miles when spending $500 in the first three months of membership.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 3x the points on daily business spend including office supplies & electronics, rides & gas, and eats & drinks and 1x the points on all other purchases.
19.99%
22.99%
$99
N/A
Earn up to 42,000 Membership Rewards® points in the first year of card approval. Offers 30,000 Welcome Bonus points when you spend $5,000 in purchases within the first 3 months of membership.
Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
N/A
N/A
$180
N/A
Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.
Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
N/A
N/A
$499
N/A
Receive 40,000 points when you spend $5,000 within first three months of membership.
Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
19.99%
22.99%
$0
N/A
Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend.
19.99%
22.99%
$150
N/A
Receive 50,000 Marriott Bonvoy™ points when you charge $1,500 in the first 3 months of card membership.
Earn 1 Membership Rewards point per $1 spent and 1 additional point per $1 spent at three eligible AMEX merchants in Canada.
N/A
N/A
$250
N/A
Offers 30,000 bonus points when you spend $5,000 within the first three months of card membership. Benefit from purchasing power that adjusts dynamically with your card usage and grows with your business over time when you maintain a good credit.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 1 AIR MILES® for every $5 you spend at eligible sponsors, stores, drugstores and gas stations (up to $30,000 annually) and 1 Mile for every $10 you spend anywhere else.
19.99%
22.99%
$120
N/A
Receive up to 3,500 bonus AIR MILES®. Conditions apply. Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
N/A
N/A
$499
N/A
Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in. Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
Earn 3 Membership Rewards points for every $1 spent on eligible dining, 2 points on eligible travel purchases and 1 point on all other spend
N/A
N/A
$699
N/A
Receive 50,000 bonus Membership Rewards points when you spend $3,000 within the first three months of membership. Experience worldwide lounge access as well as luxury travel and dining benefits.
Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
N/A
N/A
$499
N/A
Receive 40,000 points when you spend $5,000 within first three months of membership.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Get 2% cashback after the Welcome Rate on all purchases. No cap and no limit.
19.99%
22.99%
$99
N/A
Receive 5% cash back (up to $300 cash back) and a 1.99% balance transfer rate in the first 6 months to new cardmembers. No balance transfer fee upon application.
1.25% cash back rate on all purchases when your welcome offer ends. No cap.
19.99%
22.99%
$0
N/A
Earn 2.5% cash back (up to $150 cash back) in the first three months. Offers 1.99% balance transfer rate in the first 6 months and no balance transfer fee upon application.

Compare up to 4 providers

Name Product Reward Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Minimum Credit Limit
Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
19.99%
22.99%
$0
N/A
Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
1.25% cash back rate on all purchases when your welcome offer ends. No cap.
19.99%
22.99%
$0
N/A
Earn 2.5% cash back (up to $150 cash back) in the first three months. Offers 1.99% balance transfer rate in the first 6 months and no balance transfer fee upon application.

Compare up to 4 providers

*The products compared on this page are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order or perfect ranking system for the products we list on our Site, so we provide you with the functionality to self-select, re-order and compare products. The initial display order is influenced by a range of factors including conversion rates, product costs and commercial arrangements, so please don't interpret the listing order as an endorsement or recommendation from us. We're happy to provide you with the tools you need to make better decisions, but we'd like you to make your own decisions and compare and assess products based on your own preferences, circumstances and needs.

What should I know before I apply?

To apply for the American Express AeroplanPlus Card, you must be:

  • At least 18 years old, or the age of majority in your province or territory.
  • A Canadian citizen or permanent resident with a valid Canadian credit file.

What credit score do I need?

You’ll have a better chance of approval if you apply with a good to excellent credit score of 650 or higher. In addition to having a good credit score, a relatively high annual income or combined household income may be beneficial for approval.

Here are a few other factors that might affect your odds of approval:

  • Hard inquiries on your credit report. If you have several hard pulls on your credit history, it could indicate to a provider that you’re desperate for credit or have trouble managing your debt. As a result, the provider may be less likely to approve your application.
  • Factors that tie into your credit score. Your credit utilization ratio can play a major factor in your approval. Customers who have low balances relative to their credit limits are usually preferable to providers.

What do customers say about this credit card?

Customers that have the American Express AeroplanPlus Card say positive things about it, citing that the card has good insurance benefits and a good point to dollar earning ratio. In addition, many customers have praised the customer service team for their prompt responses.

On the flip side, some negative reviews cite inflexible company policies and a dislike for the high annual fee for the card.

How to apply for the American Express AeroplanPlus Card

  1. Click Go to site on this page to be directed to the American Express AeroplanPlus Card page, and click Apply Now Securely.
  2. Complete the application with information including your full name, home address, income source and total annual income.
  3. Review and submit your application.

How long will it take to get my American Express AeroplanPlus Card?

Pre-approval for an American Express credit card is automated on the website, which means you may get a decision on your application within just 30 seconds. If there are issues with your application, it may take a few days or even weeks to hear back.

Once your application has been approved, you’ll typically receive your card in the mail within 5 to 10 business days.

I got the card. Now what?

  • Make timely repayments.
    Register for an account on the American Express website to pay your balance online and enroll in autopay. Since the American Express AeroplanPlus Card is a charge card, you will need to pay off the balance entirely each billing cycle. If the balance is not paid in full, a APR will apply.
  • Avoid fees.
    Late and returned payments will incur fees, so be sure to pay on time. If you’re enrolled in autopay, be sure to have enough funds in your account to pay off your balance each billing cycle.
  • Get help.
    If you’re not able to find what you need on the American Express Canada website, call 1-800-243-0198 for customer service.

Bottom line

The American Express AeroplanPlus Card lets you earn Aeroplan rewards points, which can be used toward flights, hotels, gifts cards, merchandise and experiences. If you’re an avid traveller, you can double the Aeroplan points you get by using this card alongside your Aeroplan number.

However, if you’re used to using a credit card, a charge card may be a difficult switch since you’ll need to pay off your balance in full each month. If this isn’t a compromise you’re willing to make, consider looking at other rewards credit cards.

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Frequently asked questions about the American Express AeroplanPlus Card

Pictures: americanexpress.com/ca

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