Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
How to finance an Acura in Canada
Learn about Acura financing options, interest rates, MSRPs of the latest Acura models and warranty options.
Acura — the luxury division of Japanese manufacturer Honda — offers upscale car models at relatively competitive price points. And with several discount programs and financing options available, you may be able to drive home without emptying your wallet.
Acura financing options in Canada
When you’re looking to buy an Acura, the most obvious choice is taking out a traditional car loan from a bank, credit union or online lender. While this typically takes more time, you have a better chance of qualifying for a competitive rate.
Acura Financial Services Canada
If speed is your main priority, you might want to consider financing directly through an authorized dealership. Advantages of financing through Acura Financial Services Canada include special discount programs and APR offers. Typical Acura finance rates range between 0.99% to 3.99% on 60 month terms.
You also have the option to lease through Acura Financial Services. Acura leasing rates can range from 0.99% to 3.99% for 36-48 month lease terms.
As with all types of financing, the exact rates and terms you qualify for will vary depending on your credit history and personal financial situation.
Compare your Acura financing options
Does Acura offer special discounts or programs?
Yes, active-duty military members and recent veterans may qualify for up to $1,000 off select models when financed through Acura Financial Services Canada. Recent university graduates may qualify for special financing offers even with no credit history. Similarly, newcomers to Canada may be able to qualify for financing even if you haven’t built up a credit history in Canada yet.
If you’re looking to buy or lease a specific model, check Acura’s Special Offers page for details. You may be able to qualify for 0.99% finance rates on select vehicles.
What will new Acura models cost?
A new Acura model will cost anywhere from around $30,000 to over $220,000 — it all depends on the model you choose and your negotiating skills.
Choose a type of Acura model
Cars
2021 ILX
- Starting MSRP: $30,805
- Build: Sedan
- City/highway (L/100 km): 9.9/7.0
2021 TLX
- Starting MSRP: $44,105
- Build: Sedan
- City/highway (L/100 km): 11.2/8.0
2021 NSX
- Starting MSRP: $221,500
- Build: Coupe
- City/highway (L/100 km): 11.1/10.8
SUVs
2021 RDX
- Starting MSRP: $44,505
- Build: Crossover
- City/highway (L/100 km): 11.0/8.6
2021 MDX
- Starting MSRP: $56,405
- Build: SUV
- CCity/highway (L/100 km): 12.6/9.4
Car insurance costs that come with driving an Acura
Does a new Acura come with a warranty?
Yes, every new Acura comes with Standard Warranty Coverage. You can check out the full coverage details of the Standard Warranty Coverage in the table below. If you’d like more coverage, you can opt for Acura Plus Extended Warranty, which extends coverage up to 8 years or 200,000 km. You can see the cost breakdown for the Acura Plus Extended Warranty for each model in the table below as well.
| Standard warranty coverage | Years covered/Distance |
|---|---|
| Major Components | 5 years / 100,000km |
| Distributor’s Warranty | 4 years / 80,000km |
| Emission Systems | 4 years / 80,000km |
| Hybrid System | 8 years / 160,000km |
| Rust Perforation | 5 years / no distance limit |
| Surface Corrosion | 4 years / 80,000km |
| Accessories | 4 years / 80,000km |
| Audio Components | 4 years / 80,000km |
| Roadside Assistance | 4 years / no distance limit |
| ILX | TLX | RDX | MDX RLX | |
| 5 Year/ 100,000 km | $1,018 | $1,508 | $1,678 | $2,018 |
| 6 Year/ 100,000 km | $1,338 | $1,998 | $2,228 | $2,438 |
| 6 Year/ 160,000 km | $1,738 | $2,778 | $2,988 | $3,278 |
| 7 Year/ 130,000 km | $1,718 | $2,678 | $2,888 | $3,148 |
| 7 Year/ 160,000 km | $1,938 | $3,228 | $3,438 | $3,778 |
| 7 Year/ 200,000 km | $2,328 | $3,588 | $4,148 | $4,488 |
| 8 Year/ 200,000 km | $2,668 | $4,148 | $4,768 | $5,258 |
*Prices accurate as of August 2021.
How extended car warranties work
Compare Acura financing options
Bottom line
You have a few ways to finance a new or preowned Acura — from a traditional car loan to financing directly through Acura Financial Services. To find the best deal available to you, compare offers from a few car loan providers first before hitting the dealership.
Frequently asked questions Acura financing
Pictures: Acura’s Official Page
More guides on Finder
-
How to finance a Lincoln in Canada
With unique design and modern tech, Lincoln cars are designed to make a statement. Learn how to finance your new ride.
-
How hydrogen fuel-cell cars work
With the advent of hydrogen fuel cell cars, the future of green driving is here — but should you buy into it?
-
Hybrid vs. electric cars
Find out how to make the right environmentally friendly choice for your next vehicle between hybrid and electric cars.
-
4 types of electric cars in Canada: Compare 20+ models
Compare starting MSRPs, fuel-efficiency and ranges of different types of electric vehicle models on the market.
-
Can a teen buy their own car?
Avoid sales traps and watch for hidden costs when shopping for a new ride.
-
How to find the best financial advisors in Canada
If you want to make the most of your money, or just need advice on what financial product to get, a financial advisor can help.
-
How much does Audi R8 insurance cost?
Car insurance rates for the Audi R8 average at $406 a month, or $4,872 a year. Learn what features affect its car insurance rates.
-
Audi A4 insurance cost
Audi A4 car insurance can cost an average of $354 a month or $4,224 a year. Learn what factors affect your rate and compare providers.
-
Cheapest cars to insure
Use our our helpful guide to compare the cheapest and most expensive cars to insure.
-
Is in-house car financing a good idea?
Learn whether in-house financing is a good choice for you and find out what your alternatives are if you’d prefer a different type of car loan.