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You might not think too much about the Visa logo on your card, but take a closer look. Do you see the word “Infinite” or “Infinite Privilege” beneath it? If so, you’ll get special features you don’t find with a Visa Classic. While Visa Infinite credit cards come with a host of perks and benefits that Visa Classics don’t have, Visa Infinite Privilege cards are a step above and offer even more exclusive rewards and perks.
Purchase interest rate
Apply today and earn 40,000 bonus points when you meet the spend requirements.
Here’s a breakdown of what you’ll find with a Visa Classic versus a Visa Infinite or Infinite Privilege.
| Visa Classic | Visa Infinite and Infinite Privilege | |
|---|---|---|
| Cardholder inquiry service |  | |
| Emergency cash disbursement and card replacement | | |
| Lost or stolen card reporting | | |
| Zero liability policy | | |
| Roadside assistance | | |
| Extended warranty | | |
| Rewards programs |  | |
| Insurance coverages | | |
| Travel and emergency assistance services | | |
| Visa Infinite Luxury Hotel Collection | | |
| Visa Infinite Concierge | | |
| Visa Infinite Dining Series | | |
| Visa Infinite Wine Country Program | | |
| Visa Infinite Privilege travel benefits | | |
*Some nonstandard benefits may be offered by the card provider.
Even your typical Visa Classic comes with valuable basic features.
If you have problems with your vehicle while you’re on the road, you can call Roadside Dispatch 24/7.
Services include:
You’ll pay a flat fee of $69.95 per service call — and there are no usage limits.
Visa Infinite and Infinite Privilege cards outshine Visa Classics with more enticing rewards and travel benefits.
The most coveted credit cards offer miles, cash back or points for purchases. Visa Infinite and Infinite Privilege cards tend to offer strong sweeteners for spending, such as more points earned per dollar spent.
Visa Concierge can help you with travel plans and dining reservations. It can also help with special events — booking shows, arranging meeting spaces and more — and shopping, including gift recommendations and delivery. Visa Concierge is accessible 24/7.
The Visa Infinite Luxury Hotel Collection comprises of the world’s top hotels, like Park Hyatt and Shangri-La. As a Visa Infinite cardholder, you can book stays at these resorts. Booking through the Visa Infinite Luxury Hotel Collection brings such benefits as:
If you’re in an emergency during vacation, you can call Visa for help. Benefits are available for you, your spouse and your children up to a specified age. It’s free to contact Visa’s travel and emergency hotline, but you may need to pay for services you receive. You’ll find services like Emergency Transportation Assistance and Legal Referral Assistance that help in medical and legal emergencies. You can also receive assistance for travel emergencies like lost tickets and lost luggage return.
These cards usually come with a host of travel insurance which may include:
We’ve taken a look at some of the best credit cards in Canada and explained who they’re best suited to.
Enjoy travel perks and earn accelerated points for business purchases with this premium credit card.
Paysend offers transfers to more than 70 countries through its app and online service.
Tangerine’s Visa Debit Card comes with unlimited free transactions. It allows users to safely shop online and make purchases while abroad like a credit card wherever Visa is accepted.
The CIBC Aeroplan Visa Infinite Privilege Card is an ideal choice for avid travellers who often have companions.
The CIBC Aeroplan Visa Infinite Card allows users to earn points on everyday purchases, allowing users to work towards their travel goals faster.
Earn Aeroplan points for business purchases and enjoy a suite of travel benefits with this premium travel card.
Want a credit card that works for you? Earn more rewards for everyday purchases and enjoy a wealth of benefits when you sign up with BMO.
Enjoy plenty of unique benefits and earn five times the points when you spend money on daily essentials with this card.
Earn accelerated Aeroplan points and enjoy a wide array of travel benefits and airport perks with this premium credit card.
