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National Bank Allure Mastercard

Get a decent return on points and raise money for a worthy cause with this fee-free card. 

Raise money for the Quebec Breast Cancer Foundation with every dollar you spend.

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20.99%

Purchase Interest Rate

$0

Annual Fee

Details

Product NameNational Bank Allure Mastercard
Welcome OfferN/A
Purchase Interest Rate20.99%
Cash Advance Rate22.49%
Balance Transfer Rate22.49%
Interest Free Period Up to 21 days
Minimum Credit Limit$500
Apply now
More Info

The National Bank Allure Mastercard lets you Earn 1 point for every $2 spent on eligible purchases. It also donates a portion of the money you spend to the Quebec Breast Cancer Foundation. As for benefits, you’ll get purchase protection and extended warranty coverage when you sign up.

30-second take

  • Think about this card if you want to raise money for a worthy cause but don’t want to pay an annual fee.
  • Choose something else if you’d rather get comprehensive benefits or want to redeem the points you earn for flexible rewards.
  • There are no minimum annual income requirements to qualify for this card.

The basics

If you want to shop with a card that lets you earn points while making a real-world difference, you should check out the National Bank Allure Mastercard.

  • Supports a worthy cause. Raise money for the Quebec Breast Cancer Foundation with every dollar you spend.
  • No annual fee. Save money on out-of-pocket expenses with no annual fee.
  • Decent return. Earn 1 point for every $2 spent on eligible purchases.
  • Purchase protection. Take advantage of 90 days
    theft and damage protection for eligible items you buy with your card.
  • Extended warranty. Double your manufacturer’s warranty (up to one year) on eligible products you purchase.
  • Discounts on gift cards. Get special discounts on gift cards with National Bank‘s Allure Mastercard partners.
  • Extra cards for free. Grab up to 3 extra cards for no added fee.

Which stores offer discounts on gift cards?

National Bank‘s Allure Mastercard is partnered with reputable stores like Banana Republic, Gap, Amerispa, HomeSense and Old Navy.

The perks

  • Zero-liability coverage. Protect against fraudulent charges on your account with zero-liability coverage.
  • Instant pay. Speed up your purchases with easy tap-and-go contactless payments.
  • Enhanced security. Rest easy when you make purchases online with identity verification through Mastercard ID check.
  • Low minimum credit limit. Get a credit limit as low as $500 to avoid going over your monthly budget.
  • No income requirements. There are no minimum income requirements you need to meet to qualify for this card.

What to watch out for

  • Low return. Earn 1 point for every $2 spent on eligible purchases.
  • High interest. You’ll have to pay 20.99% interest on outstanding balances and 22.49% on cash advances.
  • Points are given as cash back. Your points can only be used for cash back. Earn a return of $10 for every 1,000 points you cash in (or $2,000 you spend).
  • Few benefits. There are no added benefits that come with this card, such as mobile device protection or roadside assistance.
  • No travel insurance. You won’t get free travel medical insurance or other travel perks with this card.

What should I know before I apply?

Eligibility requirements

To apply for a National Bank Allure Mastercard, you need to meet the following criteria:

  • Be a Canadian citizen or permanent resident with the age of majority of the province

Required documents and information

  • Your name, residential status and contact information
  • Your social insurance number and date of birth
  • Your email address and phone number

How to apply

  1. Click the ‘Go to site’ button above to be securely redirected to the online application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
HSBC +Rewards™ Mastercard®
20,000 Points
2x points per $1 spent
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Min. recommended credit score: 630
Get 20,000 Points (up to $100 in value), plus get a 1st year annual fee waiver. Apply by October 3, 2021.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
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Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine World Mastercard
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Up to 2% cash back
19.95%
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Min. recommended credit score: 680
Earn an extra 10% cash back (up to $100) when you spend $1,000 on everyday purchases within the first 2 months. Until October 4, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Neo Financial Credit Card
N/A
Average 4% cash back
19.99% - 24.99%
$0
Min. recommended credit score: 600
Earn an average cash back of 4% at thousands of local and national Neo partners including most major gas and grocery stores, restaurants, gyms, coffee shops and more. Earn a guaranteed 1% cash back on all spend at non-partners.
BMO Preferred Rate Mastercard
3.99% rate on balance transfers for 9 months
N/A
12.99%
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Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
American Express Cobalt Card
50,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 50,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). Plus, earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership.
Brim Mastercard
Up to $200 worth of bonuses
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app.
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn an extra 10% cash back (up to $100) when you spend $1,000 on everyday purchases within the first 2 months. Until October 4, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
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Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember.
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Name Product Balance Transfer Rate Balance Transfer Fee Purchase Interest Rate Annual Fee Min. Credit Score Description
Scotiabank Value Visa Card
0.99% for the first 6 months (then 12.99%)
N/A
12.99%
$29
Min. recommended credit score: 660
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by November 21, 2021.
BMO CashBack Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
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Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine World Mastercard
1.95% for the first 6 months (then 19.95%)
3%
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Min. recommended credit score: 680
Earn an extra 10% cash back (up to $100) when you spend $1,000 on everyday purchases within the first 2 months. Until October 4, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO Preferred Rate Mastercard
3.99% for the first 9 months (then 12.99%)
1%
12.99%
$20
Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Tangerine Money-Back Credit Card
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 680
Earn an extra 10% cash back (up to $100) when you spend $1,000 on everyday purchases within the first 2 months. Until October 4, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO Rewards Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
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Min. recommended credit score: 725
Get a bonus of 10,000 BMO Rewards points when you spend $1,000 in the first 3 months. Apply by October 31, 2021 . Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
BMO AIR MILES Mastercard
1.99% for the first 9 months (then 22.99%)
1%
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Min. recommended credit score: 660
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BMO AIR MILES Mastercard For Students
1.99% for the first 9 months (then 22.99%)
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Min. recommended credit score: 660
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BMO CashBack Mastercard For Students
1.99% for the first 9 months (then 22.99%)
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Min. recommended credit score: 660
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Scotia Momentum No-Fee Visa Card
1.99% for the first 6 months (then 22.99%)
N/A
19.99%
$0
Min. recommended credit score: 660
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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
HSBC +Rewards™ Mastercard®
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2x points per $1 spent
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$0 annual fee for the first year ($25 thereafter)
Min. recommended credit score: 630
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American Express Cobalt Card
50,000 points
Up to 5x points per $1 spent
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Min. recommended credit score: 700
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BMO World Elite Mastercard
30,000 points
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20.99%
$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
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American Express Aeroplan Card
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American Express Business Edge Card
57,000 points
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American Express AIR MILES Platinum Credit Card
2,000 Miles
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Min. recommended credit score: 700
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American Express Aeroplan Reserve Card
90,000 points
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Min. recommended credit score: 700
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Shell AIR MILES Mastercard from BMO
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HSBC World Elite® Mastercard®
70,000 Points
Up to 6 points per $1 spent
19.9%
$0 annual fee for the first year ($149 thereafter)
Min. recommended credit score: 650
Get a Welcome Bonus of 20,000 Points ($100 travel rewards). Plus, earn an additional 50,000 Points and get a 1st year annual fee waiver. Apply by October 3, 2021.
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Compare up to 4 providers

Name Product Welcome Offer Cash Back Rate Purchase Interest Rate Annual Fee Min. Credit Score Reward Description
Neo Financial Credit Card
N/A
Average 4% cash back
19.99% - 24.99%
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Min. recommended credit score: 600
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
19.99%
$0
Min. recommended credit score: 660
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Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
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Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
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SimplyCash Preferred Card from American Express
10% cash back
2% cash back
19.99%
$99
Min. recommended credit score: 700
Earn 2% cash back on all eligible purchases
BMO CashBack World Elite Mastercard
Up to 10% cash back
1% cash back
20.99%
$0 annual fee for the first year ($120 thereafter)