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Marriott Bonvoy American Express Card Review

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With the Marriott Bonvoy American Express Card, you can accrue bonus points for the Marriott Bonvoy rewards program.

The Marriott Bonvoy™ American Express® Card provides users with the opportunity to collect reward points as they spend. The card also offers travel coverage and is backed by 24/7 customer support from American Express.

19.99%

Purchase Interest Rate

$120

Annual Fee

Details

Product NameMarriott Bonvoy American Express Card
RewardReceive 5 Marriott Bonvoy™ points per dollar spent on eligible purchases at participating Marriott Bonvoy™ properties and 2 points on all other spend. Terms apply
Welcome OfferEarn 60,000 Welcome Bonus points after you charge $3,000 in your first three months of Cardmembership. Plus, get a $120 statement credit when you charge $10,000 on your card in your first twelve months of card membership. Terms apply.
Purchase Interest Rate19.99%
Cash Advance Rate21.99%
Balance Transfer RateN/A
Interest Free Period Up to 21 days
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More Info

30-second take

  • Specialised rewards earning and spending.
  • Rate rises for missed payments.

Key features

  • Travel coverage. Your Marriott Bonvoy American Express Card gains you access to travel coverage from American Express. This coverage includes travel emergency and accident insurance, car rental theft and damage insurance, flight and baggage delay insurance including lost or stolen and hotel or motel burglary coverage.
  • Marriott Bonvoy rewards program. The Marriott Bonvoy American Express Card places you on the Marriott Bonvoy™ rewards program. Points you earn can be used to claim luxury hotel stays and event experiences.
  • Additional Cards. Additional cards carry no annual fees. You’ll be allowed up to 9 additional cards for your account, and all cardholders must be at least 13 years old. Your account must be in good standing to claim additional cards.
  • 24/7 customer service. You can make a call to American Express customer service at any time, on any day.

Bonus features

  • Welcome bonus. You’ll be awarded 60,000 Marriott Bonvoy points if you make $3,000 worth of purchases on your card in your first 3 months, sufficient for 3 free nights in a category 2 hotel.
  • Marriott Bonvoy membership. As a card member, you are eligible for a complimentary Marriott Bonvoy membership at the ‘Silver Elite’ status level. Automatic upgrade to Marriott Bonvoy Gold Elite status when you spend $30,000 in purchases on your card each year. As an elite Marriott Bonvoy member, you will receive 15 Elite Night Credits per year.
  • One night free accommodation per year. Each year you remain on the card, you’ll be gifted a one night stay at a participating Marriott Bonvoy property for your anniversary. Your account must be in good standing to receive this benefit.
  • Accelerated points earning. Your Marriott Bonvoy American Express Cardd can earn you 2 points for every $1 spent at participating Marriott Bonvoy properties and 2 points on all other spend. Points can be redeemed for free night stays with no blackout dates at over 7,000 participating Marriott hotels.
  • Referral bonus. You could gain up to Marriott Bonvoy points for every approved referral to the Marriott Bonvoy American Express Card (up to 150,000 points per year).

What to watch out for

  • International use. If you’re travelling overseas with your card remember that American Express is not as widely accepted as Mastercard and Visa.
  • Missed payments. You could see an interest rate rise up to 26.99% should you miss 3 payments in any 12 month period.

What should I know before I apply?

Eligibility requirements:

To be eligible for the Marriott Bonvoy American Express Card you must:

  • Be a Canadian resident.
  • Have a Canadian credit file.
  • Be the age of majority in the province or territory where you live.
Required documents and information:
  • Your name and contact information.
  • Your residential address.
  • Accounts information.

How to apply for the Marriott Bonvoy American Express Card

    1. Head to the American Express website.
    2. Choose the Marriott Bonvoy American Express Card and select ‘apply’ to start your application.
    3. Fill in the application, providing the necessary information and documentation where appropriate.
    4. Double check and submit your application.

    How long will it take to be approved?

    You could hear from American Express in as soon as 60 seconds. Your exact approval time will depend on the application you have provided. If you’ve forgotten to add documentation or your application needs a manual review, your approval wait could take 10 business days.

    Compare other American Express credit cards

    Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
    American Express Cobalt Card
    30,000 points
    Up to 5 points per $1 spent
    19.99%
    $120
    Min. recommended credit score: 700
    Earn up to 30,000 bonus Membership Rewards points in your first year as a new Cobalt Cardmember.
    SimplyCash Card from American Express
    1.25% cash back
    Up to 2.5% cash back
    19.99%
    $0
    Min. recommended credit score: 700
    Earn 2.5% cash back on all eligible purchases in your first three months (up to a maximum spend of $6,000, or $150 in cash back).
    Choice Card from American Express
    10,000 points
    1 point per $1 spent
    19.99%
    $0
    Min. recommended credit score: 700
    Earn 10,000 Bonus Membership Rewards points within the first 3 months as a new Cardmember.
    American Express Aeroplan Card
    15,000 points
    Up to 2x points per $1 spent
    30% annual interest rate applies to balances not paid in full each month
    $120
    Min. recommended credit score: 700
    Earn up to 15,000 Welcome Bonus Aeroplan points and a bonus Buddy Pass as a new cardmember.
    SimplyCash Preferred Card from American Express
    10% cash back
    2% cash back
    19.99%
    $99
    Min. recommended credit score: 700
    Earn 10% cash back on all eligible purchases (up to $400 in cash back) for the first four months of Cardmembership.
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    Bottom line

    You can’t go wrong with the Marriott Bonvoy American Express Card if you’re looking for plenty of rewards points and extensive travel coverage options.

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