Marriott Bonvoy American Express Card Review

Last updated:  

With the Marriott Bonvoy American Express Card, you can accrue bonus points for the Marriott Bonvoy rewards program.

The Marriott Bonvoy™ American Express® Card provides users with the opportunity to collect reward points as they spend. The card also offers travel coverage and is backed by 24/7 customer support from American Express.

19.99%

Purchase Interest Rate

$120

Annual Fee

N/A

Balance Transfer Rate

Details

Product NameMarriott Bonvoy American Express Card
RewardReceive 5 Marriott Bonvoy™ points per dollar spent on eligible purchases at participating Marriott Bonvoy™ properties and 2 points on all other spend.
Welcome OfferReceive 50,000 bonus Marriott Bonvoy™ points when you charge $1,500 in the first three months of card membership.
Purchase Interest Rate19.99%
Cash Advance Rate22.99%
Balance Transfer RateN/A
Interest Free Period Up to 21 days
Go to site
More Info

30-second take

  • Specialised rewards earning and spending.
  • Rate rises for missed payments.

Key features

  • Travel coverage. Your Marriott Bonvoy American Express Card gains you access to travel coverage from American Express. This coverage includes travel emergency and accident insurance, car rental theft and damage insurance, flight and baggage delay insurance including lost or stolen and hotel or motel burglary coverage.
  • Marriott Bonvoy rewards program. The Marriott Bonvoy American Express Card places you on the Marriott Bonvoy™ rewards program. Points you earn can be used to claim luxury hotel stays and event experiences.
  • Additional Cards. Additional cards carry no annual fees. You’ll be allowed up to 9 additional cards for your account, and all cardholders must be at least 13 years old. Your account must be in good standing to claim additional cards.
  • 24/7 customer service. You can make a call to American Express customer service at any time, on any day.

Bonus features

  • Welcome bonus. You’ll be awarded 50,000 Marriott Bonvoy points if you make $1,500 worth of purchases on your card in your first 3 months, sufficient for 3 free nights in a category 2 hotel.
  • Marriott Bonvoy membership. As a card member, you are eligible for a complimentary Marriott Bonvoy membership at the ‘Silver Elite’ status level. Automatic upgrade to Marriott Bonvoy Gold Elite status when you spend $30,000 in purchases on your card each year. As an elite Marriott Bonvoy member, you will receive 15 Elite Night Credits per year.
  • One night free accommodation per year. Each year you remain on the card, you’ll be gifted a one night stay at a participating Marriott Bonvoy property for your anniversary. Your account must be in good standing to receive this benefit.
  • Accelerated points earning. Your Marriott Bonvoy American Express Card can earn you 5 points for every $1 spent at participating Marriott Bonvoy properties and 2 points on all other spend. Points can be redeemed for free night stays with no blackout dates at over 7,000 participating Marriott hotels.
  • Referral bonus. You could gain up to 10,000 Marriott Bonvoy points for every approved referral to the Marriott Bonvoy American Express Card (up to 150,000 points per year).

What to watch out for

  • International use. If you’re travelling overseas with your card remember that American Express is not as widely accepted as Mastercard and Visa.
  • Missed payments. You could see an interest rate rise up to 26.99% should you miss 3 payments in any 12 month period.

What should I know before I apply?

Eligibility requirements:

To be eligible for the Marriott Bonvoy American Express Card you must:

  • Be a Canadian resident.
  • Have a Canadian credit file.
  • Be the age of majority in the province or territory where you live.
Required documents and information:
  • Your name and contact information.
  • Your residential address.
  • Accounts information.

How to apply for the Marriott Bonvoy American Express Card

    1. Click Go to site on this page to be securely directed to the American Express website.
    2. Choose the Marriott Bonvoy American Express Card and select ‘apply’ to start your application.
    3. Fill in the application, providing the necessary information and documentation where appropriate.
    4. Double check and submit your application.

    How long will it take to be approved?

    You could hear from American Express in as soon as 60 seconds. Your exact approval time will depend on the application you have provided. If you’ve forgotten to add documentation or your application needs a manual review, your approval wait could take 10 business days.

    Compare other American Express credit cards

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Receive 2,000 bonus AIR MILES® when you spend $1,500 within the first three months of membership.
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    19.99%
    22.99%
    $65
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership.
    You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    N/A
    N/A
    $499
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    Offers 5,000 Bonus Aeroplan Miles when you spend $500 in the first three months of membership. For new cardmembers only.
    Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
    N/A
    N/A
    $60
    Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
    Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
    N/A
    N/A
    $180
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else.
    Receive 2,400 AIR MILES® when you spend $3,000 within first three months of membership.
    1.99% balance transfer offer in the first 6 months. No balance transfer fee upon application
    19.99%
    22.99%
    $299
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Receive 40,000 points when you spend $5,000 within first three months of membership.
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
    N/A
    N/A
    $499
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate.
    Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    19.99%
    22.99%
    $0
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    Offers 15,000 bonus Aeroplan Miles when you spend $1,500 within your first 3 months of membership.
    Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
    N/A
    N/A
    $120
    Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
    Receive 50,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. You can also earn an additional $200 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
    Earn 1.25 Aeroplan Miles for every $1 charged on card purchases and 2 miles on eligible Air Canada purchases.
    19.99%
    22.99%
    $899
    Receive a bonus $200 in annual travel credit to use towards flights, car rentals, hotels and more.
    Offers 30,000 bonus points when you spend $5,000 within the first three months of card membership.
    Earn 1 Membership Rewards point per $1 spent and 1 additional point per $1 spent at three eligible AMEX merchants in Canada.
    N/A
    N/A
    $250
    Benefit from purchasing power that adjusts dynamically with your card usage and grows with your business over time when you maintain a good credit.
    Offers 30,000 Welcome Bonus points when you spend $5,000 in purchases within the first 3 months of membership.
    Earn 3x the points on daily business spend including office supplies & electronics, rides & gas, and eats & drinks and 1x the points on all other purchases.
    19.99%
    22.99%
    $99
    Earn up to 42,000 Membership Rewards® points in the first year of card approval.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Receive 2,000 bonus AIR MILES® when you spend $1,500 within the first three months of membership.
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    19.99%
    22.99%
    $65
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
    N/A
    N/A
    $180
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else.
    Receive 2,400 AIR MILES® when you spend $3,000 within first three months of membership.
    1.99% balance transfer offer in the first 6 months. No balance transfer fee upon application
    19.99%
    22.99%
    $299
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    19.99%
    22.99%
    $0
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership.
    You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    N/A
    N/A
    $499
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    Offers 5,000 Bonus Aeroplan Miles when you spend $500 in the first three months of membership. For new cardmembers only.
    Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
    N/A
    N/A
    $60
    Earn 1 Aeroplan Mile for every dollar spent. Double your miles on purchases at over 150 Aeroplan partner brands.
    Offers 15,000 bonus Aeroplan Miles when you spend $1,500 within your first 3 months of membership.
    Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
    N/A
    N/A
    $120
    Earn 1 Aeroplan Mile for every dollar you spend up to $10,000 and 1.25 Aeroplan Miles for every dollar spent over $10,000 per year.
    Receive 50,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership. You can also earn an additional $200 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
    Earn 1.25 Aeroplan Miles for every $1 charged on card purchases and 2 miles on eligible Air Canada purchases.
    19.99%
    22.99%
    $899
    Receive a bonus $200 in annual travel credit to use towards flights, car rentals, hotels and more.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Offers 30,000 Welcome Bonus points when you spend $5,000 in purchases within the first 3 months of membership.
    Earn 3x the points on daily business spend including office supplies & electronics, rides & gas, and eats & drinks and 1x the points on all other purchases.
    19.99%
    22.99%
    $99
    Earn up to 42,000 Membership Rewards® points in the first year of card approval.
    Offers 2,000 bonus AIR MILES® when you spend $5,000 within the first 3 months of membership.
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else
    N/A
    N/A
    $180
    Earn 1 AIR MILES® for every $10 spent at eligible AIR MILES® Partners* and 1 mile for every $15 spent anywhere else.
    Receive 40,000 points when you spend $5,000 within first three months of membership.
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
    N/A
    N/A
    $499
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate.
    Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    19.99%
    22.99%
    $0
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    Receive 50,000 Marriott Bonvoy™ points when you charge $1,500 in the first 3 months of card membership.
    Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend.
    19.99%
    22.99%
    $150
    Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend.
    Offers 30,000 bonus points when you spend $5,000 within the first three months of card membership.
    Earn 1 Membership Rewards point per $1 spent and 1 additional point per $1 spent at three eligible AMEX merchants in Canada.
    N/A
    N/A
    $250
    Benefit from purchasing power that adjusts dynamically with your card usage and grows with your business over time when you maintain a good credit.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Receive 2,000 bonus AIR MILES® when you spend $1,500 within the first three months of membership.
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    19.99%
    22.99%
    $65
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership.
    You can also earn an additional $150 Air Canada eGift Card after spending a total of $6,000 in purchases within the first six months of card membership.
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    N/A
    N/A
    $499
    Get free annual partner ticket and unlimited access to Air Canada Maple Leaf Lounges as well as Air Canada priority check-in.
    Receive 50,000 bonus Membership Rewards points when you spend $3,000 within the first three months of membership.
    Earn 3 Membership Rewards points for every $1 spent on eligible dining, 2 points on eligible travel purchases and 1 point on all other spend
    N/A
    N/A
    $699
    Earn 3 Membership Rewards points for every $1 spent on eligible dining, 2 points on eligible travel purchases and 1 point on all other spend.
    Receive 40,000 points when you spend $5,000 within first three months of membership.
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate
    N/A
    N/A
    $499
    Earn 1.25 points for every dollar you spend with no limit to the number of points you can accumulate.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Receive 5% cashback (up to $300 cashback) in the first six months.
    Get 2% cashback on all purchases. No cap and no limit.
    19.99%
    22.99%
    $99
    Offers 1.99% balance transfer rate in the first 6 months to new cardmembers. No balance transfer fee upon application.
    Earn 2.5% cash back (up to $150 cash back) in the first three months.
    1.25% cash back rate on all purchases when your welcome offer ends. No cap.
    19.99%
    22.99%
    $0
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.

    Compare up to 4 providers

    Name Product Welcome Offer Reward Purchase Interest Rate Cash Advance Rate Annual Fee
    Earn 2.5% cash back (up to $150 cash back) in the first three months.
    1.25% cash back rate on all purchases when your welcome offer ends. No cap.
    19.99%
    22.99%
    $0
    Offers 1.99% balance transfer rate in the first 6 months. No balance transfer fee upon application.
    Offers 150 AIR MILES® when you spend $1,000 within the first 3 months of membership.
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.
    19.99%
    22.99%
    $0
    Earn 1 mile for every $15 you spend at official sponsors and 1 mile for every $20 you spend anywhere else.

    Compare up to 4 providers

    Bottom line

    You can’t go wrong with the Marriott Bonvoy American Express Card if you’re looking for plenty of rewards points and extensive travel coverage options.

Go to site