Here Are Ways to Send Money to Cambodia Better and Faster


Send money to Cambodia without breaking the bank when you use the services of a specialist money transfer company.

The southeast Asian nation of Cambodia boasts a wonderful array of attractions for tourists, from the ancient majesty of Angkor Wat through to the bustling modern city of Phnom Penh. So if you need to send money to Cambodia – maybe a friend or relative of yours is travelling through Cambodia and has run out of cash – it’s always a good idea to shop around and find the most affordable transfer option.

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Rates last updated November 23rd, 2017

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Banks versus money transfer companies

When you need to send money overseas, one of the first transfer options you can choose from is your bank. Most Australian banks will make it easy for you to send money to Cambodia – the problem is that they will usually charge high fees and take more than their fair share of your money through poor exchange rates.

In response to the disappointing deal offered by banks, recent years have seen the emergence of a range of specialist money transfer companies. These providers are experts when it comes to transferring money abroad, and they can usually do so much more cheaply than the banks. Their exchange rates are better, their fees lower, and they offer safe and secure online transfers to destinations around the world.

Case Study: Bianca Sends Money to Cambodia

Bianca needs to send an urgent cash transfer of $1,000 to her sister Jamie-Lee. Jamie-Lee is backpacking through Cambodia but has unexpectedly run out of money, so she needs a quick injection of cash from her sister as soon as possible. In an effort to find the best possible deal, Bianca compares her bank to a specialist transfer company.

Australian bankCash pickup transfer company
Exchange rate1 AUD = 0.6664 USD1 AUD = 0.6878 USD
Transfer fee$22$20
Transfer methodBank transferCash transfer
Processing time10 minutes10 minutes
Amount received (in USD)$651.73$687.80
Difference+ $36.07 USD

Bianca is unable to transfer KHR or the Cambodian Riel as it’s an exotic currency. By using a specialist service, she can save $36.07.

How do I compare transfer companies when transferring and receiving money via Cambodia?

  • Exchange rates. Check to see how each provider’s exchange rates compare with those of other transfer companies. You should also be aware that exchange rates are only one factor that can influence the cost of transactions – you’ll need to consider transfer fees as well.
  • Transaction fees. You will typically need to pay a fee each time you send a transfer, so compare all the fees each company charges. Sometimes also offer fee-free transactions on large transfers.
  • Transfer methods. Some companies offer online or in-branch transfers only, while others also offer over-the-phone and mobile app transfers.
  • Flexible options. Limit orders and forward contracts allow you to get a better exchange rate, while scheduling regular payments in advance can save you time.
  • Transfer time. Processing times can vary between providers from 10 minutes to several business days.
  • Minimum transfer amounts. Some companies will require you to send a minimum amount each time, or even impose a maximum limit on the amount you can send. Check to see whether those limits will affect your regular transfer needs.
  • Pickup options. Will your recipient collect cash from a transfer agent or receive the transfer into their bank account?
  • Customer service. Check to see how you can access customer service from the provider and when?
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How do I send money to Cambodia from Australia?

  • Specialist money transfer providers. Online money transfer providers offer better exchange rates and lower fees than banks.
  • Cash pickup transfer companies. Western Union and MoneyGram offer this handy service.
  • Bank transfers. Check with your bank to get an idea of the exchange rates they offer and the fees they charge for international transfers.
  • International cheques. International guaranteed cheques from your bank offer another transfer option.

How do I receive money from Cambodia in Australia?

  • Specialist money transfer providers. Compare your options today to find out which online transfer companies can help you send funds from Cambodia to Australia.
  • Cash pickup transfer companies. Visit Western Union’s or MoneyGram’s website to find your nearest cash pickup location.
  • Bank transfers. You can receive transfers to your Australian bank account from all around the world.
  • International cheques. International guaranteed cheques are a slow, old-fashioned transfer option.
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Emergency cash transfers in Cambodia

If your beneficiary in Cambodia needs an urgent cash transfer, there are several companies that offer this type of service. However, you should be aware of the fact that these transfers tend to cost more than online transfers. High fees and poor exchange rates usually apply, so it’s always a good idea to review the full cost of your transaction before you actually commit to it.

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Cash pickup locations in Cambodia/ Western Union / MoneyGram branches in Cambodia

If you want to send a fast cash transfer from Australia to Cambodia, Western Union and MoneyGram can help. With hundreds of thousands of locations around the world, they specialise in convenient international transfers. You can see the details of some Cambodian cash pickup locations below – just make sure you have photo ID and a transaction ID number handy when picking up cash.

Western Union

Phnom Penh

  • Acleda Bank248 Preah Monivong Blvd Sangkat Boeung Sangkat Boeung Raing Khan Daun Penh Phnom Penh,Phnom Penh+855-23-222424Open 7:30am to 4pm Monday to Friday, 7:30am to 11:30am Saturday
  • Acleda Bank46 Russian Blvd Paprak Khangtbong Vile Sangkat Kakab Khan Posenchey Phnom Penh,Phnom Penh+855-23-890468Open 7:30am to 4pm Monday to Friday, 7:30am to 11:30am Saturday

Siem Reap

  • Acleda Bank1-2-3-4 Sivutha Street Phum Mondul 2 Sangkat Svay Dangkum Krong Siem Reap Siem Reap,Siem Reap+855-63-963660Open 7:30am to 4pm Monday to Friday, 7:30am to 11:30am Saturday
  • BIDC
    22 23 Tep Vong Mondul 2 Svay Dangkum Commune Siem Reap Dist Siem Reap,Siem Reap+855-63-760123Open 8am to 3:30pm Monday to Friday


Phnom Penh

  • ABA BankNo. 10A Block A7E0123 and A8E0123St 289 Corner 516Phnom Penh,98203851Open 8am to 4pm Monday to Friday, 8am to 11am Saturday
  • ABA BankNo. 601 Street N. road 1Village Deom SlengPhnom Penh,98630565Open 8am to 4pm Monday to Friday, 8am to 11am Saturday

Siem Reap

  • Cambodian Commercial BankNo. 130 Sivatha RoadSiem Reap,63964392Open 8am to 5pm Monday to Friday, 9am to 5pm Saturday and Sunday
  • Canadia BankStreet Kohker Sangkat Kompong BronakPreah Vihear,64210325Open 8am to 3:30pm Monday to Friday, 8am to 11:30am Saturday
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Tips for picking up cash in Cambodia

The Department of Foreign Affairs and Trade advises Australian visitors to Cambodia to exercise normal safety precautions. And no matter where you are in the world when picking up cash from a transfer agent, it pays to keep the following safety tips in mind:

  • Only pick up cash from a transfer branch in a safe location
  • Don’t go alone – take a friend with you
  • Don’t display your cash in front of strangers
  • Deposit the funds into your bank account as soon as possible
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What are the steps to send money to Cambodia?

Although different transfer companies have different transfer methods, you will usually need to:

  1. Sign up for an account. The transfer provider will need your full name, your contact information and proof of ID. You can usually sign up for a free account online.
  2. Enter your transaction details. You’ll need to tell the transfer provider where you’re sending money, how much money you’re sending and in what currency.
  3. Pay for your transfer. The final step is to review the details of your transfer and then pay for your transaction. You can usually monitor the progress of your funds through the transfer provider’s online tracking service.
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