Clutch Car Loans

- Prequalify with no impact to credit
- Rates from 8.49%
- Loan terms from 12 - 96 months
Gone are the days of old school car shopping at the dealership. Online shopping has taken hold of the vehicle-buying industry too. Canada Drives allows you to peruse a wide inventory of cars completely online and delivers your purchase to your front door for a trial period of 7 days/500 km. But here’s a look at several other companies that follow a similar model.
Consider Clutch if you are shopping for a used car but don’t want the hassle of leaving your home to visit various dealerships. Instead, Clutch allows shoppers to look through an online inventory of used cars to make a selection and apply for financing completely online.
After your car is delivered, you have a full money back guarantee period of 10 days/750 km. If you change your mind during this timeframe, you must contact Clutch by the tenth calendar day. The car must not have been modified, in an accident or damaged.
You can look through CarDoor‘s inventory of hundreds of used cars, do a 360-degree walk around, read through the vehicle’s key features and look at various payment options. You can also save and compare vehicles on your account’s virtual “garage” to help you narrow your search. Learn more about CarDoor.
About 1,000 used cars are currently in its inventory.
Ontario only, specifically the Greater Toronto Area.
Carpages is a broker, partnering with local dealers to help you buy your next car. You can browse through the online inventory and purchase your next vehicle from the comfort of your home.
Carpages doesn’t have in-house inventory. Instead, it’s partnered with local dealerships in provinces across Canada.
Carpages doesn’t list policies for returns and exchanges. That’s because each dealer will have its own approach. Instead, it encourages car shoppers to contact the dealer they’re thinking of working with for further details.
BC, Alberta, Saskatchewan, Manitoba, Ontario, Nova Scotia and Prince Edward Island.
Just like Carpages, AutoTrader is a broker, partnering with local dealers across Canada that provide the option to shop for and buy your new vehicle completely online. Dealers that offer the “Online Seller Plus” feature include a 48-hour test drive and can even deliver your purchase to your home up to three times a year. If they aren’t part of the Online Seller Plus program, dealers may offer a home test drive only.
AutoTrader says it currently has over 10,000 vehicles to browse through from its network of dealers.
AutoTrader doesn’t list policies for returns and exchanges. That’s because each dealer will have its own approach. Instead, it includes the Online Seller Plus, which includes a 48-hour test drive and a 10-day money back guarantee, no questions asked.
AutoTrader is partnered with local dealers across the country. You may find dealer options vary, depending on where you live. Remote areas may have fewer choices, for example.
Car Nation Canada is a dealership partner network in Ontario. You can shop for new and used cars on offer from dealerships across the province on its online website, apply for financing and reserve your purchase for pick-up or delivery.
Car Nation Canada has about 100 cars available in its online inventory.
For online sales, you have three days or 250 kilometres to refund or exchange your car.
Ontario only. Car Nation Canada has partnered with dealers in Burlington, Georgetown, Grimsby and Brantford.
DriveAxis is the direct-to-consumer portal for Axis Auto Finance, a fintech with a focus on making the car buying and financing process simpler. Consider DriveAxis if you’re shopping for a used car online with a less-than-perfect credit score. DriveAxis says it accepts all types of credit situations.
DriveAxis currently has about 650 cars in its inventory to choose from.
If you don’t like the vehicle you selected online, you have seven days to arrange a refund or exchange. You’ll just need to cover the fees for shipping.
Ontario only.
If you’re time-strapped or prefer to do your car shopping from the comfort of your home, there are reputable companies that can help you make your car purchase and secure financing without the hassle of heading into the dealership. The perks are numerous: you can shop online, get your new vehicle delivered to your front door and take a few days to take your new wheels for a spin. Do your homework and zero in on the features that are most important to you before you choose a company to work with.
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If you’re thinking of buying a used car in the Greater Toronto Area, check out online car buying platform CarDoor.
Buy a car completely online through Clutch, a car-buying platform with thousands of used vehicles.
Find out how to buy a car online in Canada and have it delivered to your doorstep.
Compare the pros and cons of buying a car online vs at a dealership, and choose which option suits you best.