Please note: All information about Canadian Tire Triangle Cash Advantage Mastercard has been collected independently by Finder and this card is not available through this site.
The Canadian Tire Triangle Cash Advantage Mastercard comes with no annual fee and lets you Earn 1.5% cash back whenever you spend money on your card, and 2x the cash back on purchases made at Canadian Tire stores, Canadian Tire gas bars and Mark’s Work Wearhouse locations. The downside of this card is that it comes with few added benefits and you won’t earn Canadian Tire money for making daily purchases.
Get this card if you want to earn cash back and don’t want to pay an annual fee.
Choose something else if you want to earn rewards or get comprehensive benefits.
This card doesn’t come with a minimum annual income requirement but you’ll need to show proof of employment to qualify (unless you’re retired).
If you visit Canadian Tire regularly to stock up on supplies and you want to earn cash back on all your purchases, you might like to check out the Canadian Tire Triangle Cash Advantage Mastercard.
No annual fee. Pocket the money you would normally spend on an annual fee.
Decent return. Earn 1.5% cash back whenever you spend money on your card.
2x the rewards. Benefit from double the cash back on any purchases you make at Canadian Tire.
No-interest financing. Save money on interest when you finance large purchases at Canadian Tire and some of its partner stores.
Optional balance protection. Pay a small annual fee to get balance protection in case you can’t cover your monthly payments due to an emergency or loss of employment.
Optional fraud protection. Get lost/stolen card assistance and credit monitoring for an additional monthly fee.
Contactless payment. Breeze through checkout with tap-and-go payments.
Customer service. Call in at any time of day or night to speak to a customer service rep if you need help with your account.
Enhanced security. Safeguard your purchases with security features like PIN-protected microchips and online fraud prevention mechanisms.
Mobile app. Manage your rewards and payment schedule in one handy app.
What to watch out for
High interest. Interest rates on this card sit at 19.99% for purchases and 22.99% for cash advances.
No basic insurance. There’s no coverage for basic insurance like purchase protection or extended warranty on this card.
Few benefits. It’s not possible to qualify for additional benefits like travel perks, roadside assistance or special discounts.
Canadian Tire Triangle Cash Advantage Mastercard interest rates
Purchase interest rate
Cash advance rate
What should I know before I apply
To apply for a Canadian Tire Triangle Cash Advantage Mastercard, you’ll need to meet the following criteria:
Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces).
Be currently employed or retired .
Your name, residential status and contact information.
Your social insurance number and date of birth.
Your email address and phone number.
How to apply
Head to the Canadian Tire website to begin your application.
Complete the application, which includes providing your name, email address, social insurance number and birth date.
Review and submit your application.
Compare other credit cards
You could benefit from the Canadian Tire Triangle Cash Advantage Mastercard if you regularly shop at Canadian Tire and want to earn cash back for every dollar you spend on your card. This card comes with no annual fee, but it doesn’t offer comprehensive benefits and you won’t earn Canadian Tire money or other rewards for making daily purchases.
Frequently asked questions about the Canadian Tire Triangle Cash Advantage Mastercard
No. You won’t earn rewards for spending money on this card but you will get cash back on every purchase you make, with an accelerated rate when you spend money at Canadian Tire and its partner stores.
You’ll be able to earn a return of up to 1.5% on purchases. For a purchase of $500, this could amount to $7.50. If you spend $3,000 per month, you could stand to make around $45 every time.
There are a couple of cards on offer through the Canadian Tire Triangle program. If you want to earn Canadian Tire money when you make purchases, you can check out the Triangle Mastercard. For high earners, there’s also the Triangle World Elite Mastercard.
Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.