How do I activate my account and debit card after opening an account online?

You can activate your card online or over the phone, and you can activate your debit card by making a purchase at a store. The primary account holder will generally need to activate their card first before any additional cardholders can do the same.

How do I open a checking account online instantly in Canada?

To open a checking account online instantly in Canada, follow the same five easy steps described above. Compare online banks in Canada to apply for the best chequing account for you. Then after you verify your identity online, you'll soon receive your debit card in the mail. Finally, set up online banking with the bank's mobile app and deposit some funds so you can start using it.

How do I set up online banking?

Once you’re approved for the account, you can register for online banking. In most cases, you'll be able to do this online or via the app through a link sent to you in an email, but some banks will require you to call customer service to set up a password.

How do I get my bank statement?

After your account is open, paper statements may be sent to you in the mail each month by default. You can choose to get electronic statements instead by calling the provider or by logging on to the online banking portal and changing your settings. Often, you may end up paying to receive paper statements, but electronic statements are typically provided for free.

Can I open a bank online as a nonresident from outside of Canada?

In some cases, yes. However, it will mostly depend on the bank you're interested in. Most banks require the following information to open an account: Valid ID, like a passport or driver's license Social Insurance Number (SIN) Proof of address If you're a Canadian citizen, the process to open a bank account should be relatively straightforward because you should have access to the right documents. However, if you're not a citizen, you may be required to provide other documents in place of those normally required. These can include: Permanent residence card Temporary residence card Work permit and proof of employment Study permit Call the bank you're interested in for more information and to learn the exact documents required for your specific situation. To learn more, read our guides to best bank accounts for newcomers to Canada .

What do I do about my signature when opening a bank account online?

It depends on the institution. Some may ask you to input an electronic signature on their paperwork, which you can do easily through applications like Docusign. Others may follow up with paper forms in the mail that you need to sign physically. Finally, you might be asked to print, sign and scan your signed forms.

What do you need for a bank account opening online?

To open a Canadian bank account online, you'll need to be a Canadian resident with a Canadian residential address and be at least the age of majority in your province or territory (usually 18 or 19, but note that some banks will let minors open an account with a guardian), plus provide a copy of your government-issued ID. However, some banks will also approve a non-resident living in Canada or someone planning to move to Canada to open a bank account online or in person.