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Anna Serio

Anna Serio, CCLO

Senior writer

Anna Serio is a trusted lending expert and certified as a commercial loan officer who’s published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Today, digital publications like Business Insider, CNBC and US News and World Report feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020.

Expertise

  • Personal, business, student and car loans
  • Building credit
  • Paying off debt

Highlights

  • Earned Commercial Loan Officer certification in 2020
  • Named an Expert Contributor in Finance in 2020 by Best Company
  • Author of over 1,000 articles on personal and business finance
  • Featured on leading publications, including Business Insider, CNBC, U.S. News & World Report and more
  • Interviewed key stakeholders in the lending industry, including Lendio Founder and CEO Brock Blake, LightStream Senior Vice President Todd Nelson and SoFi CEO Anthony Notto

Education

  • Master of Arts, Near and Middle Eastern Studies | American University of Beirut | 2013–2015
  • Bachelors of Arts, Creative Writing and Arabic | CUNY Macaulay Honors College, Hunter College | 2008–2012

Featured Publications

Industry insights from Anna Serio

We asked Anna to flex her expertise by answering a few questions about how COVID-19 has changed personal and business lending in 2021.

Do you predict a rise in business loans from both banks and online lenders now that multiple vaccines have been developed?

Experts predict that there will be a rise in business lending over the next 12 months. With a tight labor market and relaxed social distancing rules, businesses need to make adjustments to attract talent and a new set of customers.

Will it be easier for people to qualify for credit, now that credit scores have turned obsolete overnight?

The unreliability of credit scores have generally made it more difficult for people to qualify for credit because of the unreliability. In many cases, you still need to have good credit to qualify for a loan. But you also must have the cash flow, healthy spending and savings habits to get a loan. Lenders have also been more selective about who to work with because recovery is still unpredictable.

What are banks doing to protect information as they shift toward operating online?

While it depends on the bank, many have partnered with tech companies like Plaid to protect the information you submit online. Plaid in particular specializes in secure data transfers and is the reason so many banks have been able to shift to online applications during COVID-19. You've already used it if you've Venmo'd a friend for drinks or bought something using Stripe.

Featured videos

Latest articles by Anna Serio

154 articles written by this author

How to get a $300 loan

Compare your $300 loan options to find a fast, affordable loan when you need it.

Anna Serio 6 September 2021
How to get a $300 loan

Get a $600 loan before your next paycheque

If you're looking for a $600 loan, consider paycheque advance apps, cash advances, overdrafts and other options.

Anna Serio 2 September 2021
Get a $600 loan before your next paycheque

Compare short-term business loans

Compare business financing options for quick cashflow fixes.

Anna Serio 3 March 2021
Compare short-term business loans

9 expert tips to finance a startup

Tried and true advice for starting a new business.

Anna Serio 2 March 2021
9 expert tips to finance a startup

14 ways to pay off your student loans faster

Wipe out your student debt faster and save money with these 14 quick tips.

Anna Serio 10 February 2021
14 ways to pay off your student loans faster

7 common student loan myths debunked

When it comes to student loans, it can be hard to tell fact from fiction. To help you out, we've debunked 7 of the most common student loan myths.

Anna Serio 10 February 2021
7 common student loan myths debunked

How to decide which student loans to pay off first

Use these 8 tips to help you decide how to prioritize your student loan repayments.

Anna Serio 10 February 2021
How to decide which student loans to pay off first

How to find the best community bank lender for your small business

Developing a long-term relationship with your local banker can be a great investment for your business.

Brad Stevens & Anna Serio 6 January 2021
How to find the best community bank lender for your small business

Best business loans for good credit

Compare top lenders for different types of business needs.

Anna Serio 29 December 2020
Best business loans for good credit

Deferred-interest loans

You could get a no-cost loan — or pay more than you would have with another lender.

Anna Serio 24 September 2020
Deferred-interest loans
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