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Anna Serio

Anna Serio, CCLO


Anna Serio is a lead editor at Finder, specializing in consumer and business lending. A trusted lending expert and former commercial loan officer, Anna's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Her expertise and analysis on personal, student, business and car loans has been featured in Business Insider, CNBC and the Simple Dollar, and she was recognized as an expert contributor in finance by Best Company in 2020. Anna holds an MA in Near and Middle Eastern studies from the American University of Beirut and a BA in creative writing and Arabic from Macaulay Honors College at Hunter College, CUNY.


  • Personal, business, student and car loans
  • Building credit
  • Paying off debt


  • Earned Commercial Loan Officer certification in 2020
  • Named an Expert Contributor in Finance in 2020 by Best Company
  • Author of more than 1,000 articles on personal and business finance
  • Featured on Business Insider, CNBC, U.S. News & World Report and other leading media
  • Interviewed key stakeholders in the lending industry, including Lendio Founder and CEO Brock Blake, LightStream Senior Vice President Todd Nelson and SoFi CEO Anthony Notto


  • Master of Arts, Near and Middle Eastern Studies | American University of Beirut | 2013–2015
  • Bachelors of Arts, Creative Writing and Arabic | CUNY Macaulay Honors College, Hunter College | 2008–2012

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Industry insights from Anna Serio

We asked Anna to flex her expertise by answering a few questions about how COVID-19 has changed personal and business lending.

Do you predict a rise in business loans from both banks and online lenders now that multiple vaccines have been developed?

Experts predict that there will be a rise in business lending over the next 12 months. With a tight labor market and relaxed social distancing rules, businesses need to make adjustments to attract talent and a new set of customers.

Will it be easier for people to qualify for credit, now that credit scores have turned obsolete overnight?

The unreliability of credit scores have generally made it more difficult for people to qualify for credit because of the unreliability. In many cases, you still need to have good credit to qualify for a loan. But you also must have the cash flow, healthy spending and savings habits to get a loan. Lenders have also been more selective about who to work with because recovery is still unpredictable.

What are banks doing to protect information as they shift toward operating online?

While it depends on the bank, many have partnered with tech companies like Plaid to protect the information you submit online. Plaid in particular specializes in secure data transfers and is the reason so many banks have been able to shift to online applications during COVID-19. You've already used it if you've Venmo'd a friend for drinks or bought something using Stripe.

Featured videos

Latest articles by Anna Serio

81 articles written by this author

Compare crypto loans for debt consolidation

Crypto-backed loans can offer low APRs to people who can’t qualify for a debt consolidation loan. But there are several risks.

Anna Serio 21 September 2022
Compare crypto loans for debt consolidation

Compare business loan marketplaces

Too busy to look for lenders on your own? Consider a business loan marketplace and get connected with multiple offers.

Anna Serio 1 March 2022
Compare business loan marketplaces

3-year loans in Canada

Compare 3-year personal loans in Canada.

Anna Serio 10 February 2022
3-year loans in Canada

Get a $20,000 business loan

Compare $20,000 small business loans in Canada. Apply online and get your funds in 1 to 3 days.

Anna Serio 4 February 2022
Get a $20,000 business loan

Get a $250,000 business loan

Compare $250,000 business loans in Canada and calculate your monthly payments.

Anna Serio 2 February 2022
Get a $250,000 business loan

Get a $600 loan

If you're looking for a $600 loan, you can get a payday loan or installment loan. People with bad credit can apply.

Leanne Escobal & Anna Serio 2 September 2021
Get a $600 loan

Compare short-term business loans

Compare business financing options for quick cashflow fixes.

Anna Serio 3 March 2021
Compare short-term business loans

Lenders’ right to offset clauses — explained

Why you might want to think twice before borrowing from your local bank or credit union.

Anna Serio 21 August 2020
Lenders’ right to offset clauses — explained

Auto equity loans explained

Find out what an auto equity loan is, how it works and whether it's right for you. Learn how it's different from a title loan.

Anna Serio 10 August 2020
Auto equity loans explained

Do payday loans affect your credit?

Find out how payday loans can affect your credit score. Plus, see your alternatives to build your credit score.

Anna Serio 6 August 2020
Do payday loans affect your credit?
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