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WestJet RBC World Elite Mastercard review

Earn big welcome rewards and travel vouchers every year with the WestJet RBC World Elite Mastercard. 

The WestJet RBC World Elite Mastercard tries to stand out from the competition by offering hefty welcome bonuses and round-trip vouchers for every year you keep the card.

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$119

Annual Fee

N/A

Rewards

Please note: All information about WestJet RBC World Elite Mastercard has been collected independently by Finder and this card is not available through this site.

Travel rewards cards are a dime a dozen these days, so it takes a pretty compelling option to capture our attention. The WestJet RBC World Elite Mastercard stands out from the competition by offering hefty welcome bonuses and round-trip vouchers for every year you keep the card.

If you want a travel rewards card that gives you earnings options and added flexibility when booking your vacation, this RBC credit card could be for you. Find out if the WestJet RBC World Elite Mastercard is right for you.

30-second take

  • Consider getting this card if you’re a frequent flyer with WestJet and want to earn bonuses and rewards on your travels.
  • Choose something else if you don’t like paying high annual fees.
  • The more you fly with WestJet using this card, the higher your earning potential for free flights and vacations.

The basics

The WestJet RBC World Elite Mastercard is designed to reward frequent flyers on board WestJet flights and to encourage more customers to travel with the airline. In exchange for that loyalty, this card offers a $450 WestJet Dollar welcome bonus on your first purchase. Additionally, get your first round-trip companion voucher for $119 (plus taxes, fees and charges) when you use your card.

If you sign up for this card, you can get a round trip companion voucher. The vouchers cover travel within Canada and the continental US, Hawaii, Mexico, Central America and the Caribbean and select global destinations through the WestJet network.

Like other RBC Mastercards, this card lets you save up to 3 cents per litre on fuel at any participating Petro-Canada gas station and earn up to 2% cash back on your purchases.

With all these rewards, the WestJet RBC World Elite Mastercard isn’t cheap. Be prepared to pay a high annual fee on the primary card and any supplementary card on your account.

The perks

  • Significant welcome bonuses. WestJet dollars, free checked bags and a generous annual round-trip voucher are all meant to entice you to join.
  • Insurance coverage. This card provides emergency medical insurance and protection for your trip, hotel and rental car.
  • Cash back. Get 1.5% back in WestJet dollars on everyday purchases and 2% back on WestJet flights or vacations. You can use these dollars to purchase WestJet flights and vacation packages.
  • Worldwide acceptance. As a member of the Mastercard family, this card is accepted worldwide.

What to watch for

  • High interest rates. If you carry a credit card balance month-to-month, this card will cost you. Be prepared to pay 20.99% interest on purchases and 22.99% on cash advances.
  • Annual fees. For every year you keep this card, you’ll pay $119 in fees. Supplementary cards issued to your account come with an annual fee of $59 each.
  • High income requirements. To apply for this card, you need to have a minimum annual income of $80,000 as an individual or $150,000 as a family.

WestJet RBC World Elite Mastercard interest rates

Interest TypeInterest Rate
Purchase interest rate20.99%
Cash advance rate22.99%
Standard balance transfer rate22.99%

What should I know before I apply

How to apply

  1. Visit the WestJet RBC World Elite Mastercard web page.
  2. Click “apply now”.
  3. Fill out the standard credit card application, which should take five minutes.

The bottom line

If you travel with WestJet or live on routes the airline frequents, this RBC card can help you maximize your travel rewards and vacation options. The perks offered by this card are impressive, but they come at a cost. Expect to pay hefty annual fees (although not as much as some Aeroplan cards) and high interest rates. If you really want those annual travel vouchers and free checked bags, consider getting this card. If you prefer wider destination options, consider alternative frequent flyer programs.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
OFFER
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until July 5, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
OFFER
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until July 5, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
Neo Financial Mastercard
Get $25.00 + up to 15% cash back
Average 5% cash back
19.99% - 26.99%
$0
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 0.5% cashback guaranteed.
RBC Avion Visa Infinite
35,000 points
Up to 1 point per $1 spent
20.99%
$120
Min. recommended credit score: 650
Get up to 35,000 Welcome Points.
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). That’s up to $300 towards a weekend getaway or concert tickets.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived in the first year.
RBC ION+ Visa
7,000 points
3 points per $1 spent
20.99%
$48
Min. recommended credit score: 660
Get up to 7,000 points. Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Apply by July 31, 2023.
RBC ION Visa
3,500 points
1.5 points per $1 spent
20.99%
$0
Min. recommended credit score: 660
Get 3,500 Avion points when you get approved for the card. Apply by July 31, 2023.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
$0
Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember. That’s $100 towards groceries or concert tickets.
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