The TD Aeroplan Visa Platinum Card is a mid-level card that comes with an annual fee of $89. Earn 1 Aeroplan Point for every $1 you spend on gas, groceries and Air Canada purchases as well as 1 point for every $1.50 you spend on everything else. This card comes with a welcome bonus and extended travel benefits such as baggage and flight delay, hotel burglary and car rental insurance.
- Think about this card if you collect Aeroplan points and want basic travel benefits.
- Choose something else if you’d rather get cashback or don’t want to pay an annual fee.
- The TD Aeroplan Visa Platinum comes with no minimum annual income requirements.
If you’re a frequent flyer and want to maximize your Aeroplan points, then the TD Aeroplan Visa Platinum Card could be just the ticket.
- Decent return on points. Earn 1 Aeroplan Point for every $1 you spend on gas, groceries and Air Canada purchases as well as 1 point for every $1.50 you spend on everything else.
- Earn 2x the Aeroplan points. Earn twice the points by showing your Aeroplan membership when you make purchases with Aeroplan partners.
- Welcome bonus. Earn 20,000 Aeroplan points. Plus, get the first year annual fee waived. Apply online by March 4, 2024.
- Basic benefits. Take advantage of basic insurance such as purchase protection and extended warranty coverage when you buy consumer goods with your card.
- Travel insurance. Get travel insurance such as common carrier, baggage and flight delay, hotel burglary and car rental insurance.
- Mobile device insurance. Enjoy protection for your mobile phone in the event that it gets lost, stolen or damaged within the period of coverage (some conditions apply).
- Car rental discounts. Get discounts with Avis and Budget along with car rental insurance for up to 48 days.
- Common carrier insurance. $500,000 Common Carrier Travel Accident Insurance (such as a bus, ferry, plane or train).
- Emergency travel assistance services. Call TD’s toll-free access to help in the event of a personal emergency while travelling.
- Optional insurance. Pay a small fee to add optional benefits such as travel medical, balance protection or roadside assistance.
- Fraud proof. Get instant alerts for suspicious activity on your account and protect your online payments with Visa Secure.
- Easy to qualify. There are no minimum annual personal or household income requirements to apply for this card.
What to watch out for
- Mid-level fee. This card comes with an annual fee of $89.
- High interest. You’ll pay 20.99% interest for purchases and 22.99% for cash advances when you hold an outstanding balance.
- No cashback. You won’t be able to earn cashback and your points will be locked into Aeroplan’s reward program.
- No travel medical. This card doesn’t offer travel medical when you leave your province, which means you’ll need to take out third-party insurance.
- Limited travel perks. You won’t get special travel perks such as lounge access, priority airport service or free checked baggage when you sign up.
- Fee for additional cards. You’ll have to pay $35 for every extra card you add to your account.
TD Aeroplan Visa Platinum Card interest rates
|Interest Type||Interest Rate|
|Purchase interest rate||20.99%|
|Cash advance rate||22.99%|
|Standard balance transfer rate||22.99%|
What should I know before I apply?
To apply for a TD Aeroplan Visa Platinum, you need to meet the following criteria:
- Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)
You will also need to provide the following documents and information:
- Your name, residential status and contact information
- Your Social Insurance Number and date of birth
- Your email address and phone number
How to apply
- Visit TD’s main page to access the TD Aeroplan Visa Platinum application.
- Complete the application, which includes providing your name, email address, Social Insurance Number and birth date.
- Review and submit your application.
The TD Aeroplan Visa Platinum Card is for frequent flyers and Aeroplan members. It allows you to collect double the Aeroplan points on eligible purchases and comes with a welcome offer, basic travel insurance and other perks like car rental coverage, common carrier insurance and purchase protection.
Frequently asked questions about the TD Aeroplan Visa Platinum
Picture : td.com/ca
More guides on Finder
TD Aeroplan Visa Business Card Review
Earn Aeroplan points for business purchases and enjoy a suite of travel benefits with this premium travel card.
TD Rewards Visa Card Review
Are you looking for credit card rewards with no annual fee? See what the TD Bank Rewards Visa card has to offer.
TD Platinum Travel Visa Card Review
Get reward points, travel insurance, airport lounge access and more with the TD Platinum Travel Visa Card.
TD Cash Back Visa Infinite Card Review
Get cash back, travel insurance and more with the TD Bank Cash Back Visa Infinite Card.
TD Aeroplan Visa Infinite Privilege Card review
Earn more Aeroplan points on every dollar with the TD Aeroplan Visa Infinite Privilege Card.
TD Cash Back Visa Card Review
Looking for a no-fee card? Save money and get cash back on everyday purchases with the TD Bank Cash Back Visa* Card.
TD US Dollar Visa Card Review
Avoid foreign currency conversion fees when you shop in the US with the TD Bank U.S. Dollar Visa Card.
TD First Class Travel Visa Infinite Card Review
Get points, travel insurance and more with the TD First Class Travel Visa Infinite card.
TD Aeroplan Visa Infinite Card Review
Get Aeroplan points, travel benefits and comprehensive insurance with this premium Aeroplan card.