- Get this card if you are in the market for a new car and want to use your GM points to reduce the cost.
- Choose something else if you don’t want to pay an annual fee or are looking for a more flexible rewards/cashback program.
- You must have a minimum annual income of $60,000 to qualify for this card (or a household income of $100,000).
If you’re looking for a new set of wheels but aren’t as keen to pay the steep price tag, then you might like to think about offsetting the cost of your vehicle purchase with the Scotiabank GM Visa Infinite Card.
Earn up to 5% in GM points on the first $10,000 annual spend on eligible purchases, and 2% thereafter. And the best thing is: there are no earning caps, redemption limits or expiration dates so long as you remain a cardholder. Sign up today and pay no annual fee for the first year.
- Shopping coverage. Get extended warranty and insurance coverage on products purchased with your Scotiabank GM Visa Infinite Card.
- Travel insurance. Travel with peace of mind when you pay for flights with your card. Enjoy travel emergency medical insurance, trip interruption insurance, rental car insurance, and more.
- Save on car rentals. Book with AVIS and Budget car rental locations in Canada and the U.S. and save up to 25% when you pay with your card.
- Optional coverage. Pay $1.09 per $100 of average daily balance on your credit card and receive a conditional monthly balance to help pay your credit card bills. This covers you in case of events like disability, job loss, critical illness or loss of life.
- Alternative payment options. Use Scotia Credit Card Cheques to pay for purchases as well as monthly bill payments (like insurance premiums, medical bills or utility bills).
- World class service. Contact customer service 24/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.
- High minimum balance. The minimum credit limit available is $5,000.
- High minimum annual income. You must have a minimum annual income of $60,000 or a minimum household income of $100,000 to qualify for this card.
- Expensive annual fee. Pay $79 per year to maintain your Scotiabank GM Visa Infinite Card (although you may qualify to have the first annual fee waived).
- Additional charge for extra cards. Pay $39 for each additional card on your account.
- Limited designs. This deal only applies to Chevrolet, BUICK, GMC or Cadillac cars.
What do other customers say?
Customers who are in the market for a new vehicle are pleased with the perks and benefits on offer from the Scotiabank GM Visa Infinite Card. This card was ranked Best Retail Rewards Card of 2016 by MoneySense, with a 1:1 ratio return on investment. This means that for every $1 earned through the card, customers get $1 off their vehicle purchase. Many cardholders have also taken advantage of the first year annual fee waived. One downfall of the Scotiabank GM Visa Infinite Card is that customers need to have a high minimum annual income to qualify for this card. It can also be limiting for those who want to purchase a make of vehicle that isn’t supported by the card.
- Click Go to site on this page to be securely directed to your Scotiabank GM Visa Infinite Card application.
- Read through the Disclosure Statement details and click Accept & Continue.
- Complete the application with details that include your name, email address, social insurance number and birth date.
- Review and submit your application.
The Scotiabank GM Visa Infinite Card offers big discounts on your next vehicle purchase with a low $79 annual fee. Dollar-for-dollar rebates add up quickly, with customers earning up to 5% back on their first $10,000 annual spend on purchases. Visa Infinite customers also get comprehensive travel insurance coverage along with a host of other benefits.