Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Samsung users can use the Samsung Pay app to make secure, quick and easy payments in-store and online using just their smartphones – no debit card required.
Plus, unlike Google Pay and Apple Pay, Samsung Pay is available even where contactless payments aren’t.
Samsung Pay is an app that lets you make payments inside stores and online with your Samsung phone, instead of using your physical debit or credit card. The app securely stores digital copies of your cards, allowing you to hit the shops without your physical wallet or any cash on you at all.
Samsung Pay uses near field communication (NFC) technology. This enables your Samsung smartphone or Gear smartwatch to communicate with a payment terminal when used to tap and pay, and is similar to how a traditional debit card chip operates. The debit card details are securely transferred to the card reader using NFC, allowing the transaction to take place without the need to swipe a physical debit card.
Both Google Pay and Apple Pay also rely on NFC technology.
Samsung devices are also equipped with magnetic secure transmission (MST) technology, which is the technology used when you swipe your card. This means that you can use Samsung Pay even at card readers that aren’t equipped for contactless payments.
Samsung Pay is accepted at millions of locations worldwide in almost all stores that already accept payments with traditional debit and credit cards. It’s also accepted online and in apps anywhere you see the Samsung Pay logo.
Samsung Pay is compatible with the following devices:
Set up Samsung Pay in a few easy steps and start making contactless payments right away.
If you have an eligible Gear smartwatch from the list above, follow these steps to setup Samsung Pay on your watch.
To use Samsung Pay to make a payment in-store, you need to unlock your phone by using your fingerprint, PIN or iris (eye) scan. This will ensure it’s you making the payment. Then, simply hold the smartphone over the card reader as you would when using your debit card for a tap-and-go payment.
If you’re making a purchase within an app, for example a food delivery app, just select the Samsung Pay option when checking out to avoid manually entering your card details.
To pay using your Gear smartwatch, hold the top button and enter your four-digit PIN when prompted to do so. When your default card is displayed on the screen of your watch, tap the “Pay” option. Then hold your watch over the card reader. You’ll feel a buzz or slight vibration on the watch when the payment had been approved, which only takes a couple of seconds.
When using Samsung Pay to make payments with your phone, you’re still covered by the same fraud and security protections that you bank normally offers. The app doesn’t store your payment information, nor does it share your bank account details with merchants when you make a payment. When you make a payment, the app generates a random unique number for the transaction instead of your real debit card number
If you happened to lose your phone and someone found it, they wouldn’t be able to use it to make purchases. This is because every transaction made using Samsung Pay requires you to enter a PIN code or use your fingerprint or iris to verify it’s actually you first. Plus, if you lose your phone, you can also delete the details in your Samsung Pay account remotely.
While Samsung Pay is for Samsung devices, Apple Pay is the contactless payment app for Apple devices. Apple Pay can be used on a range of eligible iPhones as well as compatible Apple Watches. Apple Pay is just as secure as Samsung Pay, and requires users to either enter a PIN or use their face scan or fingerprint to verify a payment.
Google Pay is the digital wallet solution developed by Google, and is the consolidation of Android Pay and Google Wallet. Google Pay is somewhat less limiting than both Apple Pay and Samsung Pay, as it’s supported by a large range of Android devices.
The Samsung Pay app is best for those who have a Samsung device and would like an alternative option to making online and in-store purchases without having to directly share debit or credit card details.
But it’s not available across all banks.
Check out our guide on how to compare virtual debit cards to learn more about finding the right digital payment solution for you.
From personal and payday loans to lines of credit, compare loans for bad credit in Edmonton.
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on (PEPE).
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).
This guide provides step-by-step instructions on how to buy Blur, lists some exchanges where you can get it and provides daily price data on (BLUR).
This guide provides step-by-step instructions on how to buy FLOKI Inu, lists some exchanges where you can get it and provides daily price data on (FLOKI).
This guide provides step-by-step instructions on how to buy Aptos, lists some exchanges where you can get it and provides daily price data on (APT).
This guide provides step-by-step instructions on how to buy EthereumPoW, lists some exchanges where you can get it and provides daily price data on (ETHW).
