The RBC Avion Visa Infinite Business Card offers a high return on RBC Rewards points when you spend money on your business. You can earn points for every dollar you spend on this card, along with 25,000 bonus points just for signing up. You’ll also get premium travel benefits, mobile device insurance and discounts on gas at Petro Canada.
30-second take
Think about this card if you want comprehensive benefits and flexible rewards.
Choose something else if you want low interest or you’d prefer not to pay an annual fee.
There’s no minimum annual income listed to qualify for this card.
The basics
If you want a premium travel card that gives you flexible Avion rewards when you spend money on your business, then the RBC Avion Visa Infinite Business Card could be just the ticket.
High return. Earn points for every dollar you spend on your business.
Welcome bonus. Get up to 25,000 bonus points when you sign up.
Fuel discounts. Save 3 cents per litre on fuel and get 20% more Petro-Points and RBC Rewards points when you spend money at Petro Canada.
Priority lounge access. Gain access to 1,200+ airport lounges with a complimentary priority pass membership (worth US$99 when purchased separately).
Travel medical insurance. Avoid paying for third-party travel medical insurance with full coverage on your card for the first 15 days of your trip.
Travel benefits. Get added security with additional trip interruption and cancellation protection as well as hotel burglary, flight delay and baggage insurance.
Mobile device insurance. Get up to $2,000 to buy a new phone if your mobile device is lost, stolen or damaged (valid for the first two years of ownership).
Purchase assurance. Rest easy with purchase protection and extended warranty coverage on eligible products you buy with your card.
The perks
Car rental insurance. Lock in collision and damage insurance on your rental car when you pay for the whole purchase on your card.
Emergency purchase insurance. Get up to $500 to cover your expenses if your checked bags get lost or delayed while travelling.
Security features. Rest easy with security features like instant alerts, 24/7 fraud monitoring and online card-locking services.
Higher earning potential. Pool the points you earn from your business and personal accounts to earn rewards faster.
Special offers. Qualify for special offers from reputable brands and retailers when you sign in to your business account.
Visa Infinite benefits. Access concierge services and get special offers on dining, entertainment, events and other activities.
Business perks. Manage your business expenses with specialized reporting and receipt tracking software.
What to watch out for
Annual fee. The annual fee for this card is $175, but it might be possible to have this fee discounted if you already have an Avion credit card.
High interest. You’ll pay as much as 19.99% interest on outstanding balances and 22.99% on cash advances and balance transfers.
Earning caps. You can only earn rewards up to $75,000 every year.
No cashback. You can’t exchange points for cash in hand.
Fee for additional cards. You’ll have to pay an annual fee of $75 for every card you add to your account.
Conditional rewards. To qualify for discounts on gas, you’ll need to hold an RBC client card or credit card.
RBC Avion Visa Infinite Business Card interest rates
Interest Type
Interest Rate
Purchase interest rate
19.99%
Cash advance rate
22.99%
What should I know before I apply
To apply for an RBC Avion Visa Infinite Business Card, you need to meet the following criteria:
Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces).
Own a small business in Canada.
Your name, residential status and contact information.
Your social insurance number (SIN) and date of birth.
Your email address and phone number.
How to apply
Head to the RBC website and select the RBC Avion Visa Infinite Business Card to begin your application.
Complete the application, which includes providing your name, email address, social insurance number and birth date.
Review and submit your application.
Bottom line
If you want to earn a high return on flexible rewards when you spend money on your business, then the RBC Avion Visa Infinite Business Card could be a suitable fit for you. This card offers a generous welcome bonus along with a full suite of travel benefits, mobile phone insurance and discounts with reputable brands and businesses.
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Frequently asked questions
It sure does. You can get up to 25,000 RBC Rewards points when you sign up for this card. It’s easy to qualify and you won’t need to fulfill any other conditions for your points to be loaded onto your account.
The value of RBC Rewards points varies based on what you’re exchanging them for. That said, if we look at the value of points for flights, each point is worth around $0.023. This is based on the fact that you can exchange 15,000 points for a short-haul flight within Canada (worth up to $350).
You can exchange your RBC Rewards points for discounts on flights, hotels and other travel-related rewards. It’s also possible to cash them in for merchandise, gift cards, statement credits and much more.
Yes. If you want similar benefits for a lower fee, you can check out the RBC Avion Visa Business Card. You can also look into the RBC Visa Business Card if you want a no-frills card for under $15 per year.
Yes, you can apply by visiting the RBC bank website.
Claire Horwood is a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate’s Degree in Science from Camosun College. Much of Claire’s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.
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