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If you have a good credit score and meet the eligibility requirements, you might want to consider a personal loan from RBC. An RBC personal loan offers flexible terms that generally range from 1 to 5 years and simple payment options (monthly, semi-monthly, bi-weekly or weekly). Also, you can choose between a fixed rate or a variable rate – and switch between both types at any time without penalty.
You can apply for an RBC personal loan over the phone or in person at a branch.
To qualify for a loan with RBC, you must:
With an RBC personal loan, you borrow how much you need, select how you want to pay, choose whether you want a fixed or variable rate, and decide on a payback schedule. Start the loan application process in person at a branch or over the phone. You’ll need to provide your personal information, employment information and your banking details (if you’re not already an RBC customer). You can switch from variable to fixed or fixed to variable at any time without penalty. Also, if you come upon some extra money and want to pay off your loan, you can do so at any time without penalty.
A loan with RBC offers the following features and benefits:
If you’re interested in finding out more about RBC personal loans, or you want to apply for a loan, head to the RBC website. Before applying, you will need to meet some eligibility criteria, which may include:
You’ll also need to gather additional information before applying, such as:
Once you’ve submitted your loan application, you will be given a preliminary decision. Before signing the loan contract, carefully review the terms and conditions. Consider comparing other loan providers as well, to be sure you’re getting the best offer you qualify for.
Do you regularly spend money in the US? Find out how you can avoid currency conversion and pay no annual fee with this cross-border card.
Planning your next trip? Learn how to compare frequent flyer programs to get the best fit for your needs.Â
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Earn frequent travel rewards and redeem them easily with the WestJet RBC Mastercard.
Canadians can make purchases in US funds with the RBC US Dollar Visa Gold card.
Save on interest rates and annual fees with the RBC Rate Advantage Visa.Â
Make the most out of your purchases by earning points with the RBC Rewards Visa Preferred.Â
Get low interest and earn rewards when you spend money on your business.Â
High credit, premium insurance and zero fees all come with the RBC Visa Platinum card.Â
Earn Asia Miles for every purchase you make and get 35,000 bonus miles when you sign up.Â