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National Bank World Mastercard

Earn comprehensive benefits and a decent return on points with this premium travel card.

Earn up to 2 points for every $1 you spend when you spend over $20,000 per year (and 1.25 points for every $1 before that).
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N/A

Welcome Offer

$115

Annual Fee

Up to 2 points

Rewards

Details

RewardsEarn up to 2 points for every $1 you spend when you spend over $20,000 per year (and 1.25 points for every $1 before that).
Welcome OfferN/A
Purchase Interest Rate20.99%
Cash Advance Rate22.49%
Balance Transfer Rate22.49%
Interest Free Period Up to 21 days
Apply now
More Info

Earn up to 2 points for every $1 you spend when you spend over $20,000 per year (and 1.25 points for every $1 before that). You’ll also qualify for comprehensive travel benefits and a generous welcome bonus when you sign up.

30-second take

  • Think about this card if you want a decent return on travel points and comprehensive travel insurance.
  • Choose something else if you’d rather collect frequent flyer miles or you don’t want to pay an annual fee.
  • Your minimum annual income needs to be $60,000, or you should have a household income of $100,000 to qualify.

The basics

Whether you’re planning a short business trip or an all-inclusive tropical vacation, the National Bank World Mastercard could help you get to your next destination faster.

  • High return. Earn up to 2 points for every $1 you spend when you spend over $20,000 per year (and 1.25 points for every $1 before that). Any annual spend higher than $30,001 will then earn 1.25 points per $1 spent.
  • Purchase protection. Protect the items you buy on your card with extended warranty and insurance coverage.
  • Travel insurance.
Coverage typeAmount
Travel medicalUp to $5,000,000 per person
Trip cancellationUp to $2,500
Trip interruptionUp to $5,000
Flight delayUp to $500
Baggage delayUp to $500
Baggage insurance (theft or damage)Up to $1,000

The perks

  • Car rental insurance. Get car rental insurance whenever you rent a vehicle in Canada or the US using your credit card.
  • Zero-liability coverage. Protect yourself against fraudulent charges on your account with zero-liability insurance.
  • Special travel agency. Save on vacation packages and airline tickets when you redeem your points through National Bank‘s À la carte online travel agency.
  • Flexible rewards. Get flexible rewards when you redeem your points for travel, merchandise, gift cards, banking products and more.

What to watch out for

  • High annual fee. The fee for this card is $115 per year.
  • High interest. You’ll pay 20.99% interest on outstanding balances and 22.49% for cash advances.
  • Low points value. The points you earn won’t be worth as much as other frequent flyer and travel rewards programs.
  • Fee for additional cards. There’s an added fee of $35 for every extra card you take out.
  • Difficult to qualify. The minimum income to get approved for this card is $60,000 or $100,000 as a household income.

What should I know before I apply?

Eligibility requirements

To apply for a National Bank World Mastercard, you need to meet the following criteria:

  • Be a Canadian citizen or permanent resident with the age of majority in the province of residence.
  • Have a minimum annual income of $60,000 or a household income of $100,000

Required documents and information

  • Your name, residential status and contact information
  • Your social insurance number and date of birth
  • Your email address and phone number

How to apply

  1. Click the ‘Go to site’ button above to be securely redirected to the online application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
N/A
Up to 2% cash back
19.99%
$0
Min. recommended credit score: 650
Get 2% cash back on grocery store purchases, and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until September 30, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
RBC Avion Visa Infinite
55,000 points
Up to 1 point per $1 spent
19.99%
$120
Min. recommended credit score: 650
Get up to 55,000 Welcome Points. Get 35,000 points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by September 16, 2022.
OFFER
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 600
Earn 15% cash back (up to $150) when you spend $1,000 in the first 2 months Until September 30, 2022. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
EXCLUSIVE
Neo Financial Mastercard
Get $25.00
Average 5% cash back
19.99% - 24.99%
$0
Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 1% cashback guaranteed.
RBC Rewards+ Visa
3,500
Up to 1 points per $2 spent
19.99%
$0
Min. recommended credit score: 650
Earn up to 3,500 RBC Rewards points by going digital in the first 60 days.
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
12.99%
$0 annual fee for the first year ($20 thereafter)
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $20 annual fee waived in the first year.
Walmart Rewards Mastercard
Up to $25 in Reward Dollars
Up to 1.25% cash back
19.89%
$0
Min. recommended credit score: 650
Get up to $25 in bonus Walmart Reward Dollars.
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points).
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Bottom line

The National Bank World Mastercard is a travel rewards card designed for frequent flyers. It offers a chance to earn up cash back in addition to the points you’ll earn for purchases. You’ll also qualify for comprehensive travel insurance and other perks like car rental insurance and purchase protection when you sign up.

Frequently asked questions about the National Bank World Mastercard

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