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Marriott Bonvoy Business American Express Card Review

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Earn reward points for the Marriott Bonvoy™ program with the Marriott Bonvoy™ Business American Express® Card.

The Marriott Bonvoy™ Business American Express® Card offers users annual rewards, as well as access to a suite of American Express business solutions and insurance benefits.

19.99%

Purchase Interest Rate

$150

Annual Fee

Details

Product NameMarriott Bonvoy Business American Express Card
RewardEarn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend. Terms apply
Welcome OfferEarn 60,000 Welcome Bonus Marriott Bonvoy points after you charge $5,000 in your first three months of Cardmembership. Plus, earn a $150 Statement Credit after spending $15,000 in your first year of Cardmembership. Terms apply.
Purchase Interest Rate19.99%
Cash Advance Rate21.99%
Balance Transfer RateN/A
Interest Free Period Up to 21 days
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30-second take

  • High rewards earning opportunity on the Marriott Bonvoy™ program.
  • High penalties for missed payments.

Key features

  • Business solutions. American Express offers card users the chance to pay back balances in lump sums, or over time. Card users will also be given access to tools and programs to help manage finances for business operations.
  • Insurance benefits. Card users will have access to travel and business insurance benefits and services.
  • Supplementary cards. Card account holders can link up to 99 supplementary cards to the Marriott Bonvoy™ account. This maximises the chance to earn points. There is a $50 annual fee on supplementary cards, but these fees may be tax deductible.
  • Marriott Bonvoy™ reward program. Using the Marriott Bonvoy Business American Express Card allows you to earn distinctive awards from the Marriott Bonvoy™ program. Accrued points can be used on flights, event passes and free hotel accommodations with no blackout dates at over 7,000 participating Marriott hotels worldwide.
  • 24/7 customer service. You’ll be able to get the help you need, at any time of day, with American Express customer support.

Bonus features

  • Welcome bonus. You’ll earn a bonus of 60,000 Marriott Bonvoy™ points if you charge $5,000 in purchases to your card during the first 3 months. 60,000 points is enough to redeem 3 free nights in a category 2 hotel.
  • Marriott Bonvoy™ membership upgrade. You’ll be automatically upgraded to Marriott Bonvoy™ Gold Elite status if you reach $30,000 in purchases on your card each year. As a card member, you will receive 15 Elite Night credits annually and these can be used to achieve the next level of Elite status in the program.
  • Annual free night. Each year, if your account is in good standing, you will be automatically awarded with a one night stay at a participating Marriott Bonvoy™ property.
  • Accelerated points earning. Your Marriott Bonvoy Business American Express Card can earn you 5 points for every $1 spent at participating Marriot Bonvoy™ properties, 3 points per dollar spent on eligible gas, dining and travel purchases and 2 points on other spend.

What to watch out for

  • Overseas use. American Express cards are not as widely accepted overseas as Visa or Mastercards.
  • Rate increases. Interest rates can increase to up 26.99% if you miss 3 payments in any 12 month period.

What should I know before I apply?

Eligibility requirements:

To be eligible for the Marriott Bonvoy Business American Express Card you must:

  • Be a Canadian resident.
  • Have a Canadian credit file.
  • Be the age of majority in the province or territory where you live.

Required documents and information:

  • Your name and contact information.
  • The name of your business and its address.
  • Financial statements and histories.

How to apply for the Marriott Bonvoy Business American Express Card

  1. Click Go to site on this page to be securely linked to the American Express website.
  2. Select the Marriott Bonvoy Business American Express Card and click ‘apply’ to begin your application.
  3. Complete the application, providing the appropriate information and documentation where necessary.
  4. Review and submit your application.

Compare other American Express credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
American Express Cobalt Card
30,000 points
Up to 5 points per $1 spent
19.99%
$120
Min. recommended credit score: 700
Earn up to 30,000 bonus Membership Rewards points in your first year as a new Cobalt Cardmember.
SimplyCash Card from American Express
1.25% cash back
Up to 2.5% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 2.5% cash back on all eligible purchases in your first three months (up to a maximum spend of $6,000, or $150 in cash back).
Choice Card from American Express
10,000 points
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn 10,000 Bonus Membership Rewards points within the first 3 months as a new Cardmember.
American Express Aeroplan Card
15,000 points
Up to 2x points per $1 spent
30% annual interest rate applies to balances not paid in full each month
$120
Min. recommended credit score: 700
Earn up to 15,000 Welcome Bonus Aeroplan points and a bonus Buddy Pass as a new cardmember.
SimplyCash Preferred Card from American Express
10% cash back
2% cash back
19.99%
$99
Min. recommended credit score: 700
Earn 10% cash back on all eligible purchases (up to $400 in cash back) for the first four months of Cardmembership.
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How long will it take to be approved?

You could get a response in as little as a minute. Approval times will vary depending on the specifics of your application. If your application is missing documentation or requires manual review, your approval could take several weeks.

Once your application has been approved, you’ll typically receive your card in the mail within 5 to 10 business days.

Bottom line

The Marriott Bonvoy Business American Express Card is a serviceable business card that offers unique reward earning opportunities.

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