Send money to the UAE

Shop around for the best money transfer service for sending money to the UAE.

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Sending money from Canada to the United Arab Emirates (UAE) doesn’t have to cost an arm and a leg. There are plenty of options to choose from when it comes to converting your dollars to dirham. Compare services in the table below to find the lowest fees and most competitive exchange rates or keep reading to access some handy tips and tricks designed to save you the big bucks.

TransferWise International Money Transfers

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TransferWise gives you the real exchange rate when you send money overseas.

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    Compare money transfer services to the UAE

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    CAD 0 Within an hour CAD 3.99 2.8 AED
    Use code FINDERCA and pay zero fees on your first transfer. Conditions apply.
    An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
    Go to site Show details
    CAD 1 1 - 2 days CAD 80.00 2.81 AED
    Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    CAD 2,000 1 day CAD 0.00 2.756 AED
    Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider. Go to site Show details
    CAD 0 1 day CAD 0.00 2.767 AED
    Send money in more than 60 currencies. Fee-free international money transfers with a global brand. Go to site Show details
    USD 150 1 day CAD 0.00 2.782 AED
    TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
    Send money overseas in 45 currencies.
    Go to site Show details
    USD 150 1 day CAD 15.00 2.765 AED
    Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
    Go to site Show details
    CAD 5 1 - 2 days EUR 3.00 2.767 AED
    Special offer: Pay zero fees on your first 5 transfers.
    Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
    Go to site Show details

    Compare up to 4 providers

    The “Rate” and “Amount Received” displayed are indicative rates that have been supplied by each brand or gathered by Finder.

    Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.

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    Banks versus money transfer companies

    There are a number of reasons to enlist your bank or a dedicated money transfer service to send money overseas. So which service should you choose to lock in the best deal? Keep scrolling to learn more about your options.

    • Banks. Banks tend to charge high fees and offer less-than-competitive exchange rates for sending money overseas. This is largely because they carry out a smaller number of transfers than dedicated money transfer services, which means they inevitably need to charge a larger margin on each transfer to keep their service profitable.
    • Money transfer services. International money transfer providers are the cream of the crop when it comes to sending money to the UAE. Since these companies need to wrestle with each other to stay on top of the market, they go out of their way to offer lower fees and more competitive exchange rates to incentivize customers to carry out more transfers. It’s a win-win for everyone.

    Case study: Rashid sends money to UAE

    Rashid was raised in Ajman, but is studying to be an architect at the University of Toronto. Since he’s managed to secure a well-paying side job at a local design firm, Rashid decides to send some money home to his parents, to help pay for his little brother’s registered education savings plan. Rashid approaches his bank to find out how much it will cost to send $1,000 home every couple of months. He’s less than happy with the exchange rates and fees on offer from his bank, and so he decides to compare two money transfer services, to find the best deal.

    Money transfer company 1

    Money transfer company 2

    Exchange rate

    CAD$1 = AED 2.56

    CAD$1 = AED 2.72

    Cost per transfer



    Time for transfer

    2 – 5 business days

    10 minutes

    Pick up options

    Bank to bank transfer

    Cash pick up at an agent

    Amount received in AED



    Rashid realizes that he will save AED 160 (around $57) on exchange rates if he selects the second money transfer option, even though he’ll need to pay $28 more in fees. This means that he’ll save $29 on every transfer, not to mention that he’ll be able to access funds within 24 hours of payment.

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    Know what to look for when comparing transfer services to the UAE

    As you can see from Rashid’s research, there are a number of features that you should consider to find the best deal.

    • Competitive exchange rates. Compare exchange rates in the handy comparison table at the top of this page, or ask for quotes directly from 3-4 providers to make sure you get rock-bottom prices.
    • Minimal fees. Search for a company that offers low to no fees in tandem with competitive exchange rates, to find the best deal.
    • Various transfer methods. Find the best option for you by selecting a transfer method that suits your needs, whether that be a bank-to-bank transfer, cash pick-up or mobile top-up.
    • Fast transfer times. Figure out your timeline before selecting a service to figure out if you need to send money in a matter of minutes or can stand to wait a few days.
    • Reliable customer service. Lock in a money transfer company that promises top-notch customer service, with in-person, phone and live chat support.Back to top

    What are my options for sending money to the UAE?

    When it comes to sending money to the UAE, you can lock in the best deal by comparing a number of different services.

    • Bank. Get in touch with your bank to figure out if they are both willing and able to transfer dirham to the UAE. If they can’t organize a bank-to-bank transfer, they may be able to cut an international money draft which you can then send by snail mail.
    • Cash transfer providers. Book your next transfer with a provider like Western Union or MoneyGram if you need to send money overseas in as little as 10 minutes.
    • Online money transfer companies. Register with a dedicated money transfer service like TorFX or TransferWise to find the best deal.
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    How can I send an emergency cash transfer to the UAE?

    If you find yourself in a bit of a pinch, and need to send money to the UAE in a matter of minutes, a cash transfer service is likely your safest bet. These companies tend to cost more than a dedicated money transfer service, but they can be a real lifesaver in case of an emergency.

    • Western Union. Send cash to cash pick-up locations across 3 cities in the UAE.
    • MoneyGram. Organize a transfer to a MoneyGram location in one of 11 cities.
    • WorldRemit. Cash is available to collect instantly from branches of Xpress Money Network and Horizon Exchange.
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    What are some tips for picking up cash in the UAE?

    If you have the UAE on your travel itinerary in the near future , the Government of Canada recommends that you exercise a high degree of caution (as of 20 July 2018) when visiting the country. The crime rate is low and violence is rare but petty crime, such as purse snatching and pickpocketing, does occur. For this reason, it pays to be cautious and follow these tips when picking up cash:

    • Enlist a friend to join you for cash pick-up during daylight hours
    • Phone ahead to confirm opening hours of the cash pick-up agent
    • Deposit the money into your bank account or a safe deposit box as soon as possible
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    How to send money to the UAE

    If you find that a money transfer service provider is your best option for sending money to the UAE from Canada, you will typically need to provide the following information to facilitate a transaction.

    1. Sign up for an account. Input your name, contact details, bank account details and proof of identification to start sending money overseas.
    2. Enter transaction details. Provide all necessary information for your recipient, and clarify the amount being sent along with currency and destination.
    3. Submit and track transfer. Submit your transfer once you’ve done a quick proofread of all your information and use the confirmation code provided to you to track the status of your payment.

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