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Send money to Ireland

Find a quick, affordable service to make a money transfer to Ireland.

There are many reasons why you might need to send money from Canada to Ireland. Across Canada, there are a whopping 5,000,000 people of Irish decent. Increasing every year, this number makes up 15% of the Canadian population!

Perhaps you’re an Irish citizen who is temporarily working and living in Canada and you want to transfer some of your income back home. Maybe you live in Canada and want to send money back home to Ireland to help out family, or maybe you’re looking to purchase property back in Ireland.

Whatever the case may be, finder can help you discover a cheaper and easier way to transfer money internationally. If you want to send money to Ireland from Canada, read on to find out how to do it.

Send money to Ireland with XE

XE has fast transfers with low fees and a range of foreign currency tools.

  • Send money overseas in just one day
  • More than 40 different currencies available
  • Low transfer fees
  • Keep track of your transaction 24/7 online

Check out specialist money providers below

Sort through the various features of different money transfer services and providers in the table below.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
CAD 0 Within an hour CAD 3.99 0.669 EUR
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
CAD 1 1 - 2 days CAD 40.00 0.672 EUR
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
CAD 1 Same day CAD 0.00 0.669 EUR
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks vs money transfer companies

Since Ireland’s currency is the euro, you’ll be able to transfer funds from Canada to Ireland through just about any bank in Canada. Note that if you want to send funds to Northern Ireland, their official currency is the pound sterling. However, it’s important to remember that some banks charge a high fee for international money transfers and often provide customers with poor exchange rates. You may want to take advantage of a better exchange rate elsewhere.

With this in mind, you may be better off using the services of a specialist money transfer company. These providers specialize in international transfers and can help you send money to Ireland for less. Providers include OFX, TorFX, Travelex, WorldRemit, CurrencyFair, HSBC, and Wise, among a few others.

For a demonstration of the differing costs involved in sending money to Ireland via a bank or a money transfer company, take a look at the case study below.

Case study: Paul sends emergency funds to Ireland

Paul’s brother is backpacking around the UK and has had his wallet stolen in Dublin. Having lost all of his credit cards and most of his cash, Paul’s brother needs funds sent to him quickly. Though he has an account with a bank in Canada, Paul also considers using the services of a well-known money transfer company. He compares the two options and comes up with the following results:

BankOnline money transfer service
Exchange rateCAD$1 = £0.62£0.65
Transfer feeCAD$25CAD$10
Amount received for CAD$1,000 (in €)£615.80£646.79
Transfer timeThree to five daysTwo days
Transfer optionsInternet, phone, in branchInternet
Difference of+ £30.99

As you can see, the differences between specialist transfer companies and banks can be big, so ensure you compare them both before sending any funds overseas. Paul can save $15 in fees and send £31 more to his brother if he chooses to use the specialist money transfer service, which is a massive saving.

Today’s exchange rate CAD to EUR

How to compare service companies when transferring money to Ireland

As you can see from Paul’s example, taking the time to shop around for a better deal can make it much cheaper to send money to Ireland. When you’re comparing your options, you’ll need to take the following features into account:

  • Exchange rates. What is the best exchange rate you can find? A better rate will ensure that more of your hard-earned money makes it to your recipient. However, some companies will offer a better exchange rate but then charge you higher fees, so remember to take both of these factors into consideration.
  • Fees. You could be charged a transfer fee each time you send money to Ireland, so compare the fees offered by banks and other specialist money transfer providers. Some companies will waive this fee altogether if you send more than a certain amount of money, for example $10,000.
  • Transfer methods. Can you visit a branch to send your funds, or do you need to do it online or over the phone? Remember to check whether the same transfer fee applies to each method.
  • Transfer options. Does the transfer service allow you to make regular scheduled payments, forward contracts or set market orders? Determine which option provides the best financial solution for you.
  • Minimum transfer amounts. Does your bank or money transfer company impose a minimum limit on transfers? If you’re not looking to transfer a large amount of cash, these limits can restrict the choice of companies available to you.
  • Turnaround time. How long does it take for your money to get to Ireland and be available for access? For emergency transfers, find a company that offers to send funds in just minutes. Across the board, turnaround times can vary from instant cash pick-up to slower turnaround times like three to five business days.
  • Pick-up methods. Is everything handled electronically, or can you pick up the cash in person from a bank or money transfer company branch?
  • Support. If you need assistance with the money transfer process, examine whether phone, email and live chat customer service is available from your chosen provider. Ensure that the hours of operation work with your schedule.

How to send money to Ireland from Canada

Since the euro and the Pound Sterling are two of the world’s most commonly traded currencies, you have multiple options to choose from when looking to send money to Ireland.

  • Online money transfer providers. There are a range of companies which specialize in money transfers overseas. Some of these providers include HSBC, OFX, TorFX, Travelex, WorldRemit, CurrencyFair and Wise. This option is often quick and simple to use, though it’s important to ensure that any provider you use has a professional, safe and reputable website.
  • PayPal. You can send money overseas with PayPal, with the only downside being that your recipient will need to have a PayPal account too. You can sign up for an account free of charge and send money almost anywhere in the world via the online service.
  • Bank to bank. You can send money overseas through your Canadian bank. However, dealing with multiple banks can often result in multiple fees, so this option may be more expensive.
  • Emergency funds. MoneyGram and Western Union allow for the emergency transfer of funds, which can be useful if you need to get cash overseas to your recipient within just minutes. The recipient is able to pick up cash in person from a provider’s physical location.
  • International money order. This is an older method of sending money overseas, where you acquire an international guaranteed cheque from your bank. You can then mail this cheque to your recipient in Ireland. This is the slowest way to send money overseas.

Emergency cash transfers in Ireland

In an ideal situation, you’ll typically not have to worry if it’s going to take a few days for your cash transfer to arrive in Ireland. However, there are some situations where you need to transfer funds urgently. MoneyGram and Western Union allow you to send funds overseas within just minutes.

When making an emergency transfer, make sure you’re aware of the exchange rate you will be getting, as well as any fees that may apply. These factors can greatly affect how much of your money ends up making it to your recipient.

In addition, it will be helpful to keep an eye out for money transfer companies that offer the fastest possible turnaround times, plus physical locations where your recipient can pick up their cash.

Finally, if you do find yourself in Ireland and in a situation where your wallet has been stolen, it may be possible to get some emergency funding from your credit card provider or travel insurance policy. However, you’ll need to report any theft to the police and obtain written proof so that you have supporting documentation in order to retrieve your cash.

Cash pickup locations in Ireland

If you want to send money to Ireland via Western Union or MoneyGram, you’ll find the details of some of each company’s most popular cash pick-up locations below. To pick up larger amounts of money from these locations, consider calling ahead to make sure the branch will have enough cash available to hand over to you. Your recipient may also need to provide a reference number, transfer details and some identification at the pick-up point.

Western Union

  • Dublin

    Greencaps Limited
    Car Park Atrium
    Dublin Airport
    Dublin, Dublin County
    Open Monday to Friday 6am to 11pm, open 24 hours Saturday and Sunday

  • Polonez Railway Street

    Unit B Gloucester Diamond
    Railway Street, Dublin 1
    Dublin, Dublin 1
    Open 10am to 8pm 7 days a week

  • Cork

    Lituanica Unit 2 Beasley Street

    Cork City


    Open Monday to Saturday 11am to 8pm, Sunday 11am to 7pm

  • Blarney Street Post Office

    342 Blarney Street
    Open Monday to Friday 9am to 5:30pm, Saturday 9am to 1pm


  • Dublin

    4G Media Connection121 Parnell Street
    Ilac Centre
    Dublin, Dublin 1
    Open 7 days, 10am to 8pm

  • International Currency Exchange

    T1 Arrivals Dublin Airport
    Open 7 days, 5am to 11:30pm

  • Cork

    Mobile Phone Centre
    28 Shandon Street,
    Open 7 days, 8am to 10pm

  • Deltec Computer Services

    2 Adelaide Street,
    Open 7 days, 9am to 9pm

Tips for picking up cash in Ireland

The Government of Canada lists Ireland as a safe country; however, there are certain steps you should take to stay safe when picking up cash. Take a friend with you to ward off any opportunist criminals looking for lone targets, and ensure you put your cash in a safe inconspicuous place until you get it to a safe or to your bank account.

How to send money to Ireland

You can use one of the many options listed above to send money to Ireland. Although the exact application and transfer process will differ depending on the option you choose, you’ll generally have to provide the following:

  • Your contact details
  • Address
  • Driver’s licence as proof of ID
  • Date of birth

You’ll also receive a receipt once you have sent a transfer so you can track its progress. Keep this number in case you have any issues with your transfer.

It can be quick, easy and affordable to send money to Ireland, but it’s important to shop around for the best possible deal before you send any money overseas.

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