Please note: All information about Desjardins Odyssey Visa Infinite Privilege has been collected independently by Finder and this product is not available through this site.
The Desjardins Odyssey Visa Infinite Privilege credit card is for people who travel frequently. When you use this credit card, you can access a wide variety of benefits, including access to the Desjardins Odyssey Lounge, comprehensive travel insurance, auto rental insurance, identity theft assistance, emergency healthcare coverage and more.
30-second take
Think about this card if you travel a lot and want access to premium benefits that are ideal for frequent travellers.
Choose something else if you are not a frequent traveller.
You must have an annual income of over $150,000 to get this credit card.
The basics
This credit card is ideal for people with a large income and who travel on a regular basis. If you don’t fall into this category, it may not be a good option for you.
Low annual fee. Despite the fact that this is a premium credit card, the annual fee is just $295 for members and $395 for nonmembers
Low interest rate. The interest rate for this credit card is 10.9%.
Extensive benefits for travellers. This credit card offers travel insurance, temporary healthcare coverage and rental car insurance, perks that are all highly desired by travellers.
Access to the Desjardins Odyssey Lounge. The Desjardins Odyssey Lounge is an oasis for travellers in the Montreal-Trudeau International Airport. It has comfortable seating, unlimited snacks and beverages as well as free Wi-Fi.
The perks
BONUSDOLLARS. The Desjardins Odyssey Visa Infinite Privilege credit card offers up to 4% of your purchases in BONUSDOLLARS You can use BONUSDOLLARS to earn cashback and rewards as well as to purchase gift cards, financial products and services, travel benefits and show tickets. You can also use them to make donations to charity.
Access to the Desjardins Odyssey Lounge. The Desjardins Odyssey Lounge is an exclusive area of the Montreal-Trudeau Airport. This lounge is peaceful and has ample seating. You can sit back, relax and wait for your flight in comfort. When you are in the Desjardins Odyssey Lounge, you also get unlimited snacks and beverages, free newspapers, free magazines and free Wi-Fi.
Additional card with no annual fees. Once you have the Desjardins Odyssey Visa Infinite Privilege card, you’ll be eligible to receive another credit card for no additional annual fee.
Travel insurance. This card offers comprehensive travel insurance for up to 60 consecutive days, no matter how much you travel during the year. This coverage extends to spouses and dependent children, and includes the following:
Emergency healthcare coverage of up to $5,000,000 per person and 60 days per trip
Trip cancellation/trip interruption insurance of up to $2,500 per person
Baggage insurance of up to $2,500 per person
Common carrier accident coverage of up to $1,000,000
Travel assistance service 24/7 free of charge
Bonuses. In addition to the primary perks of the Desjardins Odyssey Visa Infinite Privilege credit card, you can get the following bonus perks:
Protection and extended warranty
Identity theft assistance
Visa PayWave contactless technology
Mobile payments so that you can tap and pay with your smartphone
Auto rental collision/loss damage insurance
Mobile device insurance
Additional protection for online purchases with Verified by Visa
Balance transfers
What to watch out for
Annual fee. This card has an annual fee of $295 for members and $395 for nonmembers.
Minimum income requirement: You must make at least $150,000 a year to qualify for this card.
You can’t order it online. You have to apply for this card over the phone or in person.
Desjardins Odyssey Visa Infinite Privilege interest rates
Interest Type
Interest Rate
Purchase interest rate
10.9%
Cash advance rate
10.9%
What should I know before I apply
To apply for the Desjardins Odyssey Visa Infinite Privilege credit card, you must meet the following criteria:
Be a Canadian resident
Have reached the provincial age of majority, 18 in most provinces
Make over $150,000 per year
Your name, residential status and contact information.
Your social insurance number and date of birth.
Your email address and phone number.
How to apply
Head to the Desjardins website to begin your application.
Complete the application, which includes providing your name, email address, birth date, employment status and other pertinent information.
Review and submit your application.
Compare other credit cards
Bottom line
The Desjardins Odyssey Visa Infinite Privilege card is a credit card for people who travel frequently. It has a low annual fee and a low starting interest rate and comes with a variety of VIP benefits, including comprehensive travel insurance.
Travellers who hold the Desjardins Odyssey Visa Infinite Privilege card can get up to $5,000,000 in emergency healthcare coverage and common carrier accident coverage of up to $1,000,000 in the event of accidental death. This means that travellers can have that extra peace of mind when they are travelling, knowing they are covered.
You can also spend the 2% BONUSDOLLARS you earn on items in a variety of categories.
This credit card could be a great option for people who have high incomes and who travel frequently.
Frequently asked questions about the Desjardins Odyssey Visa Infinite Privilege credit card
No, you cannot apply for the Desjardins Odyssey Visa Infinite Privilege Credit Card online. You must do it in person or over the phone.
The interest rate for the Desjardins Visa Infinite Privilege Credit Card is 10.9%. This is significantly lower than interest rates for many other credit cards.
Yes, in addition to comprehensive travel insurance, limited healthcare coverage and auto rental insurance, there are also benefits such as exclusive perks at select ski resorts in Quebec, access to the Visa Infinite Luxury Hotel Collection, exclusive entertainment offers and more.
Yes, the minimum annual income amount required to obtain a Desjardins Odyssey Visa Infinite Privilege credit card is $150,000
Bennett O’Brien is a professional writer who has been writing about finance for the last five years. He has a natural passion for finance and his goal is to help make finance topics easy to understand for everyone. When he’s not writing for Finder.com, Bennett enjoys soccer, music, and getting out into nature.
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Desjardins Odyssey Visa Infinite Privilege
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