Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Desjardins Odyssey Visa Infinite Privilege credit card review

Access a wide variety of benefits and get a low interest rate with this travel credit card.

Updated

Desjardins Odyssey Visa Infinite Privilege Credit Card
Please note: All information about Desjardins Odyssey Visa Infinite Privilege has been collected independently by Finder and this product is not available through this site.

The Desjardins Odyssey Visa Infinite Privilege credit card is for people who travel frequently. When you use this credit card, you can access a wide variety of benefits, including access to the Desjardins Odyssey Lounge, comprehensive travel insurance, auto rental insurance, identity theft assistance, emergency healthcare coverage and more.

30-second take

  • Think about this card if you travel a lot and want access to premium benefits that are ideal for frequent travellers.
  • Choose something else if you are not a frequent traveller.
  • You must have an annual income of over $200,000 to get this credit card.

The basics

This credit card is ideal for people with a large income and who travel on a regular basis. If you don’t fall into this category, it may not be a good option for you.

  • Low annual fee. Despite the fact that this is a premium credit card, the annual fee is just $295 for members and $395 for nonmembers
  • Low interest rate. The interest rate for this credit card is 9.9%.
  • Extensive benefits for travellers. This credit card offers travel insurance, temporary healthcare coverage and rental car insurance, perks that are all highly desired by travellers.
  • Access to the Desjardins Odyssey Lounge. The Desjardins Odyssey Lounge is an oasis for travellers in the Montreal-Trudeau International Airport. It has comfortable seating, unlimited snacks and beverages as well as free Wi-Fi.

The perks

  • BONUSDOLLARS. The Desjardins Odyssey Visa Infinite Privilege credit card offers 2% of your purchases in BONUSDOLLARS You can use BONUSDOLLARS to earn cashback and rewards as well as to purchase gift cards, financial products and services, travel benefits and show tickets. You can also use them to make donations to charity.
  • Access to the Desjardins Odyssey Lounge. The Desjardins Odyssey Lounge is an exclusive area of the Montreal-Trudeau Airport. This lounge is peaceful and has ample seating. You can sit back, relax and wait for your flight in comfort. When you are in the Desjardins Odyssey Lounge, you also get unlimited snacks and beverages, free newspapers, free magazines and free Wi-Fi.
  • Additional card with no annual fees. Once you have the Desjardins Odyssey Visa Infinite Privilege card, you’ll be eligible to receive another credit card for no additional annual fee.
  • Travel insurance. This card offers comprehensive travel insurance for up to 60 consecutive days, no matter how much you travel during the year. This coverage extends to spouses and dependent children, and includes the following:



    • Emergency healthcare coverage of up to $5,000,000 per person and 60 days per trip

    • Trip cancellation/trip interruption insurance of up to $2,500 per person

    • Baggage insurance of up to $2,500 per person

    • Common carrier accident coverage of up to $1,000,000

    • Travel assistance service 24/7 free of charge

    • Bonuses. In addition to the primary perks of the Desjardins Odyssey Visa Infinite Privilege credit card, you can get the following bonus perks:
      • Protection and extended warranty
      • Identity theft assistance
      • Visa PayWave contactless technology
      • Mobile payments so that you can tap and pay with your smartphone
      • Auto rental collision/loss damage insurance
      • Mobile device insurance
      • Additional protection for online purchases with Verified by Visa
      • Balance transfers

    What to watch out for

    • Annual fee. This card has an annual fee of $295 for members and $395 for nonmembers.
    • Minimum income requirement: You must make at least $200,000 a year to qualify for this card.
    • You can’t order it online. You have to apply for this card over the phone or in person.

    What should I know before I apply

    How to apply

    1. Head to the Desjardins website to begin your application.
    2. Complete the application, which includes providing your name, email address, birth date, employment status and other pertinent information.
    3. Review and submit your application.

    Compare other credit cards

    Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Benefits with this card Description
    American Express Cobalt Card
    19.99%
    21.99%
    $120
    N/A
    Earn 5 Membership Rewards points per $1 spent at eligible grocery stores, restaurants, bars, cafés and food delivery services, and earn 2 Membership Rewards points per $1 spent at eligible gas stations, and on transit and travel purchases, and earn 1 Membership Rewards point per $1 spent elsewhere. Terms apply
    Earn up to 30,000 Membership Rewards points in your first year.
    BMO World Elite Mastercard
    19.99%
    22.99%
    $0 annual fee for the first year ($150 thereafter)
    $80,000
    Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
    Get up to $575 in value in your first year. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Plus, get the $150 annual fee waived in the first year.
    SimplyCash Preferred Card from American Express
    19.99%
    21.99%
    $99
    N/A
    Earn 2% cash back on all eligible purchases
    Earn 10% cash back on all eligible purchases (up to $400 in cash back) for the first four months of Cardmembership.
    Tangerine Money-Back Credit Card
    1.95% intro APR for the first , 19.95% thereafter
    19.95%
    $0
    $12,000
    Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
    Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
    BMO Preferred Rate Mastercard
    12.99%
    12.99%
    $20
    $15,000
    Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
    Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
    American Express AIR MILES Platinum Credit Card
    20.99%
    21.99%
    $120
    N/A
    Earn 1 AIR MILE for every $5 spent on eligible food, drink, gas and transit purchases (up to an annual spend of $30,000), and earn 1 AIR MILE for every $10 spent on all other eligible purchases (and after the $30,000 annual spend)
    Earn a Welcome Bonus of 3,000 AIR MILES when you spend at least $1,500 in eligible purchases within the first three months.
    American Express Business Edge Card
    19.99%
    21.99%
    $99
    N/A
    Earn 3 Membership Rewards points for every $1 spent on eligible business essentials including office supplies, electronics, rides, gas, eats and drinks (up to an annual earn of 75,000 Membership Rewards), and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
    Earn up to 42,000 Membership Rewards points in your first year. Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months, and earn 1,000 Membership Rewards points each month (a total of 12,000 annually) when you spend a minimum of $3,000 on eligible purchases
    No-Fee Scotiabank Value Visa Card
    16.99%
    16.99%
    $0
    $12,000
    Save with a low interest rate, no annual fee and a balance transfer offer.
    Get a 3.99% introductory interest rate on balance transfers with a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
    Shell AIR MILES Mastercard from BMO
    19.99%
    22.99%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent at participating AIR MILES Partners, and get 1 AIR MILE for every $20 spent on eligible purchases elsewhere.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020.
    American Express Gold Rewards Card
    30% annual interest rate applies to balances not paid in full each month
    N/A
    $150
    N/A
    Earn 2 Membership Rewards points for every $1 spent on eligible gas station, grocery store, drug store and travel purchases and on eligible hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
    Earn a Welcome Bonus of 25,000 Membership Rewards points when you spend at least $1,500 on eligible purchases within the first three months
    loading

    Compare up to 4 providers

    Name Product Purchase Interest Rate Balance Transfer Rate Balance Transfer Fee Annual Fee Minimum Income Reward Description
    BMO Preferred Rate Mastercard
    12.99%
    3.99% for the first 9 months (then 12.99%)
    1%
    $20
    $15,000
    Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
    Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
    Tangerine Money-Back Credit Card
    1.95% intro APR for the first , 19.95% thereafter
    1.95% for the first 6 months (then 19.95%)
    3%
    $0
    $12,000
    Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
    Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
    No-Fee Scotiabank Value Visa Card
    16.99%
    3.99% for the first 6 months (then 16.99%)
    N/A
    $0
    $12,000
    Save with a low interest rate, no annual fee and a balance transfer offer.
    Get a 3.99% introductory interest rate on balance transfers with a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
    BMO Rewards Mastercard
    19.99%
    1.99% for the first 9 months (then 22.99%)
    1%
    $0
    $15,000
    Get 1 BMO Reward point for every $1 spent on eligible purchases, and get 2 BMO Rewards points for every $1 spent at participating National Car Rental and Alamo Rent A Car locations.
    Get a bonus of 15,000 BMO Rewards points. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
    BMO AIR MILES Mastercard
    19.99%
    1.99% for the first 9 months (then 22.99%)
    1%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere. Get 5x the Miles at Shell until December 31, 2020.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020. Get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
    BMO CashBack Mastercard
    19.99%
    1.99% for the first 9 months (then 22.99%)
    1%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
    BMO AIR MILES Mastercard For Students
    19.99%
    1.99% for the first 9 months (then 22.99%)
    1%
    $0
    $15,000
    Earn 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and earn 1 AIR MILE for every $20 spent elsewhere. Get 5x the Miles at Shell until December 31, 2020.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020. Get a 1.99% introductory interest rate on balance transfers for 9 months. A 1% fee applies to balance amounts transferred.
    BMO CashBack Mastercard For Students
    19.99%
    1.99% for the first 9 months (then 22.99%)
    1%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get up to 5% cash back in the first three months (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers for 9 months, with a 1% fee for every transferred balance.
    Scotiabank Value Visa Card
    12.99%
    0.99% for the first 6 months (then 12.99%)
    N/A
    $29
    $12,000
    Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
    Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by October 31, 2020.
    Scotia Momentum Visa Card
    19.99%
    2.99% for the first 6 months (then 22.99%)
    N/A
    $39
    $12,000
    Earn 2% cash back on all eligible gas station, grocery store and drug store purchases and on recurring bill payments (up to a $25,000 annual spend), and earn 1% cash back on all other eligible purchases (and on all eligible purchases once the $25,000 annual spend is reached).
    Get a 2.99% introductory rate on balance transfers and a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
    loading

    Compare up to 4 providers

    Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Benefits with this card Description
    American Express Cobalt Card
    19.99%
    21.99%
    $120
    N/A
    Earn 5 Membership Rewards points per $1 spent at eligible grocery stores, restaurants, bars, cafés and food delivery services, and earn 2 Membership Rewards points per $1 spent at eligible gas stations, and on transit and travel purchases, and earn 1 Membership Rewards point per $1 spent elsewhere. Terms apply
    Earn up to 30,000 Membership Rewards points in your first year.
    American Express AIR MILES Platinum Credit Card
    20.99%
    21.99%
    $120
    N/A
    Earn 1 AIR MILE for every $5 spent on eligible food, drink, gas and transit purchases (up to an annual spend of $30,000), and earn 1 AIR MILE for every $10 spent on all other eligible purchases (and after the $30,000 annual spend)
    Earn a Welcome Bonus of 3,000 AIR MILES when you spend at least $1,500 in eligible purchases within the first three months.
    BMO AIR MILES World Elite Mastercard
    19.99%
    22.99%
    $0 annual fee for the first year ($120 thereafter)
    $80,000
    Get 1 AIR MILE for every $10 spent on eligible purchases and get 5x the Miles at Shell until December 31, 2020.
    Earn a bonus of up to 2,000 AIR MILES. Terms apply. Plus, get the annual fee of $120 waived in the first year. Get 5x the Miles at Shell until December 31, 2020.
    Marriott Bonvoy American Express Card
    19.99%
    21.99%
    $120
    N/A
    Receive 5 Marriott Bonvoy™ points per dollar spent on eligible purchases at participating Marriott Bonvoy™ properties and 2 points on all other spend. Terms apply
    Receive 50,000 bonus Marriott Bonvoy™ points when you charge $1,500 in the first three months of card membership. Terms apply
    BMO World Elite Mastercard
    19.99%
    22.99%
    $0 annual fee for the first year ($150 thereafter)
    $80,000
    Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
    Get up to $575 in value in your first year. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Plus, get the $150 annual fee waived in the first year.
    American Express Business Edge Card
    19.99%
    21.99%
    $99
    N/A
    Earn 3 Membership Rewards points for every $1 spent on eligible business essentials including office supplies, electronics, rides, gas, eats and drinks (up to an annual earn of 75,000 Membership Rewards), and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
    Earn up to 42,000 Membership Rewards points in your first year. Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months, and earn 1,000 Membership Rewards points each month (a total of 12,000 annually) when you spend a minimum of $3,000 on eligible purchases
    Shell AIR MILES Mastercard from BMO
    19.99%
    22.99%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent at participating AIR MILES Partners, and get 1 AIR MILE for every $20 spent on eligible purchases elsewhere.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020.
    American Express Gold Rewards Card
    30% annual interest rate applies to balances not paid in full each month
    N/A
    $150
    N/A
    Earn 2 Membership Rewards points for every $1 spent on eligible gas station, grocery store, drug store and travel purchases and on eligible hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
    Earn a Welcome Bonus of 25,000 Membership Rewards points when you spend at least $1,500 on eligible purchases within the first three months
    HSBC +Rewards™ Mastercard®
    11.9%
    11.9%
    $0 annual fee for the first year ($25 thereafter)
    N/A
    Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
    Earn 20,000 Points ($100 travel value) plus a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Apply by December 28, 2020. Conditions Apply. This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer).
    HSBC World Elite® Mastercard®
    19.9%
    22.9%
    $0 annual fee for the first year ($149 thereafter)
    $80,000
    Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1 spent) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1 spent).
    Earn up to 100,000 Points ($500 travel value) plus get a full annual fee rebate for the Primary Cardholder for the first year. Apply by December 28, 2020. Conditions Apply. This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer).
    loading

    Compare up to 4 providers

    Name Product Purchase Interest Rate Cash Advance Rate Cash Back Rate Annual Fee Minimum Income Reward
    SimplyCash Preferred Card from American Express
    19.99%
    21.99%
    2%
    $99
    N/A
    Earn 2% cash back on all eligible purchases
    Earn 10% cash back on all eligible purchases (up to $400 in cash back) for the first four months of Cardmembership.
    Tangerine Money-Back Credit Card
    1.95% intro APR for the first , 19.95% thereafter
    19.95%
    2%
    $0
    $12,000
    Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
    Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
    BMO CashBack World Elite Mastercard
    19.99%
    22.99%
    1.5%
    $0 annual fee for the first year ($120 thereafter)
    $80,000
    Earn 1.5% cash back on all eligible purchases.
    Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.
    Shell CashBack Mastercard from BMO
    19.99%
    22.99%
    1.5%
    $0
    $15,000
    Get 1.5% cash back at participating Shell locations in Canada (up to a maximum spend of $2,500 in any monthly billing period), and get 0.5% cash back everywhere else.
    Get $50 in cash back bonuses once you charge your first eligible purchase to your card. Plus, earn 1% cash back for the first 6 months on all eligible purchases.
    BMO Cashback Business Mastercard
    19.99%
    22.99%
    1.75%
    $0
    N/A
    Earn 1.5% cash back on eligible gas purchases, office supplies and on cell phone and internet recurring payments, earn 1.75% cash back at participating Shell stations, and earn 0.75% on all other eligible card purchases.
    Get 10% cash back on gas, office supplies, cell phone bills and internet bills for 3 months.
    BMO CashBack Mastercard
    19.99%
    22.99%
    0.5%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
    BMO CashBack Mastercard For Students
    19.99%
    22.99%
    0.5%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get up to 5% cash back in the first three months (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers for 9 months, with a 1% fee for every transferred balance.
    Shell CashBack World Mastercard from BMO
    19.99%
    22.99%
    3%
    $79
    $60,000
    Get 3% cash back per $1 spent at Shells stations, 1.25% cash back on all other spend.
    Earn 3% cash back at Shell stations in Canada, plus 1.25% cash back on all other spend.
    Scotia Momentum No-Fee Visa Card
    7.99% intro APR for the first 6 months, 19.99% thereafter
    22.99%
    1%
    $0
    $12,000
    Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
    Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by October 31, 2020.
    Scotia Momentum Mastercard
    7.99% intro APR for the first 6 months, 19.99% thereafter
    22.99%
    1%
    $0
    $12,000
    Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
    Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by October 31, 2020.
    loading

    Compare up to 4 providers

    Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Benefits with this card Description
    BMO CashBack Mastercard
    19.99%
    22.99%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
    Tangerine Money-Back Credit Card
    1.95% intro APR for the first , 19.95% thereafter
    19.95%
    $0
    $12,000
    Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
    Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
    No-Fee Scotiabank Value Visa Card
    16.99%
    16.99%
    $0
    $12,000
    Save with a low interest rate, no annual fee and a balance transfer offer.
    Get a 3.99% introductory interest rate on balance transfers with a 0% balance transfer fee for the first 6 months. Apply by October 31, 2020.
    Shell AIR MILES Mastercard from BMO
    19.99%
    22.99%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent at participating AIR MILES Partners, and get 1 AIR MILE for every $20 spent on eligible purchases elsewhere.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020.
    Shell CashBack Mastercard from BMO
    19.99%
    22.99%
    $0
    $15,000
    Get 1.5% cash back at participating Shell locations in Canada (up to a maximum spend of $2,500 in any monthly billing period), and get 0.5% cash back everywhere else.
    Get $50 in cash back bonuses once you charge your first eligible purchase to your card. Plus, earn 1% cash back for the first 6 months on all eligible purchases.
    BMO Rewards Mastercard
    19.99%
    22.99%
    $0
    $15,000
    Get 1 BMO Reward point for every $1 spent on eligible purchases, and get 2 BMO Rewards points for every $1 spent at participating National Car Rental and Alamo Rent A Car locations.
    Get a bonus of 15,000 BMO Rewards points. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
    BMO IGA AIR MILES Mastercard
    19.99%
    22.99%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent on eligible purchases at IGA stores and at participating AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020.
    BMO AIR MILES Mastercard
    19.99%
    22.99%
    $0
    $15,000
    Get 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $20 spent elsewhere. Get 5x the Miles at Shell until December 31, 2020.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020. Get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
    BMO AIR MILES Mastercard For Students
    19.99%
    22.99%
    $0
    $15,000
    Earn 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and earn 1 AIR MILE for every $20 spent elsewhere. Get 5x the Miles at Shell until December 31, 2020.
    Get 950 AIR MILES Bonus Miles (enough for $100 towards purchases with AIR MILES Cash). Plus, get 5x the Miles at Shell until December 31, 2020. Get a 1.99% introductory interest rate on balance transfers for 9 months. A 1% fee applies to balance amounts transferred.
    BMO CashBack Mastercard For Students
    19.99%
    22.99%
    $0
    $15,000
    Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
    Get up to 5% cash back in the first three months (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers for 9 months, with a 1% fee for every transferred balance.
    loading

    Compare up to 4 providers

    Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Reward
    BMO Preferred Rate Mastercard
    12.99%
    12.99%
    $20
    $15,000
    Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
    Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
    HSBC +Rewards™ Mastercard®
    11.9%
    11.9%
    $0 annual fee for the first year ($25 thereafter)
    N/A
    Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
    Earn 20,000 Points ($100 travel value) plus a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Apply by December 28, 2020. Conditions Apply. This offer is only available to residents of Canada other than the province of Quebec. (Quebec residents eligible for separate offer).
    BMO Rewards Business Mastercard
    14.99%
    22.99%
    $0 annual fee for the first year ($120 thereafter)
    N/A
    Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies, cell phone bills and internet bills, and earn 1.5 BMO Rewards points for every $1 you spend elsewhere.
    Get up to $470 in value in your first year. Get 50,000 BMO Rewards points when you spend $5,000 in the first three months. Plus, the primary cardholder will get the first year $120 annual fee waived.
    Business Platinum Card from American Express
    N/A
    N/A
    $499
    N/A
    Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
    Earn a Welcome Bonus of 50,000 Membership Rewards points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.
    American Express Business Gold Rewards Card
    N/A
    N/A
    $250
    N/A
    Earn 2 Membership Rewards points for every $1 spent on eligible purchases at select American Express merchant suppliers in Canada (choose 3 suppliers), and earn 1 Membership Reward point for every $1 spent on eligible purchases elsewhere
    Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months
    Scotiabank Value Visa Card
    12.99%
    12.99%
    $29
    $12,000
    Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
    Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by October 31, 2020.
    loading

    Compare up to 4 providers

    Bottom line

    The Desjardins Odyssey Visa Infinite Privilege card is a credit card for people who travel frequently. It has a low annual fee and a low starting interest rate and comes with a variety of VIP benefits, including comprehensive travel insurance.

    Travellers who hold the Desjardins Odyssey Visa Infinite Privilege card can get up to $5,000,000 in emergency healthcare coverage and common carrier accident coverage of up to $1,000,000 in the event of accidental death. This means that travellers can have that extra peace of mind when they are travelling, knowing they are covered.

    You can also spend the 2% BONUSDOLLARS you earn on items in a variety of categories.

    This credit card could be a great option for people who have high incomes and who travel frequently.

    Frequently asked questions about the Desjardins Odyssey Visa Infinite Privilege credit card

More guides on Finder