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CIBC Aventura Visa Card for Students review

Get a decent return on travel rewards and earn student discounts when you sign up for this fee-free card. 

Get 1 Aventura Point for every $1 you spend on gas, groceries and other daily essentials, and 1 Point for every $2 you spend on everything else.
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19.99%

Purchase Interest Rate

$0

Annual Fee

Please note: All information about CIBC Aventura Visa Card for Students has been collected independently by Finder and this card is not available through this site.

The CIBC Aventura Visa Card for Students offers a decent return on travel rewards with no annual fee. Get up to 2,500 bonus Aventura Points when you sign up and complete a series of simple tasks. This card also comes with a free SPC membership, purchase protection, car rental insurance and a generous welcome offer.

30-second take

  • Think about this card if you want flexible rewards and no annual fee.
  • Choose something else if you want low interest rates and cashback.
  • There are no minimum income requirements to qualify for this card.

The basics

If you’re looking for a low-cost travel card that’s tailored to meet your needs as a student, then you might benefit from the CIBC Aventura Visa Card for Students.

  • No annual fee. Earn flexible rewards and benefits for no annual fee.
  • More points for daily purchases. Earn 1 point for every dollar you spend on daily purchases like gas and groceries.
  • Welcome offer. Get 1 Aventura Point for every $1 you spend on gas, groceries and other daily essentials, and 1 Point for every $2 you spend on everything else.
  • Flexible rewards. Use your points to pay for travel expenses like flights and hotels or other rewards like merchandise and gift cards.
  • Free SPC membership. Get a free Student Price Card and save money with 450 partner brands.
  • Purchase assurance. Relax knowing that your purchases are insured against loss, theft or damage for 90 days
    after you buy them.
  • Extended warranty. Extend your warranty by one year for all eligible purchases you make with your card.

The perks

  • Common carrier insurance. You’ll be insured for up to $100,000 every time you travel by plane, ferry, train or bus.
  • Car rental insurance. Get complimentary collision and damage insurance when you pay for a car rental on your card.
  • Optional payment protection. Pay an extra fee to cover your credit card payments in the event that you lose your job or get injured and can no longer work.
  • Fraud alerts. Get notified quickly about unauthorized use of your credit card with custom email and online alerts.
  • Free additional cards. Order up to three additional cards at no extra cost.
  • Tap and pay. Add your card to Apple Pay, Samsung Pay or Google Pay for quick and easy payments.
  • Enhanced security. Enjoy safe payments with encrypted chip-enabled cards and Visa Checkout services for online payments.

What to watch out for

  • Low return on points. Get up to 2,500 bonus Aventura Points when you sign up and complete a series of simple tasks..
  • Interest rates. You’ll pay an industry standard 19.99% interest on your outstanding balances and 22.99% (21.99% for Quebec residents) interest on cash advances and balance transfers.
  • No cash back. You won’t be able to exchange your points for cash in hand.
  • Strict criteria for welcome bonus. You’ll need to meet certain criteria to be eligible for a part of your welcome bonus.
  • Limited benefits. You won’t get extra benefits like extended travel medical, mobile phone insurance or roadside assistance with this card.

What criteria do I need to fill to get my welcome bonus?

If you want to collect your bonus Aventura Points when you sign up, you have to complete a laundry list of activities in your first 60 days. Each task is worth 500 points.

  • Share your email address with CIBC
  • Sign up for eStatements for your card
  • Add an authorized user to your card
  • Hold any eligible CIBC Chequing Account
  • Add your Aventura Visa card to Apple, Samsung or Google Pay

What should I know before I apply?

How to apply

  1. Head to the CIBC website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

If you’re a student who enjoys earning discounts on travel and other purchases, the CIBC Aventura Visa Card for Students could be a good fit for you. This card gives you a higher return on points for daily purchases like gas and groceries, and comes with a free SPC membership, flexible rewards and decent benefits.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
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Min. recommended credit score: 630
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Tangerine World Mastercard
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Min. recommended credit score: 680
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BMO Preferred Rate Mastercard
3.99% rate on balance transfers for 9 months
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Min. recommended credit score: 660
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Neo Financial Credit Card
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Average 4% cash back
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Min. recommended credit score: 600
Earn an average cash back of 4% at thousands of local and national Neo partners including most major gas and grocery stores, restaurants, gyms, coffee shops and more. Earn a guaranteed 1% cash back on all spend at non-partners.
American Express Cobalt Card
50,000 points
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20.99%
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Min. recommended credit score: 700
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Brim Mastercard
Up to $200 worth of bonuses
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Min. recommended credit score: 700
Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app.
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until November 30, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
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Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember.
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Name Product Balance Transfer Rate Balance Transfer Fee Purchase Interest Rate Annual Fee Min. Credit Score Description
Scotiabank Value Visa Card
0.99% for the first 6 months (then 12.99%)
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12.99%
$29
Min. recommended credit score: 660
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BMO CashBack Mastercard
1.99% for the first 9 months (then 22.99%)
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Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine World Mastercard
1.95% for the first 6 months (then 19.95%)
3%
19.95%
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Min. recommended credit score: 680
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until November 30, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO Preferred Rate Mastercard
3.99% for the first 9 months (then 12.99%)
1%
12.99%
$20
Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Tangerine Money-Back Credit Card
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 680
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until November 30, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
BMO Rewards Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 725
Get a bonus of 10,000 BMO Rewards points when you spend $1,000 in the first 3 months. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
BMO AIR MILES Mastercard
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Min. recommended credit score: 660
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Scotia Momentum No-Fee Visa Card
1.99% for the first 6 months (then 22.99%)
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19.99%
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Min. recommended credit score: 660
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Scotiabank Gold American Express Card
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Min. recommended credit score: 700
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Scotia Momentum Visa Card
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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
HSBC +Rewards™ Mastercard®
30,000 Points
2x points per $1 spent
11.9%
$0 annual fee for the first year ($25 thereafter)
Min. recommended credit score: 630
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American Express Cobalt Card
50,000 points
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Min. recommended credit score: 700
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BMO World Elite Mastercard
30,000 points
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$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
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American Express Aeroplan Card
40,000 points
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Min. recommended credit score: 700
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American Express Business Edge Card
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American Express AIR MILES Platinum Credit Card
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Min. recommended credit score: 700
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American Express Aeroplan Reserve Card
90,000 points
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Min. recommended credit score: 700
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BMO eclipse Visa Infinite Privilege
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Min. recommended credit score: 760
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HSBC World Elite® Mastercard®
100,000 Points
Up to 6 points per $1 spent
19.9%
$0 annual fee for the first year ($149 thereafter)
Min. recommended credit score: 650
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BMO CashBack World Elite Mastercard
Up to 10% cash back
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Min. recommended credit score: 760
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Name Product Welcome Offer Cash Back Rate Purchase Interest Rate Annual Fee Min. Credit Score Reward Description
Neo Financial Credit Card
N/A
Average 4% cash back
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Min. recommended credit score: 600
BMO CashBack Mastercard
5% cash back
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19.99%
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Min. recommended credit score: 660
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Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
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Min. recommended credit score: 680
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Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
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Min. recommended credit score: 680
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SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
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SimplyCash Preferred Card from American Express
10% cash back
2% cash back
19.99%
$99
Min. recommended credit score: 700
Earn 2% cash back on all eligible purchases
BMO CashBack World Elite Mastercard
Up to 10% cash back
1% cash back
20.99%
$0 annual fee for the first year ($120 thereafter)
Min. recommended credit score: 760
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BMO Cashback Business Mastercard
10% cash back
Up to 1.75% cash back
19.99%
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Min. recommended credit score: 650
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BMO CashBack Mastercard For Students
5% cash back
Up to 3% cash back
19.99%
$0
Min. recommended credit score: 660
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
Scotia Momentum No-Fee Visa Card
Up to 5% cash back
1% cash back
19.99%
$0
Min. recommended credit score: 660
Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
19.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
Tangerine World Mastercard
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until November 30, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
Brim Mastercard
Up to $200 worth of bonuses
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app.
Tangerine Money-Back Credit Card
15% cash back
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn an extra 15% cash back (up to $150) on up to $1,000 of everyday purchases in the first 2 months Until November 30, 2021. Plus, get a 1.95% interest rate on balance transfers for the first 6 months (valid within the first 30 days of account opening, 1% transfer fee applies).
SimplyCash Card from American Express
4% cash back
Up to 1.25% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership.
American Express Green Card
10,000 points
1 point per $1 spent
20.99%
$0
Min. recommended credit score: 700
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months as a new Cardmember.
BMO Rewards Mastercard
10,000 points
Up to 2 points per $1 spent
19.99%
$0
Min. recommended credit score: 725
Get a bonus of 10,000 BMO Rewards points when you spend $1,000 in the first 3 months. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
Home Trust Secured Visa (No Annual Fee)
N/A
N/A
19.99%
$0
Min. recommended credit score: Any score
The no annual fee Home Trust Secured card comes with a standard 19.99% purchase and cash advance rate. Apply with any credit score and start rebuilding your credit.
BMO Cashback Business Mastercard
10% cash back
Up to 1.75% cash back
19.99%
$0
Min. recommended credit score: 650
Get 10% cash back on gas, office supplies, cell phone bills and internet bills for 3 months.
BMO AIR MILES Mastercard
800 Miles
Up to 3x Air Miles for every $25 spent
19.99%
$0
Min. recommended credit score: 660
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash). Get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
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Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Reward
HSBC +Rewards™ Mastercard®
11.9%
11.9%
$0 annual fee for the first year ($25 thereafter)
N/A
Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
Get 30,000 Points (up to $150 in value) when you spend $2,000 in the first 6 months. Plus, get the 1st year annual fee waived for the primary cardholder ($25 value). Apply by January 31, 2022.
BMO Preferred Rate Mastercard
12.99%
12.99%
$20
$15,000
Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Scotiabank Value Visa Card
12.99%
12.99%
$29
$12,000
Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by November 21, 2021.
BMO Rewards Business Mastercard
14.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
N/A
Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies, cell phone bills and internet bills, and earn 1.5 BMO Rewards points for every $1 you spend elsewhere.
Get 50,000 points and the $120 annual fee waived in the first year.
Business Platinum Card from American Express
N/A
N/A
$499
N/A
Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
Earn a Welcome Bonus of up to 100,000 Membership Rewards points ($1,000 in statement credits that you can reinvest into your business).
American Express Business Gold Rewards Card
N/A
N/A
$199
N/A
Earn 1 Membership Rewards point for every $1 spent on purchases charged to the Card.
Earn a Welcome Bonus of up to 110,000 Membership Rewards points. If redeemed for statement credit, this is $1,100 that you can reinvest in your business.
National Bank Syncro Mastercard
8.90% or prime + 4.00%
12.90% or prime + 4.00%
$35
N/A
Enjoy low purchase interest, cash advance and balance transfer rates.
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Frequently asked questions about the CIBC Aventura Visa Card for Students

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