In this guide

  • Our verdict
  • Your reviews

TD Debit Card Review

  • Veronica Ott's headshot
TD Debit Card
All information about TD Debit Card has been collected independently by Finder. Finder is not connected with TD products, and this page is not sponsored, endorsed or administered by, or associated with, TD. All product names, logos, and brands have been used for identification purposes only and are property of their respective owners.

Our verdict

The TD Debit Card is an option for many Canadians because it’s a widely accepted, flexible debit card.

The TD Debit Card is a widely accepted and flexible debit card. The main drawback is that you may incur fees when using other TD services. If you're interested in a debit card that comes with fewer fees, continue researching products with other banks.

Pros

  • Earn a welcome bonus

Cons

  • Hidden ATM fees when using a non-TD ATM or an ATM outside of Canada
  • Depending on the account you have, fees may apply when using Interac e-Transfer services

In this guide

  • Our verdict
  • Your reviews

30-second take

  • Widely accepted debit card that comes with flexible limits and bank account options.
  • Hidden fees apply when using TD services that aren't included with your bank account.
  • There is no minimum income requirement for this debit card.

The basics

Individuals who bank with TD can use the Access Card with any chequing or savings account. Below are the basic features of the TD debit card.

  • Visa Debit. The debit card uses TD Visa Debit technology. This means you can use your debit card like a credit card without racking up debt.
  • Able to use ATMs. Perform banking at virtually any ATM using your debit card.
  • Security. Chip technology, PINs, TD fraud alert, Verified by Visa and Visa’s zero-liability policy are included with TD debit cards, making your earning and spending experience safer.
  • Online and mobile banking. Utilize TD’s online and mobile platforms to complete most of your banking from the comfort of your home.

What should I know before I apply?

Eligibility requirements

  • Be the age of majority in your province or territory (except for youth accounts)
  • Be a Canadian resident

Required documents and information

  • Personal information, including your full name, address and contact information

How to apply

Before you can use the TD Debit Card, you must select a TD chequing or savings account. After choosing the product you want, you can complete an application online by following these steps:

  1. Go to TD’s personal banking website
  2. Under Products, select Bank Accounts
  3. Select Chequing, Savings or any of the other options
  4. Find the account you want to apply for then click Open account
  5. Complete the application

Frequently asked questions

Your reviews

No reviews yet. Write a review
Go to site