Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Capital One extended warranty

All Capital One credit cards in Canada come with this perk.

Avatar
Avatar

By

Kevin Joey Chen

&

Jaclyn Hurst

Updated

Fact checked

Capital One’s extended warranty can offer you peace of mind when you make purchases with your eligible credit card. Taking advantage of this feature means you can get a warranty that exceeds the warranty offered by a manufacturer on eligible purchases.

Does Capital One offer extended warranties?

Yes. Capital One offers extended warranties as a benefit with all of its Canadian credit cards. The information in this guide covers the Mastercard policies offered by Capital One in Canada. However, details in your specific policy might vary, which you can confirm in your card’s guide to benefits.

How to use Capital One extended warranties

Here’s how to qualify for Capital One extended warranties:

  1. If you have a Capital One Mastercard, you must make the entire purchase with that card. Mastercard terms say you must make the entire purchase with your card or the rewards you’ve accumulated with that card.
  2. In the event of product failure, call your benefit administrator at 1-888-324-2363. The representative will send you the applicable claim form. You’ll need to provide proof of loss of damage within 90 days.
  3. Submit your claim form along with additional documentation your benefit administrator might require. Your benefit administrator should inform you of the submission deadline. If not, you can find it in your card’s guide to benefits.

Additional information to submit with your claim form

Additional documentation typically includes, but isn’t limited to:

  • The receipt for your purchase.
  • Your credit card statement showing you made the purchase with your card.
  • A copy of the original manufacturer’s warranty.
  • A repair order or estimate.

Capital One extended warranty policy

Your Mastercard policy doubles an eligible item’s original warranty, up to 24 months, on most purchases. There is a maximum lifetime liability of $60,000 per account.

Watch out for ineligible purchases

Unfortunately, not every purchase is eligible for an extended warranty. Here are a few examples of ineligible items:

  • Motorized vehicles
  • Used items
  • Software
  • Exclusions listed in the original warranty
  • Items you buy for commercial use

For a full list of exclusions, consult your card’s guide to benefits.

Bottom line

You’ll find extended warranties with all Capital One credit cards offered in Canada. This benefit can really come in handy, and it costs nothing extra to use.

However, if a Capital One card doesn’t fit your needs, consider other cards that offer extended warranties.

Frequently asked questions

More guides on Finder

  • Bad credit loans in Edmonton, Alberta

    From personal and payday loans to lines of credit, compare loans for bad credit in Edmonton.
  • How to buy Sui (SUI) in Canada

    This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
  • How to buy Pepe (PEPE) in Canada

    This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on (PEPE).
  • How to buy Arbitrum (ARB) in Canada

    This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on (ARB).
  • How to buy SSV Network (SSV) in Canada

    This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on (SSV).
  • How to buy USDD (USDD) in Canada

    This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on (USDD).
  • How to buy Blur (BLUR) in Canada

    This guide provides step-by-step instructions on how to buy Blur, lists some exchanges where you can get it and provides daily price data on (BLUR).
  • How to buy FLOKI Inu (FLOKI) in Canada

    This guide provides step-by-step instructions on how to buy FLOKI Inu, lists some exchanges where you can get it and provides daily price data on (FLOKI).
  • How to buy Aptos (APT) in Canada

    This guide provides step-by-step instructions on how to buy Aptos, lists some exchanges where you can get it and provides daily price data on (APT).
  • How to buy EthereumPoW (ETHW) in Canada

    This guide provides step-by-step instructions on how to buy EthereumPoW, lists some exchanges where you can get it and provides daily price data on (ETHW).

Ask an Expert

You must be logged in to post a comment.

Go to site