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Up to $300 worth of bonuses
Welcome Offer
$0 annual fee for the first year ($99 thereafter)
Annual Fee
1.5 points for every $1 spent
Rewards
The Brim World Mastercard is an all-in-one travel and cash back credit card that lets you earn points whenever you shop. Earn up to $300 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app. This card also comes with a suite of travel insurance as well as mobile phone protection and other special perks. Find out how you can sign up today and pay only $99 per year to maintain this card, though this fee may be waived in your first year.
Brim Financial is a groundbreaking credit card company that’s pushing the boundaries of traditional banking to better serve its customers. It offers a suite of unbanked credit cards that are fully licensed by Mastercard. It also partners with popular stores to let you earn more rewards for lower annual fees than many of its competitors. All of its cards also come with an impressive range of benefits and can be managed using Brim’s award-winning mobile app.
Brim lets you earn accelerated rewards when you shop with its featured partners on the Brim app. You can earn up to 30 points per dollar when you shop repeatedly with the same vendor, or when you visit a Brim retailer for the first time. You’ll also earn a set number of points for making regular purchases on your card.
All you have to do to start earning points is spend money on your card. The Brim World Mastercard offers a return of 1.5 points for every dollar you spend – so you need to spend around $67 to earn $1 worth of rewards or cash back. That said, if you shop for “surge” offers, you can earn between 2 and 30 points per dollar to build up your points much faster.
You can take advantage of available offers by making purchases with Brim’s list of inCard and online merchants, depending on how you prefer to shop. Some examples of inCard merchants that Brim works with include Kobo, Hello Fresh, Dropbox and Giftagram. Examples of vendors accessible exclusively through Brim’s eShop include Walmart, Alibaba, lululemon, Nike and Patagonia. You can check the app for a current list of available merchants in each category.
Insurance type | Description of coverage | Coverage amount |
---|---|---|
Purchase protection | Protects any purchase you make on your card in the event that the item you buy gets damaged or stolen within 90 days of payment | Up to $1,000 per incident |
Extended warranty | Automatically doubles the coverage you get from your manufacturer’s warranty | Doubles your warranty protection for up to 1 additional year (maxing out at $25,000 per cardholder) |
Common carrier insurance | Covers expenses for injuries you sustain traveling on multi-passenger vehicles such as buses, trains, planes and ferries | $150,000 per insured person and $500,000 per accident |
Mobile device insurance | Pays to replace or repair your phone if it gets lost, damaged or stolen within a certain timeframe | Up to $1,000 per incident |
Event ticket protection | Covers the cost of any event ticket you purchase if you can’t attend due to a covered reason (such as medical emergency or transportation delay) | Up to $1,000 per incident |
Out-of-province travel medical | Insures you for expenses incurred if you get injured or sick while travelling outside of your province of residence | $5 million for up to 8 days of travel for persons under the age of 65 |
Flight delay insurance | Provides coverage for expenses such as meals and accommodation if your flight gets delayed for four or more hours | $500 per day, max of $1,000 per occurrence for all insured |
Baggage insurance | Covers the cost of your baggage if it gets delayed or lost in transit for six hours or more | $1,000 per day, max of $2,000 per occurrence for all insured |
Hotel and motel burglary insurance | Pays for the loss or damage of your personal items if your hotel gets burglarized during your stay | $500 per occurrence |
Car rental insurance | Insures you against loss and injury if your rental car gets stolen or damaged in an accident | For damage: Up to $65,000. For injury/death: Up to $100,000 per insured. For belongings: $1,000 per incident. |
Check with Brim for up-to-date insurance amounts – and remember that insurance is only valid for items and reservations charged in full to your Brim World Mastercard. |
You can earn up to 30 points per dollar with Brim’s innovative rewards platform. You just need to login to the mobile app to explore over 250 offers for accelerated rewards from some of your favourite stores. You can earn these offers by shopping in person, or online through the Brim eShop. Brim Rewards has both online and in-store offers.
Redeeming rewards with Brim is a little bit different from a conventional credit card provider since your points can only be applied to your statement. You simply apply your points as cash to your credit card statement to pay off your overall balance or pick and choose transactions – such as the new set of headphones you purchased – and pay them off with a single swipe.
To apply for the Brim World Mastercard you need to:
The Brim World Mastercard lets you earn accelerated rewards from hundreds of Brim partners through the Brim digital app. This card comes with comprehensive travel insurance and a number of travel perks, such as zero foreign transaction fees and airport lounge access. It also comes with benefits such as mobile phone insurance, free Wi-Fi, zero-interest financing and online budgeting tools.