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Redeem points on everything that you can buy with a Mastercard – whether it be a flight, a new cell phone or winter tires for your car.
1 point per $1 spent
The Brim Mastercard is an innovative credit card and digital platform that lets you earn accelerated points for recurring and first-time visits to Brim partners. You can earn points in-store as well as online with Brim Rewards. The Brim Mastercard also Earn up to $200 worth of bonus points when you shop with Brim retailers for the first time through the Brim mobile app. Read on to find out if the Brim Mastercard is right for you.
Brim Financial is pushing the boundaries of traditional banking to better meet the needs of its customers. It is the first non-bank credit card issuer in Canada and is fully licensed by Mastercard. It operates its own online shopping platform and offers an award-winning digital app available for iOS and Android to help you track your finances. You’ll use the Brim app to manage your Brim credit card and redeem your points for rewards.
Brim lets you earn accelerate points and up to 1 points per dollar spent when you shop with its list of partners, whether in-store or through the online Brim eShop. All you have to do is check out the current offers that Brim advertises through its app. You may be able to earn extra points for shopping with select retailers by threshold spend or frequency of your purchases, or earn bonus points just for shopping with a merchant for the first time.
All you have to do to start earning points is spend money on your card. Brim’s points are worth 1 cent each, so you need to spend $100 with the Brim Mastercard to earn 1 dollar in rewards or cashback. That said, you can also earn between 2 and 30 points per dollar spent with retailers offering “surge” rewards to build up your points much faster.
|Insurance type||Description of coverage||Coverage amount|
|Purchase protection||Protects any purchase you make on your card in the event that the item you buy gets damaged or stolen within 90 days of payment||Up to $1,000 per incident|
|Extended warranty||Automatically doubles the coverage you get from your manufacturer’s warranty||Doubles your warranty protection for up to 1 additional year (maxing out at $25,000 per cardholder)|
|Common carrier insurance||Covers expenses for injuries you sustain traveling on multi-passenger vehicles such as buses, trains, planes and ferries||$100,000 per insured person and $300,000 per accident|
|Mobile device insurance||Pays to replace or repair your phone if it gets lost, damaged or stolen within a certain timeframe||Up to $500 per incident|
|Event ticket protection||Covers the cost of any event ticket you purchase if you can’t attend due to a covered reason (such as medical emergency or transportation delay)||Up to $1,000 per incident|
|Check with Brim for up-to-date insurance amounts – and remember that insurance is only valid for items and reservations charged in full to your Brim World Mastercard.|
|Interest Type||Interest Rate|
|Purchase interest rate||19.99%|
|Cash advance rate||24.99%|
Brim’s innovative rewards platform lets you earn more rewards on everyday purchases with hundreds of exclusive offers from popular retailers. You can earn up to 1 points per dollar spent when you shop in-store or online through the Brim eShop. Your points will accumulate on your Brim account and you can redeem them when you collect enough.
Brim doesn’t offer a rewards catalogue, so you’re not forced to redeem your points for gift cards or merchandise. You also won’t be able to use your points to book travel directly. Instead, you can apply the cash value of your points to your credit card statement to pay off part of your balance. You can also apply your points to pay off a specific transaction on your account meaning that you can purchase something on sale or at best market value at any merchant or travel company, and apply your points to that.
The Brim Mastercard lets you earn points for shopping in-store or online through the Brim eShop. You can access over 250 offers through Brim’s online app and earn up to 1 points per dollar spent at select retailers. The Brim Mastercard also comes with a host of benefits including free Wi-Fi, no foreign transaction fees, zero-interest financing, mobile device protection, common carrier insurance and online budgeting tools.
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