| |
19.99%
|
21.99%
|
$120
|
N/A
|
Earn 5 Membership Rewards points per $1 spent at eligible grocery stores, restaurants, bars, cafés and food delivery services, and earn 2 Membership Rewards points per $1 spent at eligible gas stations, and on transit and travel purchases, and earn 1 Membership Rewards point per $1 spent elsewhere. Terms apply
|
Earn up to 45,000 bonus Membership Rewards points. In your first year as a new Cobalt Cardmember, earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 on your card (for a total of 30,000 points in a year). Plus, earn a Welcome Bonus of 15,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership. Apply by May 5, 2021. | | | |
| |
19.99%
|
22.99%
|
$0 annual fee for the first year ($150 thereafter)
|
$80,000
|
Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
|
Get up to $575 in value in your first year. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Plus, get the $150 annual fee waived in the first year.
| | | |
| |
30% annual interest rate applies to balances not paid in full each month
|
N/A
|
$120
|
N/A
|
Earn 2x the points on eligible purchases made directly with Air Canada and Air Canada vacations, 1.5x the points on eligible dining and food delivery purchases and 1x the points on everything else.
|
Earn up to 15,000 Welcome Bonus Aeroplan points and a bonus Buddy Pass as a new cardmember.
| | | |
| |
19.99%
|
21.99%
|
$99
|
N/A
|
Earn 2% cash back on all eligible purchases
|
Earn 10% cash back on all eligible purchases (up to $400 in cash back) for the first four months of Cardmembership.
| | | |
| |
19.99%
|
23.99%
|
$0
|
N/A
|
Earn 1 American Express Membership Point for every $1 you spend on purchases.
|
Earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your card in the first 3 months of Cardmembership.
| | | |
| |
12.99%
|
12.99%
|
$20
|
$15,000
|
Take advantage of an introductory balance transfer offer, annual fee waiver in the first year, and low purchase and cash advance interest rates.
|
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
| | | |
| |
20.99%
|
23.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$60,000
|
Earn 5x the BMO Points for every $1 spent on groceries, dining in and out, gas and transit.
|
Get up to 40,000 points and the $120 annual fee waived in the first year. Earn 25,000 points after you spend $3,000 in the first 3 months and get 15,000 points on your first anniversary.
| | | |
| |
1.95% intro APR for the first 6 months, 19.95% thereafter
|
19.95%
|
$0
|
$12,000
|
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
|
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
| | | |
| |
19.99%
|
21.99%
|
$599
|
N/A
|
Earn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1x the points on everything else.
|
Earn up to 65,000 Welcome Bonus Aeroplan points and a $100 Statement Credit as a new cardmember.
| | | |
| |
19.99%
|
21.99%
|
$99
|
N/A
|
Earn 3 Membership Rewards points for every $1 spent on eligible business essentials including office supplies, electronics, rides, gas, eats and drinks (up to an annual earn of 75,000 Membership Rewards), and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
Earn up to 42,000 Membership Rewards points in your first year. Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months, and earn 1,000 Membership Rewards points each month (a total of 12,000 annually) when you spend a minimum of $3,000 on eligible purchases
| | | |
| |
20.99%
|
21.99%
|
$120
|
N/A
|
Earn 1 AIR MILE for every $5 spent on eligible food, drink, gas and transit purchases (up to an annual spend of $30,000), and earn 1 AIR MILE for every $10 spent on all other eligible purchases (and after the $30,000 annual spend)
|
Earn a Welcome Bonus of 3,000 AIR MILES when you spend at least $1,500 in eligible purchases within the first three months.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 3x the AIR MILES for every $25 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $25 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash).
| | | |
| |
20.99%
|
23.99%
|
$499
|
$150,000
|
Earn 5x the BMO Points for every $1 spent on groceries, dining in and out, drugstore purchases, gas and travel.
|
Get up to 50,000 welcome points. Earn 35,000 points when you spend at least $5,000 in the first three months and get 15,000 points on your first anniversary.
| | | |
| |
30% annual interest rate applies to balances not paid in full each month
|
N/A
|
$150
|
N/A
|
Earn 2 Membership Rewards points for every $1 spent on eligible gas station, grocery store, drug store and travel purchases and on eligible hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
Earn a Welcome Bonus of 25,000 Membership Rewards points when you spend at least $1,500 on eligible purchases within the first three months
| | | |
| |
11.9%
|
11.9%
|
$25
|
N/A
|
Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.
|
Get a low interest rate for purchases, cash advances and balance transfers.
| | | |
| |
19.9%
|
22.9%
|
$149
|
$80,000
|
Earn 3% in travel rewards on all eligible travel purchases (6 Points per $1 spent) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1 spent).
|
Get a Welcome Bonus of 20,000 Points ($100 in travel rewards).
| | | |
| |
19.99%
|
22.99%
|
$99
|
$60,000
|
Earn 1 Mile per $15 spent on all eligible purchases.
|
Earn 1 Mile per $15 spent on all eligible purchases.
| | | |
| |
19.99%
|
21.99%
|
$0
|
N/A
|
1.25% cash back rate on all purchases when your welcome offer ends. No cap
|
Earn 2.5% cash back on all eligible purchases in your first three months (up to a maximum spend of $6,000, or $150 in cash back).
| | | |
| |
19.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$80,000
|
Earn 1.5% cash back on all eligible purchases.
|
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.
| | | |
| |
16.99%
|
21.99%
|
$599
|
N/A
|
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations, 2 points for every $1 spent on eligible hotels and car rentals, and 1 point for every $1 spent elsewhere.
|
Earn up to 65,000 Welcome Bonus Aeroplan points and a $100 Statement Credit as a new cardmember.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 1.5% cash back at participating Shell locations in Canada (up to a maximum spend of $2,500 in any monthly billing period), and get 0.5% cash back everywhere else.
|
Get $50 in cash back bonuses once you charge your first eligible purchase to your card. Plus, earn 1% cash back for the first 6 months on all eligible purchases.
| | | |
| |
19.99%
|
21.99%
|
$120
|
N/A
|
Receive 5 Marriott Bonvoy™ points per dollar spent on eligible purchases at participating Marriott Bonvoy™ properties and 2 points on all other spend. Terms apply
|
Receive 50,000 bonus Marriott Bonvoy™ points when you charge $1,500 in the first three months of card membership. Terms apply
| | | |
| |
14.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
N/A
|
Earn 3 BMO Rewards points for every $1 you spend on gas, office supplies, cell phone bills and internet bills, and earn 1.5 BMO Rewards points for every $1 you spend elsewhere.
|
Get up to $470 in value in your first year. Get 50,000 BMO Rewards points when you spend $5,000 in the first three months. Plus, the primary cardholder will get the first year $120 annual fee waived.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 1 BMO Reward point for every $1 spent on eligible purchases, and get 2 BMO Rewards points for every $1 spent at participating National Car Rental and Alamo Rent A Car locations.
|
Get a bonus of 15,000 BMO Rewards points. Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
| | | |
| |
19.99%
|
22.99%
|
$120
|
N/A
|
Earn 1 Air Mile on every $10 spent on eligible purchases.
|
Get up to 3,000 AIR MILES Bonus Miles ($310 towards your purchases with AIR MILES Cash).
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 3x the AIR MILES for every $25 spent on eligible purchases at IGA stores and at participating AIR MILES partners, and get 1 AIR MILE for every $25 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash).
| | | |
| |
19.99%
|
22.99%
|
$35 USD
|
$15,000
|
Receive an annual fee rebate with a minimum yearly spend of US$1,000. Plus, spend in US Dollars with no exchange rate surprises.
|
When your purchases total US$1,000 or more in a year, the next year's annual fee (US$35) is rebated to your card.
| | | |
| |
19.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$80,000
|
Get 1 AIR MILE for every $10 spent on eligible purchases.
|
Earn a bonus of up to 2,000 AIR MILES. Terms apply. Plus, get the annual fee of $120 waived in the first year.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 3x the AIR MILES for every $25 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $25 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash). Get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
| | | |
| |
19.99%
|
22.99%
|
$0
|
N/A
|
Earn 1.5% cash back on eligible gas purchases, office supplies and on cell phone and internet recurring payments, earn 1.75% cash back at participating Shell stations, and earn 0.75% on all other eligible card purchases.
|
Get 10% cash back on gas, office supplies, cell phone bills and internet bills for 3 months.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
|
Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 3x the AIR MILES for every $25 spent at eligible AIR MILES partners, and get 1 AIR MILE for every $25 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash). Get a 1.99% introductory interest rate on balance transfers for 9 months. A 1% fee applies to balance amounts transferred.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
|
Get up to 5% cash back in the first three months (up to a maximum spend of $2,000, and earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter). Plus, get a rate of 1.99% on balance transfers for 9 months, with a 1% fee for every transferred balance.
| | | |
| |
19.99%
|
22.99%
|
$0
|
N/A
|
Earn 1 Air Mile for every $20 spent on eligible purchases.
|
Get 1,000 AIR MILES Bonus Miles (over $100 towards your purchases with AIR MILES Cash).
| | | |
| |
19.99%
|
22.99%
|
$79
|
$60,000
|
Get 3% cash back per $1 spent at Shells stations, 1.25% cash back on all other spend.
|
Earn 3% cash back at Shell stations in Canada, plus 1.25% cash back on all other spend.
| | | |
| |
17.99%
|
N/A
|
$12.95
|
N/A
|
The Refresh Secured Card has no credit check, a low annual fee and guaranteed approval once you secure your card with anywhere from $200 - $10,000.
|
Take advantage of a low annual fee, with no credit check and guaranteed approval once you secure your card with some funds.
| | | |
| |
N/A
|
N/A
|
$180
|
N/A
|
Earn 1 AIR MILE for every $10 spent at eligible AIR MILES Sponsors and 1 AIR MILE for every $15 spent elsewhere
|
Earn a Welcome Bonus of 2,000 AIR MILES when you spend at least $5,000 on eligible purchases within the first three months
| | | |
| |
N/A
|
N/A
|
$499
|
N/A
|
Earn 1.25 Membership Rewards points for every $1 spent on eligible purchases
|
Earn a Welcome Bonus of 50,000 Membership Rewards points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$15,000
|
Get 3x the AIR MILES for every $25 spent at Sobeys and eligible AIR MILES partners, and get 1 AIR MILE for every $25 spent elsewhere.
|
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash).
| | | |
| |
19.99%
|
21.99%
|
$150
|
N/A
|
Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend. Terms apply
|
Receive 50,000 Marriott Bonvoy™ points when you charge $1,500 in the first 3 months of card membership. Terms apply
| | | |
| |
N/A
|
N/A
|
$250
|
N/A
|
Earn 2 Membership Rewards points for every $1 spent on eligible purchases at select American Express merchant suppliers in Canada (choose 3 suppliers), and earn 1 Membership Reward point for every $1 spent on eligible purchases elsewhere
|
Earn a Welcome Bonus of 30,000 Membership Rewards points when you spend at least $5,000 on eligible purchases within the first three months
| | | |
| |
19.99%
|
21.99%
|
$0
|
N/A
|
Earn 1 AIR MILE for every $15 spent on eligible purchases at AIR MILES Sponsors, and earn 1 AIR MILE for every $20 spent on eligible purchases elsewhere
|
Earn a Welcome Bonus of 150 AIR MILES when you spend at least $1,000 in eligible purchases within the first three months
| | | |
| |
7.99% intro APR for the first 6 months, 19.99% thereafter
|
22.99%
|
$0
|
$12,000
|
Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
|
Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by February 28, 2021. | | | |
| |
7.99% intro APR for the first 6 months, 19.99% thereafter
|
22.99%
|
$0
|
$12,000
|
Get 1% cash back on all eligible gas station, grocery store and drug store purchases and recurring bill payments, and get 0.5% cash back on all other eligible purchases.
|
Get a 7.99% introductory interest rate on all eligible purchases for the first 6 months. Apply by February 28, 2021. | | | |
| |
20.99%
|
22.99%
|
$0 annual fee for the first year ($120 thereafter)
|
$60,000
|
Earn 4% cash back for every $1 spent on eligible grocery purchases & recurring bill payments, 2% per $1 spent on eligible gas purchases & public transit, and 1% per $1 spent on all other eligible purchases.
|
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) and pay no annual fee in the first year, including on supplementary cards (A welcome offer value of $350). Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 5 SCENE points per $1 spent at participating Cineplex theatres or cineplex.com, and earn 1 SCENE point per $1 spent on eligible purchases elsewhere.
|
Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$399
|
$12,000
|
Earn 4 Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, and on dining and entertainment purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
|
Receive a bonus of 30,000 Scotia Rewards points upon first eligible purchase made within the first two months. Apply by February 28, 2021. | | | |
| |
12.99%
|
12.99%
|
$29
|
$12,000
|
Save on interest for 6 months by consolidating your higher-rate balances with the balance transfer offer, and get an on-going 12.99% interest rate on purchases, cash advances and balance transfers.
|
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 5% in GM Earnings on all eligible purchases on the first $5,000 annual spend, and 2% in GM Earnings on all eligible purchases thereafter.
|
Earn 5% in GM Earnings on all eligible purchases on the first $5,000 annual spend, and 2% in GM Earnings on all eligible purchases thereafter. For every $1 in GM Earnings, you’ll get $1 off the purchase price or lease of a new GM, Chevrolet, Buick, GMC or Cadillac.
| | | |
| |
19.99%
|
22.99%
|
$0
|
$12,000
|
Earn 1 Scotia Rewards point for every $1 spent on eligible purchases.
|
Earn 5,000 bonus Scotia Rewards points when you spend $500 on eligible purchases within the first 3 months. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$0 annual fee for the first year ($79 thereafter)
|
$60,000
|
Earn 5% in GM Earnings on the first $10,000 annual spend, and earn 2% in GM Earnings thereafter.
|
Get the annual fee waived in the first year on the primary card as well as any supplementary cards. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$120
|
$12,000
|
Earn 5 Scotia Rewards points per $1 spent on eligible grocery, dining and entertainment purchases, 3 points per $1 spent on eligible gas, transportation and select streaming services, and 1 point per $1 spent on eligible purchases elsewhere.
|
Earn 25,000 bonus Scotia Rewards points when you spend at least $1,000 on eligible purchases in the first 3 months. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$139
|
$60,000
|
Earn 2 Scotia Rewards points for every $1 spent on eligible grocery store, dining, entertainment and daily transit purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
|
Earn up to 30,000 bonus Scotia Rewards points (up to a $300 travel value) in your first year. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$110
|
$12,000
|
Earn 1 Scotia Reward point for every $1 spent on eligible purchases. Plus, book your travel through the Scotia Rewards Travel Service and earn 5% cash back on the cost of your trip.
|
Receive 5,000 bonus Scotia Rewards points when you make your first eligible purchase. Eligible purchase must be posted to your account within 2 months of account opening. Apply by February 28, 2021. | | | |
| |
19.99%
|
22.99%
|
$39
|
$12,000
|
Earn 2% cash back on all eligible gas station, grocery store and drug store purchases and on recurring bill payments (up to a $25,000 annual spend), and earn 1% cash back on all other eligible purchases (and on all eligible purchases once the $25,000 annual spend is reached).
|
Get a 2.99% introductory rate on balance transfers and a 0% balance transfer fee for the first 6 months. Apply by February 28, 2021. | | | |
| |
19.95%
|
19.95%
|
$0
|
$60,000
|
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
|
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
| | | |
| |
20.99%
|
21.99%
|
$299
|
N/A
|
Earn 1 AIR MILE for every $10 spent on purchases at eligible stand-alone grocery stores, gas stations and drugs stores in Canada, as well as eligible AIR MILES partners, and earn 1 AIR MILE for every $15 spent on all other eligible purchases elsewhere
|
Earn a Welcome Bonus of 2,400 AIR MILES when you spend at least $3,000 in eligible purchases within the first three months.
| | | |
| |
N/A
|
N/A
|
$699
|
N/A
|
Earn 3 Membership Rewards points for every $1 spent on eligible dining in Canada, 2 Membership Rewards points for every $1 spent on eligible travel purchases as well as hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases
|
As a new Platinum Cardmember, earn 25,000 Welcome Bonus Membership Rewards points when you charge $2,000 in purchases to your card in the first three months of Cardmembership.
| | | |
