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Alaska Airlines Platinum Plus Mastercard review

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Get a generous welcome bonus and save money on flights when you earn miles with this frequent flyer card. 

Lock in an extra 20,000 miles when you spend over $1,000 on your card in the first 90 days.

19.99%

Purchase Interest Rate

$75

Annual Fee

Please note: All information about Alaska Airlines Platinum Plus Mastercard has been collected independently by Finder and this product is not available through this site.

The Alaska Airlines Platinum Plus Mastercard is a mid-level travel rewards card offered by MBNA bank. It lets you earn miles to put towards Alaska Airlines flights. You’ll earn one mile for every dollar you spend on everyday purchases and three miles for Alaska Airlines purchases. You’ll also get a welcome bonus and a handful of travel perks like car rental discounts and an annual companion fare when you sign up.

30-second take

  • Think about this card if you enjoy flying with Alaska Airlines and you want a welcome bonus.
  • Choose something else if you’re looking for comprehensive benefits or no annual fee.
  • There are no personal or household income requirements to qualify for this card.

The basics

Whether you’re a frequent flyer or looking to book your first trip overseas, the Alaska Airlines Platinum Plus Mastercard could help you earn travel rewards for every dollar you spend.

  • Decent return on miles. Earn three miles per dollar when you make Alaska Airlines purchases and one mile for everything else
  • Welcome offer. Lock in an extra 20,000 miles when you spend over $1,000 on your card in the first 90 days.
  • Companion fare. Get an annual companion flight so that a loved one can accompany you on your next trip for free (though you’ll have to pay a nominal fee for this fare)
  • Purchase assurance. Rest easy with coverage to protect the purchases you make on your card against loss and damage.
  • Extended warranty coverage. Add an extra year of coverage to your manufacturer's warranty when you buy consumer goods with your card

The perks

  • Car rental discounts. Save at least 10% when you rent a car with select dealers in Canada and the US (and 5% internationally)
  • Travel perks. Enjoy travel perks like lost luggage assistance and emergency card replacement services when you travel.
  • Zero-liability insurance. Avoid paying for fraudulent purchases on your account with zero-liability insurance.
  • Enhanced security. Relax knowing your purchases are protected by special security features on your card as well as online fraud prevention mechanisms.
  • Many partner airlines. Miles can be redeemed for flights with 15 Alaska Airlines partners including Finnair, Qantas, Emirates and British Airways.
  • No minimum income requirements. There are no personal or household income requirements to qualify for this card.

What to watch out for

  • Annual fee. It costs $75 per year to maintain this card.
  • High interest. You’ll pay 19.99% on purchases and 22.99% on cash advances and balance transfers.
  • Rigid rewards. You’ll need to cash in your rewards with Alaska Airlines, and they’re not transferrable to other MBNA rewards programs.
  • Few benefits. There are no extra benefits like travel medical insurance or roadside assistance to compensate for the high fee you pay.

What should I know before I apply”

How to apply

  1. Head to the MBNA website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

The Alaska Airlines Platinum Plus Mastercard offers a decent return on travel rewards for Alaska Airlines passengers. You’ll also get a generous welcome bonus and a handful of travel perks when you sign up. The downside is that you won’t get comprehensive benefits or a low interest rate on purchases.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
American Express Cobalt Card
30,000 points
Up to 5 points per $1 spent
19.99%
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Min. recommended credit score: 700
Earn up to 30,000 bonus Membership Rewards points in your first year as a new Cobalt Cardmember.
Tangerine World Mastercard
Balance transfer offer
Up to 2% cash back
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Min. recommended credit score: 680
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
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$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
BMO Preferred Rate Mastercard
Balance transfer offer
N/A
12.99%
$20
Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Scotiabank Value Visa Card
Balance transfer offer
N/A
12.99%
$29
Min. recommended credit score: 650
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by July 1, 2021.
SimplyCash Card from American Express
1.25% cash back
Up to 2.5% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 2.5% cash back on all eligible purchases in your first three months (up to a maximum spend of $6,000, or $150 in cash back).
Choice Card from American Express
10,000 points
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn 10,000 Bonus Membership Rewards points within the first 3 months as a new Cardmember.
Tangerine Money-Back Credit Card
Balance transfer offer
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
HSBC +Rewards™ Mastercard®
20,000 Points
2x points per $1 spent
11.9%
$0 annual fee for the first year ($25 thereafter)
Min. recommended credit score: 630
Get 20,000 Points (up to $100 in value), plus get a 1st year annual fee waiver. Apply by September 27, 2021.
Refresh Financial Secured Card
N/A
N/A
17.99%
$12.95
Min. recommended credit score: Any score
Take advantage of a low annual fee, with no credit check and guaranteed approval once you secure your card with some funds.
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Name Product Balance Transfer Rate Balance Transfer Fee Purchase Interest Rate Annual Fee Min. Credit Score Description
Tangerine World Mastercard
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 680
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
BMO CashBack Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers with a 1% balance transfer fee for nine months.
BMO Preferred Rate Mastercard
3.99% for the first 9 months (then 12.99%)
1%
12.99%
$20
Min. recommended credit score: 660
Get a rate of 3.99% on balance transfers for 9 months with a 1% transfer fee. Plus, get the $20 annual fee waived in the first year.
Scotiabank Value Visa Card
0.99% for the first 6 months (then 12.99%)
N/A
12.99%
$29
Min. recommended credit score: 650
Get a 0.99% introductory interest rate on balance transfers with a 0% transfer fee for the first 6 months. Apply by July 1, 2021.
Tangerine Money-Back Credit Card
1.95% for the first 6 months (then 19.95%)
3%
19.95%
$0
Min. recommended credit score: 680
Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
BMO Rewards Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 725
Get a bonus of 10,000 BMO Rewards points when you spend $1,000 in the first 3 months. Apply by October 31, 2021 . Plus, get a rate of 1.99% on balance transfers for 9 months. A 1% fee applies to transferred balances.
BMO AIR MILES Mastercard
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 660
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BMO AIR MILES Mastercard For Students
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 660
Get 800 AIR MILES Bonus Miles (enough for $80 towards purchases with AIR MILES Cash). Get a 1.99% introductory interest rate on balance transfers for 9 months. A 1% fee applies to balance amounts transferred.
BMO CashBack Mastercard For Students
1.99% for the first 9 months (then 22.99%)
1%
19.99%
$0
Min. recommended credit score: 660
Get up to 5% cash back in the first three months (up to max. spend of $2,000). Plus, get a rate of 1.99% on balance transfers for 9 months (with a 1% transfer fee).
Scotia Momentum Visa Card
2.99% for the first 6 months (then 22.99%)
N/A
19.99%
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Min. recommended credit score: 650
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Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
American Express Cobalt Card
30,000 points
Up to 5 points per $1 spent
19.99%
$120
Min. recommended credit score: 700
Earn up to 30,000 bonus Membership Rewards points in your first year as a new Cobalt Cardmember.
Choice Card from American Express
10,000 points
1 point per $1 spent
19.99%
$0
Min. recommended credit score: 700
Earn 10,000 Bonus Membership Rewards points within the first 3 months as a new Cardmember.
HSBC +Rewards™ Mastercard®
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2x points per $1 spent
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$0 annual fee for the first year ($25 thereafter)
Min. recommended credit score: 630
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BMO Rewards Mastercard
10,000 points
Up to 2 points per $1 spent
19.99%
$0
Min. recommended credit score: 725
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BMO World Elite Mastercard
30,000 points
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$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
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Brim Mastercard
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American Express Aeroplan Card
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Min. recommended credit score: 700
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BMO eclipse Visa Infinite
40,000 points
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$0 annual fee for the first year ($120 thereafter)
Min. recommended credit score: 760
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American Express Business Edge Card
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American Express AIR MILES Platinum Credit Card
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Name Product Welcome Offer Cash Back Rate Purchase Interest Rate Annual Fee Min. Credit Score Reward Description
Tangerine World Mastercard
Balance transfer offer
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
BMO CashBack Mastercard
5% cash back
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Min. recommended credit score: 660
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SimplyCash Card from American Express
1.25% cash back
Up to 2.5% cash back
19.99%
$0
Min. recommended credit score: 700
Earn 1.25% cash back on all eligible purchases.
Tangerine Money-Back Credit Card
Balance transfer offer
Up to 2% cash back
19.95%
$0
Min. recommended credit score: 680
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
SimplyCash Preferred Card from American Express
10% cash back
2% cash back
19.99%
$99
Min. recommended credit score: 700
Earn 2% cash back on all eligible purchases
BMO CashBack World Elite Mastercard
Up to 10% cash back
1% cash back
20.99%
$0 annual fee for the first year ($120 thereafter)
Min. recommended credit score: 760
Earn 5% cash back on groceries, 4% on transit including ride sharing, taxis and public transportation, 3% on gas and electric vehicle charging, 2% on recurring bill payments and 1% unlimited cash back on all eligible purchases.
Shell CashBack Mastercard from BMO
$50 in cash back + 1% cash back
Up to 1.5% cash back
19.99%
$0
Min. recommended credit score: 660
Get 1.5% cash back at participating Shell locations in Canada (up to a maximum spend of $2,500 in any monthly billing period), and get 0.5% cash back everywhere else.
BMO Cashback Business Mastercard
10% cash back
Up to 1.75% cash back
19.99%
$0
Min. recommended credit score: 650
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BMO CashBack Mastercard For Students
5% cash back
Up to 3% cash back
19.99%
$0
Min. recommended credit score: 660
Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases.
Shell CashBack World Mastercard from BMO
N/A
Up to 3% cash back
19.99%
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Min. recommended credit score: 760
Get 3% cash back per $1 spent at Shells stations, 1.25% cash back on all other spend.
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