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Alaska Airlines Platinum Plus Mastercard review

Get a generous welcome bonus and save money on flights when you earn miles with this frequent flyer card. 

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By

Claire Horwood

Updated

No longer offered in the market

The Alaska Airlines Platinum Plus Mastercard is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested.
You can compare MBNA credit cards in Canada here.

The MBNA Alaska Airlines Platinum Plus Mastercard is a mid-level travel rewards card offered by MBNA bank. It lets you earn miles to put towards Alaska Airlines flights. You’ll earn one mile for every dollar you spend on everyday purchases and three miles for Alaska Airlines purchases. You’ll also get a welcome bonus and a handful of travel perks like car rental discounts and an annual companion fare when you sign up.

30-second take

  • Think about this card if you enjoy flying with Alaska Airlines and you want a welcome bonus.
  • Choose something else if you’re looking for comprehensive benefits or no annual fee.
  • There are no personal or household income requirements to qualify for this card.

The basics

Whether you’re a frequent flyer or looking to book your first trip overseas, the MBNA Alaska Airlines Platinum Plus Mastercard could help you earn travel rewards for every dollar you spend.

  • Decent return on miles. Earn three miles per dollar when you make Alaska Airlines purchases and one mile for everything else.
  • Welcome offer. Earn 3 Miles on every $1 you spend on tickets, vacation packages, and cargo services from Alaska Airlines, and earn 1 Mile per $1 on all other eligible purchases. Lock in an extra 20,000 miles when you spend over $1,000 on your card in the first 90 days.
  • Companion fare. Get an annual companion flight so that a loved one can accompany you on your next trip for free (though you’ll have to pay a nominal fee for this fare)
  • Purchase assurance. Rest easy with coverage to protect the purchases you make on your card against loss and damage.
  • Extended warranty coverage. Add an extra year of coverage to your manufacturer’s warranty when you buy consumer goods with your card

The perks

  • Car rental discounts. Save at least 10% when you rent a car with select dealers in Canada and the US (and 5% internationally)
  • Travel perks. Enjoy travel perks like lost luggage assistance and emergency card replacement services when you travel.
  • Zero-liability insurance. Avoid paying for fraudulent purchases on your account with zero-liability insurance.
  • Enhanced security. Relax knowing your purchases are protected by special security features on your card as well as online fraud prevention mechanisms.
  • Many partner airlines. Miles can be redeemed for flights with 15 Alaska Airlines partners including Finnair, Qantas, Emirates and British Airways.
  • No minimum income requirements. There are no personal or household income requirements to qualify for this card.

What to watch out for

  • Annual fee. It costs $75 per year to maintain this card.
  • High interest. You’ll pay 19.99% on purchases and 22.99% on cash advances and balance transfers.
  • Rigid rewards. You’ll need to cash in your rewards with Alaska Airlines, and they’re not transferrable to other MBNA rewards programs.
  • Few benefits. There are no extra benefits like travel medical insurance or roadside assistance to compensate for the high fee you pay.

MBNA Alaska Airlines Platinum Plus Mastercard interest rates

Interest TypeInterest Rate
Purchase interest rate19.99%
Cash advance rate22.99%
Standard balance transfer rate22.99%

What should I know before I apply”

How to apply

  1. Head to the MBNA website to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

The MBNA Alaska Airlines Platinum Plus Mastercard offers a decent return on travel rewards for Alaska Airlines passengers. You’ll also get a generous welcome bonus and a handful of travel perks when you sign up. The downside is that you won’t get comprehensive benefits or a low interest rate on purchases.

Compare other credit cards

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
RBC Cash Back Mastercard
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N/A
Up to 2% cash back
20.99%
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Min. recommended credit score: 650
Get 2% cash back on grocery store purchases, and up to 1% cash back on all other qualifying purchases and pre-authorized payments.
BMO CashBack Mastercard
BMO CashBack Mastercard
5% cash back
Up to 3% cash back
20.99%
$0
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Min. recommended credit score: 660
Get 5% cash back on all eligible purchases in the first three months of card membership (up to max. spend of $2,500). Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances.
Tangerine Money-Back Credit Card
OFFER
Tangerine Money-Back Credit Card
10% cash back
Up to 2% cash back
19.95%
$0
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Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until July 5, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
Tangerine World Mastercard
OFFER
Tangerine World Mastercard
10% cash back
Up to 2% cash back
19.95%
$0
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Min. recommended credit score: 600
Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until July 5, 2023. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.
Neo Financial Mastercard
Neo Financial Mastercard
Get $25.00 + up to 15% cash back
Average 5% cash back
19.99% - 26.99%
$0
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Min. recommended credit score: 600
Get $25 when you sign up for the Neo Financial Mastercard. Plus, earn bonuses like 15% cashback on your first purchase at most partners, and earn an average of 5% cashback at thousands of partners and at least 0.5% cashback guaranteed.
RBC Avion Visa Infinite
RBC Avion Visa Infinite
35,000 points
Up to 1 point per $1 spent
20.99%
$120
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Min. recommended credit score: 650
Get up to 35,000 Welcome Points.
American Express Cobalt Card
American Express Cobalt Card
30,000 points
Up to 5x points per $1 spent
20.99%
$155.88
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Min. recommended credit score: 700
Earn up to 30,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). That’s up to $300 towards a weekend getaway or concert tickets.
BMO Preferred Rate Mastercard
BMO Preferred Rate Mastercard
0.99% rate on balance transfers for 9 months
N/A
13.99%
$0 annual fee for the first year ($29 thereafter)
Apply now
More Info
Min. recommended credit score: 660
Get a rate of 0.99% on balance transfers for 9 months with a 2% transfer fee. Plus, get the $29 annual fee waived in the first year.
RBC ION+ Visa
RBC ION+ Visa
7,000 points
3 points per $1 spent
20.99%
$48
Apply now
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Min. recommended credit score: 660
Get up to 7,000 points. Get 3,500 Welcome Points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Apply by May 29, 2023.
RBC ION Visa
RBC ION Visa
3,500 points
1.5 points per $1 spent
20.99%
$0
Apply now
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Min. recommended credit score: 660
Get 3,500 Avion points when you get approved for the card. Apply by May 29, 2023.
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Frequently asked questions about the MBNA Alaska Airlines Platinum Plus Mastercard

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