Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
TD First Class Travel Visa Infinite Card Review
Take advantage of a welcome bonus, return on reward points and a suite of travel benefits
- Think about this card if you want a full insurance package and a return on points for all purchases.
- Choose something else if you’d rather get cash back or you don’t want to pay an annual fee.
- Your minimum annual income needs to be $60,000, or you should have a household income of $100,000.
If you travel often and want a card that gives you a return on points for all purchases (not just gas and groceries), then the TD First Class Travel Visa Infinite Card could be for you.
- Earn TD Bank Rewards Points. Earn 8 TD Rewards Points for every $1 spent in travel booked online through Expedia for TD, 6 TD Rewards Points
for every $1 you spend on Groceries and Restaurants, 4 TD Rewards Points for every $1 you spend on regularly recurring bill payments and 2 TD Rewards Points for every $1 spent on all other eligible purchases.
- Flexible points. Use points on travel, merchandise, gift cards or a cash credit to your account.
- Welcome offer. Earn up to 145,000 TD Points (a travel value of $1,000). Plus, get the first year annual fee waived. Conditions Apply. Apply by May 28, 2023.
- Purchase protection. With Purchase Security and Extended Warranty Insurance, new item purchases are covered against loss or damage up to 90 days
from date of purchase, as well as extended warranty up to 12 months.
- Car rental coverage. Get covered up to 48 successive days with Auto Rental Collision/Loss Damage Insurance. As a cardholder, you get up to 10% discount at participating Avis and Budget car rental locations.
- Airport lounge discounts. Lock in discounts on Priority Pass membership for access to 1,200 VIP airport lounges worldwide.
- Travel insurance. Here’s an outline of the comprehensive travel insurance benefits you get with TD First Class Travel Visa Infinite Card:
|Travel Medical Insurance||Up to $2 million for the first 21 days|
|Common Carrier Travel Accident Insurance||Up to $500,000|
|Trip Interruption Insurance||up to $5,000 per insured person (up to a maximum of $25,000 for all insured persons)|
|Trip Cancellation Insurance||up to $1,500 per insured person (up to a maximum of $5,000 for all insured persons)|
|Delayed and Lost Baggage Insurance||Up to $1,000 per insured person (beyond 6 hrs delay or totally lost)|
- Contactless payments. Tap to pay if you have Apple Pay or Visa payWave (for Android).
- Fraud proof. You won’t have to pay if there are fraudulent charges on your account with zero-liability coverage.
- Special offers. Take advantage of exclusive offers on dining and entertainment for Visa Infinite cardholders.
- Optional benefits. Pay more to get roadside assistance and balance protection insurance.
What to watch out for
- High annual fee. The fee for this card is $139 per year, but it can be waived in the first year. T&C’s apply.
- Fee for additional cards. Extra cards will cost you $50 a pop.
- Minimum credit limit. Your card limit has to be over $5,000, which isn’t ideal for people who don’t want to spend much.
- Income requirements. There’s a minimum personal income requirement of $60,000 to qualify.
TD First Class Travel Visa Infinite Card interest rates
|Interest Type||Interest Rate|
|Purchase interest rate||20.99%|
|Cash advance rate||22.99%|
|Standard balance transfer rate||22.99%|
What should I know before I apply
The TD First Class Travel Visa Infinite Card offers a return on rewards and comprehensive travel insurance. The card also comes with a welcome offer and extra benefits, including car rental insurance, common carrier insurance, extended warranty coverage and fraud protection. You should avoid this card if you don’t want to pay an annual fee or are unable to meet the minimum income requirement ($60,000 and up).
Frequently asked questions about the TD First Class Travel Visa Infinite Card
More guides on Finder
Guide to finding the best prepaid card in Canada in May 2023
We show you the best prepaid credit cards in Canada, whether you’re looking for a prepaid card with no fees, cash back rewards, or travel perks, or more.
How to buy Sui (SUI) in Canada
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
5 apps like Nyble in Canada
Compare apps like Nyble in Canada to access emergency funding.
Your guide to buying and financing a car in Canada with RightRide.
Compare bad credit car loans in BC
Your guide to bad credit car loans in BC and how to find the right financing for your needs.
Camera financing in Canada
Compare six ways to finance a camera in Canada, including options for good and bad credit.
How to buy Pepe (PEPE) in Canada
This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on (PEPE).
Personal loans in Saskatchewan up to $50,000
Compare lenders to find the best personal loan in Saskatchewan for your needs.
Compare bad credit loans in Winnipeg
Compare interest rates and eligibility requirements of bad credit loans in Winnipeg.
Money Management for Teens: 7 Tips from Financial Experts
Teaching teenagers how to budget can be a tricky task. 7 experts give their best tips on how to budget for teenagers.