TD Aeroplan Visa Infinite Card Review

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Earn Aeroplan Miles on everyday purchases and get where you need to go faster and cheaper.

The TD Aeroplan Visa Infinite Card card offers 1.5 Aeroplan miles for every dollar you spend on gas, grocery and drug stores including Air Canada purchases, along with 1 mile for all other purchases.


Purchase Interest Rate


Annual Fee


Balance Transfer Rate


Product NameTD Aeroplan Visa Infinite Card
RewardEarn 1.5 miles for every $1 spent on eligible grocery, gas, drugstore and purchases and 1 mile for every $1 spent elsewhere. T&C's apply.
Welcome OfferEarn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards) and first year no Annual Fee for the Primary Cardholder. Apply online by March 2, 2020.

Purchase Interest Rate19.99%
Cash Advance Rate22.99%
Balance Transfer Rate22.99%
Interest Free Period Up to 21 days
Minimum Credit Limit$5,000
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More Info

30-second take

  • Think about this card if you collect Aeroplan miles and want comprehensive travel benefits.
  • Choose something else if you’d rather get cash back or don’t want to pay an annual fee.
  • Your minimum annual income needs to be $60,000, or you should have a household income of $100,000.

The basics

If you’re a frequent flyer and have an Aeroplan membership, then the TD Aeroplan Visa Infinite Card could be the right fit for you.

  • High return. Earn 1.5 Aeroplan miles per dollar spent on gas and grocery and drug stores including Air Canada purchases, and 1 mile on all other purchases.
  • Earn 2x the rewards. Earn points twice by showing your Aeroplan membership card when you pay with your card.
  • Limited time welcome offer. Get a welcome bonus up to 30,000 Aeroplan miles equivalent to 2 economy short-haul roundtrip flight rewards when you sign up by March 2, 2020. The welcome bonus is awarded in two parts. Receive 15,000 Aeroplan miles upon first purchase. Get additional 15,000 miles when you charge your card on all purchases in the first 3 months.
  • Purchase protection. With Purchase Security and Extended Warranty Insurance, new item purchases is covered against loss or damage up to 90 days
    from date of purchase as well as extended warranty up to 12 months.
  • Travel insurance. Here’s an outline of the comprehensive travel insurance benefits you get with TD Aeroplan Visa Infinite Card:
InsuranceCover Limit
Travel Medical InsuranceUp to $1,000,000 for the first 21 days
Common Carrier Travel Accident InsuranceUp to $500,000
Trip Interruption InsuranceUp to $5,000 per insured person (up to a maximum of $25,000 for all insured persons)
Trip Cancellation InsuranceUp to $1,500 per insured person (up to a maximum of $5,000 for all insured persons)
Delayed and Lost Baggage InsuranceUp to $1,000 per insured person (beyond 6 hrs delay or totally lost)
Flight Delay InsuranceUp to $500 per insured person (beyond 4 hrs delay)
Auto Rental Collision/Loss Damage InsuranceUp to 48 successive days

The perks

  • Car rental perks. Get up to 10% discount at participating Avis and Budget car rental locations.
  • Air Canada benefits. Get special treatment when you use your Aeroplan miles to book flights with Air Canada (including free baggage, priority check-in and lounge access).
  • Contactless payments. Make quick and easy payments with Apple Pay and Visa payWave (for Android).
  • TD Fraud Alerts. Receive instant alerts on your mobile phone on suspicious transactions made on your card.
  • Visa Infinite benefits. Get exclusive benefits on hotels and dining including complimentary concierge services with Visa Infinite.
  • Optional benefits. Pay more to get balance protection insurance in case you need help paying down your card after an accident.

What to watch out for

  • High annual fee. The fee for this card is $120 per year, but it can be waived in the first year.
  • High interest. You’ll have to pay at least 19.99% interest on outstanding balances and 22.99% for cash advances.
  • Fee for additional cards. There’s a fee of $50 for additional cardholders.
  • Income requirements. The minimum personal income to qualify for this card is $60,000 or a $100,000 annual household income.

What should I know before I apply

How to apply

  1. Head to the TD bank website, select the TD Aeroplan Visa Infinite Card and click Apply online to begin your application.
  2. Complete the application, which includes providing your name, email address, social insurance number and birth date.
  3. Review and submit your application.

Bottom line

The TD Aeroplan Visa Infinite Card is designed for Aeroplan members who want to earn more miles on purchases. The card comes with a welcome offer, comprehensive travel insurance and a nice spread of travel perks, including car rental coverage, common carrier insurance, Air Canada benefits and more.

Frequently asked questions about the TD Aeroplan Visa Infinite Card

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