Scotiabank Passport Visa Infinite Card Review
Earn rewards when you pay for your purchases with the Scotiabank Passport Visa Infinite Card .Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel). Plus, get the annual fee waived in the first year and earn 5x Scotia Rewards points on travel for the first 3 months (up to $2,500 spend). Apply by October 31, 2021.
Purchase Interest Rate
$0 annual fee for the first year ($139 thereafter)
|Product Name||Scotiabank Passport Visa Infinite Card|
|Reward||Earn 2 Scotia Rewards points for every $1 spent on eligible grocery store, dining, entertainment and daily transit purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.|
|Welcome Offer||Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel). Plus, get the annual fee waived in the first year and earn 5x Scotia Rewards points on travel for the first 3 months (up to $2,500 spend). Apply by October 31, 2021.|
|Purchase Interest Rate||19.99%|
|Cash Advance Rate||22.99%|
|Balance Transfer Rate||22.99%|
|Interest Free Period||Up to 21 days|
|Minimum Credit Limit||$5,000|
- Get this card if you want the chance to earn double the Scotia Rewards points on daily purchases.
- Choose something else if you’re not a frequent traveler or would rather not pay an annual fee.
- You must have a minimum annual income of $60,000 to qualify for this card (or a household income of $100,000).
- Signup bonus. Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel). Plus, get the annual fee waived in the first year and earn 5x Scotia Rewards points on travel for the first 3 months (up to $2,500 spend). Apply by October 31, 2021.
- Rewards points. Earn 2 Scotia Rewards points for every $1 spent on eligible grocery store, dining, entertainment and daily transit purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere. Plus, earn 5x Scotia Rewards points on travel for the first 3 months (up to $2,500 spend) when you apply by October 31, 2021.
- No FX mark-up. Avoid paying a foreign transaction fees on purchases made outside of Canada (including online).
- Best Price Guarantee on airfare. Earn points credit when you find an airfare that is at least $10 less than the airfare you’ve booked. Flights must have the exact same itinerary and be sent within 24 hours of your initial purchase.
- Complimentary Airport Lounge Access. Enjoy complimentary Priority Pass membership, plus six free visits per year to over 1,000 airport lounges around the world.
- Price drop protection. File a claim with the Price Protection Service if your recent purchase drops in price within 60 days and receive the price difference up to $100 per item and $500 per calendar year.
- Purchase insurance. Get extended warranty and insurance coverage to cover theft, loss or damage on most items purchased with your card (for 90 days from purchase date).
- Travel insurance. Take advantage of comprehensive travel insurance to cover car rental theft or collision, flight cancellations/interruptions, baggage delays or lost luggage, hotel burglaries and other incidentals. This comes on top of $1,000,000 in Travel Emergency Medical Insurance and $500,000 in Travel Accident Insurance.
- Save on car rentals. Get up to 25% car rental discount + complimentary upgrades for Avis Preferred Plus members at participating Avis locations in Canada and the US. Plus get Rental Car Collision/Loss Damage Insurance coverage (up to $65,000).
- World class service. Contact customer service 24/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.
Visa Infinite benefitsVisa Infinite is renowned for its exclusive offers on dining, entertainment and accommodation. You can tap into prestigious programs with you card, including the Visa Infinite Concierge, Luxury Hotel Collection, Dining Series and Wine Country Program.
What to watch out for
- High annual fee. You have to pay an annual fee of $139 for the card, but your first supplementary card is free, with each additional card costing $50.
- High minimum income. You must have a minimum annual income of $60,000 or a minimum household income of $100,000 to qualify for this card.
- High minimum credit limit. The minimum credit limit is $5,000 which is higher than many other credit cards.
- Rewards are designed for travellers. While you can redeem a wide range of rewards with Scotia Rewards, the Scotiabank Passport Visa Infinite Card is designed with travellers in mind. This means many of the perks, rewards and exclusive offers are travel related. If you’re not a regular traveller, a different Scotiabank credit card might have rewards better suited to your needs.
What do other customers say?
Many customers have written favourable reviews about the travel rewards on offer from the Scotiabank Passport Visa Infinite Card. Flexible rewards are a highlight for some cardholders – who enjoy the ability to use their Scotia Rewards points interchangeably with their SCENE points. Those who travel frequently can take full advantage of the extra perks, like free airport lounge access, comprehensive travel insurance and no FX mark-up on purchases made overseas. However, some customers prefer to opt for a fee-free card instead of paying the annual fee for the Scotiabank Passport Visa Infinite Card.
What should I know before I apply
How to apply
- Click Go to site on this page to be securely directed to your Scotiabank Passport Visa Infinite Card application.
- Read through the Disclosure Statement details and click Accept & Continue.
- Complete the application with details that include your name, email address, social insurance number and birth date.
- Review and submit your application.
The Scotiabank Passport Visa Infinite Card offers top-notch travel rewards points on eligible purchases. The card provides a full suite of travel and purchase insurance along with some high-end extras, including complimentary airport lounge access, no foreign currency fees, exclusive access to in-demand dining and entertainment experiences, AVIS car rental discounts and much more. If you’re looking for a comprehensive travel card and don’t mind paying the annual fee, then this card might be right up your alley.
Frequently asked questions about the Scotiabank Passport Visa Infinite Card