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$0 annual fee for the first year ($120 thereafter)
Up to 6 points per $1 spent
If you want to earn rewards points up to 5x faster, then the Scotiabank Gold American Express Card might be the right fit for you. It’s one of the rare cards that comes with no foreign transaction fees, saving you 2.5% each time you use your card overseas or online with an international retailer.Earn 6 Scene+ points for every $1 you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more, 5 Scene+ points per $1 spent on eligible grocery, dining and entertainment purchases, 3 Scene+ points per $1 spent on eligible gas, transportation and select streaming services, and 1 Scene+ point per $1 spent on eligible purchases elsewhere.
You can also use your card to book travel through Scotia Rewards Travel Service, a full-service travel agency, and redeem your points on exclusive offers on travel packages as well as take advantage on hard-to-beat complimentary travel insurance.
If you don’t plan to travel in the near future but you want to redeem your rewards, you can also choose from a wide selection of merchandise and gifts offered by Scene+. If you’re feeling particularly generous, you can even donate your points to charity.
The Scotiabank Gold American Express Card also offers extended purchase and travel insurance:
|Interest Type||Interest Rate|
|Purchase interest rate||20.99%|
|Cash advance rate||22.99%|
|Standard balance transfer rate||22.99%|
Many customers enjoy the flexibility of Scene+ points, which can be exchanged for travel, merchandise, SCENE points and more. Many cardholders are very appreciative of the 5x return per dollar on points with this card, although some would prefer to pay no annual fee in exchange for less points. Many are also pleased with the comprehensive insurance package offered through this card. One limitation of the Scotiabank Gold American Express Card is that customers can’t use American Express cards as easily overseas.
The Scotiabank Gold American Express Card offers a full suite of perks and benefits for a $120 annual fee. Plus, get comprehensive purchase and travel insurance and avoid paying foreign transaction fees.
If you’re looking for a fee-free card with similar benefits, you might like to check out the Scotiabank Gold American Express Card.
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